Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB

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-   -   2016 Insurance costs (https://www.ft86club.com/forums/showthread.php?t=109353)

arrow34 08-10-2016 10:40 AM

Quote:

Originally Posted by mav1178 (Post 2725373)
Oh joy another thread of useless insurance info.

I paid $387/year for my BRZ when I had it. Liability only.

-alex

It isnt entirely useless. I know it varies from region to region. I just wanted a feel for how bad I was being screwed. Being 38, no tickets in 3 years, no claims besides glass. Multi car and home. still over 2k a year on this car is bad.

Braces 08-10-2016 10:50 AM

Quote:

Originally Posted by Celica00 (Post 2725333)
I mentioned I have a clean record now, but when the FRS was new, I got 2 speeding tickets in a month. went from $150/month at the time to $250/month.


Then got an at fault accident. Went to $400


I see a pattern here. :D

mav1178 08-10-2016 12:52 PM

Quote:

Originally Posted by arrow34 (Post 2725749)
It isnt entirely useless. I know it varies from region to region. I just wanted a feel for how bad I was being screwed. Being 38, no tickets in 3 years, no claims besides glass. Multi car and home. still over 2k a year on this car is bad.

The only way you can know how bad you are being screwed is if you shopped your policy as-is around to all the carriers and have a spread of what the rates look like.

The only way you can compare to other FRS owners is if they have identical info as you, down to your credit score and ZIP code.

And if after all that you are still too high, then something about you is raising a red flag with insurance providers.

-alex

Celica00 08-10-2016 08:49 PM

Quote:

Originally Posted by Braces (Post 2725757)
I see a pattern here. :D



Yep figured driving like a douchebag isn't worth all the extra costs. So now I drive like a normal person and take out my inner douche at the track.


My wallet has thanked me

humfrz 08-11-2016 12:50 PM

Quote:

Originally Posted by Tcoat (Post 2724295)
Mine actually went down $4 a month last renewal. Same company, no changes. Don't know why and not going to ask.

Senior discount ......... :D


humfrz

Tcoat 08-11-2016 12:53 PM

Quote:

Originally Posted by humfrz (Post 2726834)
Senior discount ......... :D


humfrz

No that was two renewals back.

Mrgotjokes 08-11-2016 03:49 PM

Damn mines like 384 a month well that's with a civic so it's about 277 for the frs alone

Pekingduck 08-14-2016 03:29 PM

90 dollar a month with full coverage and 100 dollar deductible. I do have a bundle package. I barley drive my car though probably 2k mikes a year.


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