I'm more interested in your religion of not giving or taking interest. Ever?

If you want it the price is worth it. If you don't, it isn't.

Yup. Ever. My religion is Islam. The idea is that interest allows the wealthy to take advantage of the less fortunate. At the end of the day, I can only make guesses about the full wisdom on why interest in all of it's forms evil. And I'm not educated enough to be passing any sort of knowledge regarding it. Sorry.

Not related to the topic but how do you 'Thank' people...? I can't find the button anywhere...!

Pushing the boundaries of not talking religion here but it is actually more an interest conversation.

Most religions have an aversion to usary which is considered an extreme, unethical or illegal level of interest on monetary loans. There are several passages in the Christian bible about this (it was the main message of the whole Jesus in the money lending market thing). Didn't know that some considered all lending to meet that classification though.


Your best bet may be to just save the cash for the whole deal. As said already the dealer is not going to drop the price to where they take a beating just because you can't pay interest. The taxes and fees don't just go away when you get them rolled into the price of the car so they are being paid by somebody.

When you have 10 posts a button will appear in peoples posts.

Yup I know Religion talk is strictly prohibited here. That's why I gave a very quick answer and hoped that topic will go away.

You are right, I can probably save up...but I'm worried that I might like the new Supra a lot and then I will end up saving for that. Then there might be another car I like a lot and at the end of the day, I will end up with no car! :lol:

That is always a risk. If a new Supra is even going to actually show up (I need official statements from Toyota not clickbait speculation) then it is still a couple of years away at best. If you fall into the waiting for some other car based upon internet "authority" you may very well end up with nothing. You would of course have a pile of cash in the bank though!

My 2.0 is a manual as well. Mine was new and was at the dealer for a while, as most any new 2.0 car will have been at this point. I paid 25.8k before TTT, they should be more willing to move the car at this point.

How much was TTT? Depending on the state taxes and fees you could be very close to the $28K all in price that has been offered.

Yes, it was right around $28k out the door so OP should be able to make a deal.....although it sounds like he wants 0%APR and that factors into it.

If I may ask, when did you get it?

Last week of last year, dealer had already marked the car down to what I paid- I didn't even have to deal on price.

Right. So the one my dealer has is an auto so I guess it adds a grand right there. Well I guess 26K OTD is asking for too much but I think 27K or even 27.5K OTD is not unreasonable for a car parked there for over 250 days. And it's been test driven quite a bit too. I mean for a new car. 250~ miles. :-/