Lol there he goes, being an ass again. Like clockwork

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Lol, yeh it's heartless to everyone, it's our version of Trump. Kind of entertaining, like a dismembering.

You don't always get a free rental. And again, the problem is that my car is smashed. I have to trust a stranger to take it to another strager at a location i've never been to so the stranger can repair my car in whatever time frame he wants. So no work, no money, no bills paid, all i can do is sit and wait.
Not all insurances, states, and even specific locations work the same. You seem pretty confident in your answer, so you would know.

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C'mon man. You must be trolling.

I'm not. Don't know why you wouldn't get insurance to cover diminished value or to cover rental costs. Especially when it's your only vehicle, or when you really care about your car.

I see a few big problems here.

1. The color won't be exactly the same anymore, repainting it won't be 100 percent factory match.

2. If the accident gets reported to Carfax or Autocheck, the car will have an accident history. Resale value gets hit.

3. If they need to cut and re-weld a new 1/4 panel, that's considered "structural damage" according to the NAAA Structural Damage Policy. If you were to sell the vehicle to a dealership like CARMAX, they will not certify it anymore and would not be able to resell the vehicle on their lot. It would go to auction and will be disclosed as a structural damaged vehicle, this would greatly affect the trade-in value of his car.

All this is money being taken from the OP's pocket because some idiot can't drive. So yes, I see it as a big problem.

See my above post.

Filing a diminished value claim isn't as easy as you think, when my 6 month old 370Z was rear ended I tried filing a diminished value claim and the process was worse than pulling teeth. They make you jump through so many hoops, more money out of pocket for you to take your vehicle to get appraised ect. Half way through I gave up and just traded it into a BMW dealership.

Only you are making this about the insurance and you've missed the main points.

Hell, I'm kinda butthurt just reading your minimization of OP's troubles.

Then I guess the real answer to this problem is don't buy a car you can't afford to be without.

Doesnt need the quarter cut. it can be pulled pretty easily. like a 2-3 day job max but your shops gonna take a few weeks. Good luck, but for ease of mind its not big damage so dont feel too down about it. At least youre not at fault.

Colours gonna match fine, its called a blend. Quarter should have to be sectioned for damage like that, but sadly it will since no one knows how to repair things, just replace.

One thing I've learned about driving the Twins on the street is really scanning awareness, anticipating if trouble is brewing or potential for accidents whether on highway or streets. I've gotten a lot more defensive on my driving.


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Screw automated cars I will never drive one.


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