looked at your previous threads and found that you were buying an IKONMOTORSPORTS rep v1 kit.

I guess financial stability is a 245$ kit.

LOL.

FUCK.


But to answer your question, I don't think forgestar as a company does, but a few of their vendors will finance it. Off the top of my head, try asking modbargins, I remember seeing they had a cookie cutter rbv1 setup listed.

PayPal also will finance things, but I'm sure it depends on your credit as well...

Wasn't that post like a year ago???
So I'm a welder for Cheveron, i got in through my uncle and I make very good money lol... Im also still going to school for mechanical engineering and im graduating in a year and half. So yeah I am financially stable and life is good. I wonder if you guys could say the same things for yourselfs (:
Like I said I was just wondering if they finance for the previous reason. I dont understand why people on the internet assume so much?:iono:

P.S. that ikon motorsports kit is SOOOO fucking good. And the price is out of this world...

if you are doing this to build credit, go to a bank and talk to someone about a personal loan. that way you can open that line of credit, buy the wheels in full with the banks money, and pay the bank back over time, with a low interest rate.

when i buy wheels, i use a credit card so i can get that $~2-$3k of credit, and pay it off in the first month from my debit account.

believe it or not, the best way to build your credit is to charge ~30% of your limit and pay it the first month. they dont like to see you maxing out your cards. it would seem to make more sense to max out your card every month and pay it off every month, but thats not whats best for building credit

noooooooooooooooooooooooooooooooo not a rep kit!!!!!!! why???????? you can get a rallybacker for 2 grand! why rep??????????? you can even just get the 4 rocketbunny fender flares for 500 each corner, 2k total.

This story reminds me of my youngest son when he was 16. I bought him an old car. We checked the brakes and they were shot, so I sent him up to the auto parts store to buy a set of brake pads and shoes.

When he returned, he said that they didn't have the brake parts in stock, but he bought a "racing" steering wheel. I told him to take the steering wheel back and get his (my) money back, then call around till he found the brake parts and go get them!

Yes, he did turn out OK. He got his degree plus a masters degree and works for the Defense Intelligence Agency and is assigned to a position in Hawaii.

So, juniorrr , good luck with your studies - :thumbsup:


humfrz

Did he go back after and get that racing steering wheel though? Brakes are useless if you aren't going fast, and that racing component adds more powa.

I financed a couch when i was first trying to build credit.. go for it

A lot of wheel company's offer financing with %0 interest for a full year in some cases
Otherwise, Paypall credit had %0 interest on payments over $500 if payed off before 6 months

I think he finally did. My position was to buy each kid an old car when they turned 16. I would tune it up, replace the brakes and put new tires on it and pay for the insurance. Anything else, including gas and oil, was up to them to buy.


humfrz

humfrz, i like you a lot man. but i dont know why you sign each post with your nametag, when there is a big blue nametag directly to the left of your post. it reminds me of when my dad used to sign his texts with "dad", even though the caller id/contact file was named dad.

im sure old habits are hard to break.

i like you a lot man. i especially liked your story of when you would take the sick family cat out to the woods and kill it with a hammer.

My credit last time i checked was at 755 which is really good not the greatest i guess but i want to raise it as high as possible for the future.
I have financed so many car parts over the years with 0% interest up to 1 year because my credit was good. And only on those terms would i finance.. I'm not retarded for crying out loud... Again with the assumptions:iono:
And yeah that is good literally almost a hundred people told me it was amazing before i got it and now that i do have it and mocked it up. The fitment is incredibly good and only needs to be shaved a bit in the rear and the gas cap. I even took this to 3 shops and they said that the fitment was really good and its ABS so its stronger than fiberglass as well. So if you don't have the kit than your opinion is invalid.

If all you want to do is build credit, then just use your credit card to buy literally everything and pay it off when the bill comes. Almost every single thing we buy (even bill payments where it makes sense) go on our credit card. The only bills that don't go on it are the ones that charge more of a premium than we get in cash back (ie 2% cashback but they charge 3% extra to pay by CC). Not only does it keep your credit rating up, but if you get a good card you can also get a good chunk of cash back every year (or travel points, etc). We typically end up with about $1000 back each year, just for buying stuff we'd be buying anyway.



99% of people asking if something can be financed don't have the money for it, or they'd just use a credit card like a normal person. You might also be shocked to see how many people will modify a car with bank loans, it's A LOT more common than you think.

Good point. I really don't know why I sign off on my forum post.

Maybe I do that to remind myself that I was done with that post, in case I have a senior moment and forget what I was doing - :bonk:


humfrz

Hey @juniorrr,

I know you think doing the widebody + stance with fancy wheels thing is so cool and will get you a lot of clout but you should reeeally reconsider in terms of finance (mostly like everybody is saying) for a few different reasons.

I live in an area with a lot of people who try to go widebody and who have bought 4000+ dollar sets of wheels (insanity imo but it is what it is).

You don't wanna know how many times I've seen people order a set that they later realize they won't be able to use for some reason or another (decided not to widebody, widebody ended up not being a good fit, car got confiscated, got into accident, got broken into, etc.). What if your job at chevron or wherever suddenly gets cut or your school stuff causes you to need to suddenly quit or work less hours? And then you can't keep up with car payments, rent, etc.

And then they wind up trying to sell that set of wheels for weeks or even months, because once the order is submitted and/or the set is received, they can't cancel, and nor can they use them.. But, not many people want to buy a set of wheels like that on a whim since at that point show-y builds become suuuper unique and it becomes more like "well that's a fancy set of wheels but it won't fit my build" and then that money of yours goes down the drain. And then if anything, they start dropping the price of the wheels to try enticing people to buy.

But, then your investment becomes less and less value than what it was originally worth. Not a very good situation :(.

If you really want to build credit, I'd do it with _normal_ stuff, not these special one-off purchases. Like, you're not really gonna get that big a boost probably from a set of wheels you pay off in a year. Because the longer a loan goes and the more consistent you are in paying it off is usually how you get more value out of it.

But then again, I graduated college with 0 credit (long story, but just never had credit cards or loans till after graduation) and bought my BRZ by getting a co-signing by family on my loan. Great financial decision, eh?

But then again, I knew I would be able to pay it off in 2 years and could've even sooner due to my post college job situation and doing well saving throughout college other than living expenses.

TBH I would highly recommend saving all this money that you "have" and waiting till after graduation and have a very steady flow of money where you know you won't have to worry about the chance of having a useless box of 4k+ just wasting away in a garage.