Insurance Just Skyrocketed!!!
 

Eight days before my first scheduled insurance payment, I just received a call from my insurance broker saying my insurance payments would be jumping by 40% from the original quote. He said the quote he had originally gave me was based off the Scion FR-S, given that the BRZ was not yet in their system. They have now classified the BRZ and it sits 6 "brackets" above the FR-S. How in the hell is this possible!?!? I can understand a small jump when it comes to the Subaru but such a drastic jump for cars that are mechanically the same!?

Any suggestions would be greatly appreciated!! I can afford this jump in price but it starts to make owning the car not worth it financially. By the way I am an under 25 male although I am eligible for a 5 years acciident free reduction in the coming new year, still I don't for see that being too great a relief.

I think it's time to switch insurance companies! :thumbsup:

Switch it up. Who are you with?

thta is bullshit

Change the Subaru badges for Scion badges and remove BRZ from the trunk. Then take photos and send them to your insurance company to see if they will drop the rate. :D

The only reason I can think of is rareness of the BRZ vs FR-S, but it sounds like your insurance company hates customers. Time to switch. My insurance for my FR-S is LESS than my WRX, and the same price if I had a BRZ as it should be.

Ummm VIN numbers D;

Except they use the VIN :/

This doesn't sound right at all.

The point is to show them how idiotic they are. There is no difference between the two cars but the badges.

I hope this is a isolated incident. My insurance company didnt do it off the type of car. They manually entered the stats into a calculator and got my quote. This however seems to be reverse of what i believed the trend would be. In everyones mind Was the scion would be higher based on the typical age range that drives those cars. My old TC insurance was higher then this car. I have aged quite a bit since then. Atleast on paper....

Optimum West is my insurance provider, but it sounds like I am going to have to go shopping this afternoon.

Check out Liberty Mutual and others... I have LM and I pay $158 a month for my BRZ after discounts.

I've got allied and it's like $67 a month.