Captain Snooze |
07-01-2012 01:52 AM |
Quote:
Originally Posted by Palmy
(Post 289766)
99% of wheel modifications are illegal, unroadworthy, uninsurable and "almost certainly dangerous", and no seems to mind about those?
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This is the 3rd time I have mentioned this so forgive me if you have already read this rant.
Quote:
Originally Posted by Captain Snooze
(Post 274811)
If you went ahead with the intended mods and made the car unroadworthy and if you were unlucky enough to be involved in an accident and if the insurance crowd found out you would not be covered. If you just wrote off your own car that would not be an issue but you could be in a world of financial pain if you damaged somebody else's property.
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It is all a matter of risk/probability. Insurance of any kind is a calculated risk/reward. Do you take the risk of an event not happening and saving the insurance premium or do you pay the insurance premium in the unlikely case that an event will happen? Car insurance, home insurance, public liability, health insurance,ambulance cover just to name a few. It's up to an individual as to the risks one takes but it is my opinion that it is better to have insurance and not need it than to need it and not have it. Invalidating one's insurance is the same as not having it.
[/rant]
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