The unfortunate part is that your insurance will have to pay for the repairs for the idiot that you were pushed into. I was hit due to someone behind me being rear ended and he was pushed into me. His insurance covered my car while the guy in the back covered the middle car. The messed up part is that even though I didn't hit anyone and wasn't cited in the accident my insurance has gone up $40/month for 3 years just for filing a claim. Mind you the accident took place in California and I live in Florida now and its causing a rate increase for another 6 months. Ridiculous.

that doesn't make sense. If the accident isn't my fault then why should my insurance pay anything

Because you didn't have enough distance between you and the car in front of you when you stopped. It's ridiculous and doesn't make sense but its the law.

Your insurance will go up reguardless. The same thing happened with us but because we were a sub the initial damage wasn't severe. I'm assuming it will cover around $20k if you have gap insurance it will cover any remaining amount owed on the car

If I paid off the car in one check. What kind of effect would that have on it.

Take the advice the others gave about haggling for more money. Also, you "might" be able to snag a few pieces off the wrecked one before the insurance company buys it and scraps it(interior stuff).

If you had an aftermarket radio for example, you have every right to take that, as well as accessories that you paid extra for. Speaking of, make sure you add up any additional items you had installed on the car.

But of course ultimately you will be losing money unless you had a special plan like the guy with Allstate who said he has 3 years and gets a new replacement(I bet you pay extra for that service).

Do not accept the first offer! Show them what used FR-S's are listing for on auto trader and haggle. They cannot force you to accept the payment, but they can indefinitely string you along with lowball offers until you cave in and accept.

If you're planning on haggling, DO NOT CASH THE CHECK they send you! If you do, they will take that as acceptance of the original offer. I know this should be common knowledge to most, but always good to throw that out there in case they didn't know.

Than you would not have GAP insurance and you will be at the mercy of the Insurance company to value the car. They normally go by blue book in excellent condition for the value but each company is a little different. And just to warn you it is not a fast process normally taking a few weeks before you will see the check for the car.

Sorry for your loss, I'm sure they get you a brand new car .
Try and keep the write off car and sell me find parts off it

Poor baby, may she rest in peace.

Damn sorry to hear.

Yeah jasper is right. Totals are not fun to deal with. Gap insurance just covers financing loans I think.

Since every one is asking for parts. How are the two turn signal faux vents?

My wife was pushed into the car in front of us and our ins had to pay the damage to the car in front plus our front end damage. Absolutely stupid, but that is the law (at least in Texas).