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-   -   Talk me out of regretting my FRS purchase (https://www.ft86club.com/forums/showthread.php?t=100991)

FRSteve91 02-03-2016 07:57 PM

Talk me out of regretting my FRS purchase
 
Alright guys,
for some reason, the passed couple of days I've been regretting purchasing my FRS.



Here's my back story:
I'm 24 years old, and drove a 2001 Dodge Intrepid from the time I was 19 up until August 2015. My engine shit the bed, and I wasn't in the best financial situation, so I had to wait and save for a car. Last year, I went through some shitty decisions that affected my credit score (dropped to a womping 550). Last month I decided for ha, ha's to go to my local Toyota dealership and see what was there. Before I knew it I was approved for a loan for an FRS ($17k, with 17k miles). They had to search long and far to find a lender willing to accept me because of my score. I applied to my credit union only to get denied, as well.

Anyway, I'm starting to regret getting the FRS because
1. I live in New England and AWD would've been nice





Not sure why but it's really eating at me. Sorta wished I had gotten a WRX, but then again a WRX with 17k miles would come with a $23k plus price tag. If I spent $17k on a WRX it would probably have close to 80k miles.

FR-Sky 02-03-2016 08:00 PM

well...should have do more research before doing anything.
frs 200hp / 151 tor ,,didnt you know before you buy this car?

Just keep it for now until you get better credit score i guess.

FRSteve91 02-03-2016 08:03 PM

Not sure why I added the lack of power comment, I took that out. I guess really the only thing I regret is not getting something AWD

Tcoat 02-03-2016 08:03 PM

Not gonna do it!
If you had got the WRX you would probably be on the WRX forum saying "I think I should have got the FRS".
The Grass is Always Greener syndrome is a real thing.

jawn 02-03-2016 08:04 PM

Just get winter tires. It's really not bad. It's way cheaper than taking a hit on that loan in a trade.

soulreapersteve 02-03-2016 08:04 PM

Not to kick a guy while he's down but should've done more research on what the car is about.

Btw, I hear from our brothers and sisters up north in Canadia that they do just fine in the snow. With some awesome snow tires and careful driving, they are perfectly happy.

8R6 02-03-2016 08:06 PM

ouch, are you paying around $400/mth for that? well, at this point you already purchased the car so you really only have two options:

- keep the car and continue to make payments without being late, and itll help improve your credit score.
- sell the car and try to recoup as much of the purchase price (plus all fees/taxes, etc. that you paid and got baked into the total loan amount) and then pay off the remaining balance if possible
or if the above isn't possible because you dont have cash to pay off the balance after selling, you trade the car in for a cheaper car but with the rollover of the extra depreciation, you'll probably end up paying almost the same amount for a lesser car anyway so might as well keep the frs.

DAEMANO 02-03-2016 08:07 PM

1. Get real winter tires.

2. When the weather starts to clear put the summer tires back on and head to your local mountain road.

3. Come back and tell us how you're feeling then.

chaoskaze 02-03-2016 08:07 PM

ya, u gotta fix ur score first before u put uself deeper into shit hole......

While you are @ it, make sure u take the car out for tight bend & twisty mountain road. only @ those places it comes alive. Unless you are into modding/tracking & etc... then it's a good platform.

dnieves 02-03-2016 08:08 PM

Seems to me you'd have buyer's remorse regardless unless you were in a more stable financial situation or purchased an all year round utility vehicle.

Packofcrows 02-03-2016 08:09 PM

Quote:

Originally Posted by FRSteve91 (Post 2534331)
Alright guys,
for some reason, the passed couple of days I've been regretting purchasing my FRS.



Here's my back story:
I'm 24 years old, and drove a 2001 Dodge Intrepid from the time I was 19 up until August 2015. My engine shit the bed, and I wasn't in the best financial situation, so I had to wait and save for a car. Last year, I went through some shitty decisions that affected my credit score (dropped to a womping 550). Last month I decided for ha, ha's to go to my local Toyota dealership and see what was there. Before I knew it I was approved for a loan for an FRS ($17k, with 17k miles). They had to search long and far to find a lender willing to accept me because of my score. I applied to my credit union only to get denied, as well.

Anyway, I'm starting to regret getting the FRS because
1. I live in New England and AWD would've been nice

Not sure why but it's really eating at me. Sorta wished I had gotten a WRX, but then again a WRX with 17k miles would come with a $23k plus price tag. If I spent $17k on a WRX it would probably have close to 80k miles.


1) no you talk yourself out. You're a big boy, no? Stand by your choices. Be ready for your consequences and learn that for every choice their is a reason, result or impulse.

2) Talk to dealer about trading in.

3) A FR-S looks nicer than all the awd sport cars around its price range IMHO><<<<< IMHO IMHO

4) Bet there's not many around your area eh? There's 3 here where I live and we never see each other. Mine is the cleanest hehe

5) Get the WRX. Just do it.

6) Drive it some more, it'll settle in....hopefully eventually.

You're still young. Let it be a learning circumstance. Learn from it.

Tcoat 02-03-2016 08:11 PM

1 Attachment(s)
Quote:

Originally Posted by soulreapersteve (Post 2534344)
Not to kick a guy while he's down but should've done more research on what the car is about.

Btw, I hear from our brothers and sisters up north in Canadia that they do just fine in the snow. With some awesome snow tires and careful driving, they are perfectly happy.

No snow this year (really NONE) so the old stock photo will have to do.


Oh and point of clarification: I am slightly north of OP but waaaaay south of you there Steve.

KR-S 02-03-2016 08:11 PM

Should have waited for the Toyota version.

Kidding aside, wait until the snow clears. Do they have twisty roads in England? Drive on those.

Tcoat 02-03-2016 08:38 PM

Quote:

Originally Posted by KR-S 86 (Post 2534360)
Should have waited for the Toyota version.

Kidding aside, wait until the snow clears. Do they have twisty roads in England? Drive on those.

New England




http://www.theamericanroadtripcompan...-Road-copy.jpg


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