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-   -   Louisiana Owners Insurance Thread (https://www.ft86club.com/forums/showthread.php?t=126844)

22R 04-11-2018 03:39 PM

Louisiana Owners Insurance Thread
 
If ya'll don't mind who are you insured with ? How much a year ? Age and good driving record ?


Thanks,
22R

austinvojta 11-05-2018 04:01 PM

Geico, located in Louisiana, paying $1530/yr, comprehensive with $100k/200k body and $100k property, $1000 deductibles.

22 y/o with totally clean driving record. Still feels a bit crazy expensive to me, but that's coming from auto insurance in Colorado before, which is apparently much cheaper.

I'd love to hear what others are paying in this region for their twins.

LunarStorm86 11-18-2018 01:36 PM

state farm, 1395 every 6 months $250 deductible. 32 clean driving record. I need to shop around after seeing how cheap autinvojta Is getting his. I am being raped.. I know my deductible is low, but still, im paying double and only have 15k/30k/25k

LunarStorm86 11-18-2018 01:53 PM

just did a quote with geico. 6 month policy is $2k. idk how youre getting it that cheap. im 10 years older than you and nothing on my record.

austinvojta 01-27-2019 08:43 PM

Quote:

Originally Posted by LunarStorm86 (Post 3156172)
just did a quote with geico. 6 month policy is $2k. idk how youre getting it that cheap. im 10 years older than you and nothing on my record.

Darn, sorry, not sure what to tell you. Maybe a difference in the value of our cars? If you have a 2018 TRD or something. I have a 2016 with ~12k miles.

Edit: Realized I can see 2016 FR-S under your name. What state are you in? How much are you reporting to them that you drive your car per week/month?

LunarStorm86 02-03-2019 09:58 PM

In Louisiana with you lol
And I think I have it at 12k a year
I'm already at 32k miles on mine

22R 02-04-2019 04:09 AM

I am paying State Farm 1378.92/yr for my 2017 86. My 17 year old drives it to high school during the week ( two mins from home ) and me and my and wife use it on weekends. He is listed on my 2012 Camry as primary. No tickets or accidents at fault in any of our driver histories. La insurance is super high because so many do not carry it. ( but wait that is illegal ) State will not allow impounding of uninsured drivers cars so those who play by the rules also get to pay for the game. I wish we would go to no fault insurance where if you wreck your insurance pays to fix you and your car and if you did not carry insurance you are on your own...... rates would plummet but it will never happen cause the liberal democrats who wants to make guns illegal do not care that those not purchasing legally required insurance should suffer any consequences. .... rant over !

slizoth 04-11-2019 03:50 PM

As someone looking to relocate to Louisiana these insurance prices are scary, like double what I'm currently paying.


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