100% correct!

You signed a legal document you have to live with it.

I never understood leasing a car? unless its a busness write off and you dont want to mess with depreciation.

I can't get past the username of OP.

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I work for Nissan Canada Finance, we may do it a little bit differently, but we require full insurance coverage on leased vehicles as they are technically owned by Nissan.

We have someone looking at insurance constantly to see if there are any changes to the coverage.

@mav1178 is correct, if you don't have full coverage the OEM may repo the car at anytime and your credit is gonna reflect it. Not only that, but once repo'd they may bill you for the bailiff and if you don't pay up and pick up your car with full insurance, they'll sell the car, and you're liable for any deficient balance between your contract obligation and what they were able to auction your car for.

If you only view it as those two things, then of course leasing is completely foreign to you.