Sad day for the little 86
 

Head on collision @ 18mph. Sucks.

Broke college student going broker.

That actually doesnt look ALL that bad.

Did the airbag deploy?

Who was at fault? Regardless not sure why you would be going "broker"

If its your fault your insurance may go up a bit but least you don't need to pay for it out of pocket.

Hopefully you aren't at fault and that would make things a heck of a lot easier. Claim those winjets as damaged and get you some OEM HID's!

dammit that sucks, and I agree, doesnt look that bad.

PS: when I was a broke college student, I couldnt afford an 86............

dammit that sucks, and I agree, doesnt look that bad.

PS: when I was a broke college student, I couldnt afford an 86............

^This

but in truth it looks pretty fixable to me

Other driver was at fault but they didn't have insurance. So at the end of the day it seems like I'm out 1k for deductibles. 80% of my school is paid for due to scholarships which is nice. I'm currently taking 20 credit hour with 1 job. My car payments aren't that bad. Currently living paycheck to paycheck.

Well I'm worried that the car title will be salvage. After getting fixed by progressive.

It's interesting to hear what people determine as "broke" nowadays. To me, being broke means determining which bill to not pay this month because you'd like to eat at some point over the next 30 days.

part out????

This kills the 86

Salvage title means that the repair cost is between 70% to 90% of the value of the car. From the pictures, it doesn't seem that it would cost that much. But you will still have your deductible.

Haha. I had to miss a few payments here and there. Pretty much my fault for getting this car. Bought it used at 8k miles with 3.9 percent interest. Cost was about 17k with taxes. Don't get me wrong. I'm still living the broke college life, eating chocolate pudding and plain rice almost everyday. Adulthood hurts like a brick being slammed to the face at 30mph.

It seem like the front frame is damage. Should I ask progressive to fix the car up for me or get a check and get my own parts?

If you're worried about covering your deductible while it appears there's money spent on cosmetic or aesthetic things on your car you need to rethink your habits.

I understand that wrenching is therapy and modding is a way to occupy an idle mind, but there are ways to do it cheaper, and looks don't make it go.

I hope you take this as a lesson on priorities in spending. My lesson involved a blown engine the morning after picking my car up from a shop and being late for work. I decided I wasn't going to let anyone else touch my car. If it's going to pop, it's going to be MY fault.
Now I'm a mechanical engineer, so I'd say the lesson turned into a career.

Sent from my XT1045 using Tapatalk

What I did before was that the insurance sent me to a repair shop, that shop did their estimate gave me a copy and sent a copy to the insurance. I also asked to take the car to a shop that I know and trust. From there, I decided to have the shop repair it for me with OEM and aftermarket parts that I had installed. My insurance agent was very understanding.

That sucks - it sort of looks like an iQ now.

That's currently my path, I'm doing a dual degree in mechanical engineering and getting a physics degree to back up my work. Cosmetic wise I spent less than $500. $150 on winjets. $30 on painted rims. 250 on a diy tablet install, etc. Like I said adulthood hurts.

I like to think I'm living the "broke college life" as well, but then you see how everyone else is living. I'm saving up for an 86, and I think that sentence alone means I'm not broke, even if it feels like it sometimes. Not trying to say you're rich, but owning that car already puts you well ahead of a lot of other people..

Sounds like you may need an economics class, I dunno man but seems like you are terrible with balancing your budget and priorities...

A method of data logging and tuning is always my first investment. It allows me to tweak, test, iterate, and analyze without having to spend any more money. It's invaluable.

How far into school are you? I've seen math minors be much more useful than physics. Knowing linear algebra, discrete math, and programming helped me much more in my school, and out of school, than anything else. I honestly don't know why linear algebra isn't required, it's awesome. My friend doubled in physics and then dropped it with one semester left because he felt it was pointless. He took partial diff eq instead.

I'm actually in my 2nd year for engineering and my 3rd for physics due to early classes in college

Very cool.

I have another question, I currently owe 2.4k left on the car after 7 months of ownership. Will the accident effect my current agreement with the bank? As in car loans.

No. It will mean nothing to them.

Because it was a homeless orphan he hit.

Always curious about these situations @BlackJesus - what was the outcome with the uninsured driver? I do hope they received more than a shake of the finger and pat on the butt, esp if you had to file a police report for your insurance.

Drivers without proper registration and insurance is a huge pet peeve of mine.

Only a slap on the wrist.... and a higher fee to pay. prob revoke license

Didnt have time to read all the replies, but i deal with busted up cars alot, and have had several issues in the last few years.

Shop around for a body shop that will take on your repairs and cover your deductible. Its not uncommon. Basically the shop will estimate your repairs at 5K or w/e it is, and inflate that price a bit up to 6K, and give you 1K to cover your deductible.

If you look hard enough youll easily be able to find a shop to take this on and cover your deductible. Only issue is youll be out of a car for a few weeks. But its better than nothing.

What kind of fee? Like a ticket? Was he allowed to drive his vehicle away if it was driveable?

Always a shame to hear how someone gets caught driving without a license or insurance, and the system fails to instigate any repurcussions and the driver wakes up the next morning and gets back in their car without issue

You only owe 2.4 left after 7 months, yet you said the car cost 17k?

Lets do some math! so that means you have paid 14.6k thus far in the terms of only 7 months.

Yet you stated you are eating plain rice and chocolate pudding and are broke. Wow. Priorities=none.

In fairness even I would be eating rice if I was paying $2K a month!

Didn't he also say he skipped a few payments?

So we are looking at an average of 3K a month. Fuck that.

I would to at that rate!

Idk, this story just doesn't 'add' up.

Ba dum tss

It has it's pluses and minuses I would say.

Hmm bunch of detectives. Original car trade in value was cosigber 10k plus 2k of my own plus 400 x7 which is around 14.8k. I have a cosigner on this car and that's why it's important for me to pay it off as soon as possible. I don't want to effect anyone reps. My budgeting skills aren't the best, trust me I'm not the only one. As all the oldies say " kids nowadays are young and reckless" well gang I guess this mystery is solve. *Que the audience laughter*

As for the other driver. He was let go for some reason. After some unorganized research I decided to take him to court. Either sue or make him pay for the fees

maybe its time for dat carbon fiber hood and body kit

I'm not poor, just living check by check. Have 4 jobs. :)

Anyway, part out? I'll take some interior pieces. XD

It's fixable bro. Progressive WILL have it as salvage. They suck...they also my insurance provider. I'd beat the dude up.