Insurance cost?
 

If you don't mind, could you share your
age
years of experience
insurance agent
what state/province you live in
any accidents or such

just trying to figure how how much insurance cost is generally amongst the different age groups

No.

Age: 25 been driving since I was 18.
History: No Accidents or tickets
Location: Savannah, GA
Insurance: Progressive (1 FRS Full Coverage)
Price: $163 per Month for 6 Months

I pay a bit under $1k for 6 months with a mediocre driving record as far as accidents and tickets go.

This is "full coverage" (which I guess is different for everyone so whatever) and $500 deductible

24
New York
8 Years
Nationwide
150 a month for 2 cars with full coverage, glass coverage, roadside assitance, $500 deductible (on both vehicles)
A few suspensions on my record, but nothing major that I can recall.
1 accident (i was not at fault)

28
NY
11 years
Geico
$106 a month every 6 months
2 Accidents. Rolled a car when I was 18 (Totally my fault) other was my car got hit while parked in my driveway (-_-)

25 Years old
Driving since I was 16
Western Assurance
Ontario
No tickets/suspensions/ 1 not at fault accident (was rear ended)


Im sitting around 160/month (I pay in 3 installments)

Just a FYI. There's at least 12 threads with nearly this exact same title, that will have the exact same information in it. Search saves lives

Thanks ill look for the other threads

24
Calgary
159 a month
no accidents
1 speeding ticket
Co-Operators

The short answer is:

Unless someone is the exact same age, credit profile, driving record, lives in same ZIP code as you and owns all the same properties as you, as well as shares your commute and mileage for the car... you won't get the same answer.

Do yourself a favor and actually go ask for an insurance quote from multiple companies.

-alex

27 Years Old
9 Years Driving
Geico
California
None On Record

148 Bucks a month Full Coverage 500 deductable. 1 CAR on this insurance.

your in a similar boat as me, driving since 16 and in ontario 160 seems reasonable

56 years old
40 years driving experience
No tickets or accidents in over 30 years
Florida
$62 month with Allstate with good coverage

25 years old
driving since I was 16
Insurance through travelers
I paid 160 for just me and now 198 for my girlfriends 2014 corolla s and my fr-s

34 years old
Central California
Driving since 18
100k/300k $500 deductible full coverage with uninsurance and roadside
2013 Avalon Limited Hybrid + 2013 FRS 10 Series = $106 a month
Geico
no tickets or accidents last 5 years

23
11 months
La Capitale (500$ deductible, full coverage)
Quebec
No accidents
85$/month (about 1000$/year)

pretty sure you said this in the last thread and that is mostly untrue.

For someone that is around the same age (or in the same bracket, i.e. under 25 or over, married or not, etc.) they will likely have similar rates. i mean you are right, there are tons of things that go into it, but
-credit profile
-zip code
-commute
-mileage

will have a minimal effect... I would imagine +/- 10% for all of those combined. I think I save 10% by having 2 cars. Age / marriage is biggest factor

You've clearly never tried pricing something out in a dynamic market like Southern California.

Where I live now (91745), the exact same car is 15% higher if I moved to West LA (all else being equal, down to same house ownership & multi-car discount).

If I dropped the mileage from 15k to 10k, I save up to 10% where I am.

I've done the math several times, my local AAA office hates me already. I put on way more miles than the announced 15k oer year, but that's mostly because they don't audit it as much as before.

-alex

Age: 24 been driving since I was 16.
History: No Accidents or tickets
Location: Leesburg, VA
Insurance: Geico (1 FRS Full Coverage + 1 Motorcycle collision)
Price: $162 per Month for 6 Months

Age: 27
Insurance: State Farm
North FL
Full Coverage, towing, 30 days car rental
1 speeding ticket 86 in 70 just within the last 2 months. Don't know if this will affect me.
$78 per month

24
7 years
Geico
NJ
no accidents
pay 130 for 6 months for two vehicles

thanks guys, anyone here under 20?

when i was 18-23, had a 05 Dodge SRT4, under my own name, was paying something like $240 a month for 6 months with Progressive

Thats not too bad actually but its a bit cheaper in the US, i have taken advance drivers lessons as well as defensive driving courses and ive kept up a 85+% average throughout school i think ill be looking at 220 or Maybe even 200 as itll be under my parents and they have 2 cars and a house with belair so they should give me a discount

20
Fl
Driving since 15
Paying 383 a month with state farm.

20 years old

Driving since 17

Live in KY

Farm Bureau

$285 per month full coverage in my name

Question: you young bucks are basically paying two car notes for your brz/frs. Have you tried living within your means and not play catching up with the Jones? I make over $6k a month and a $400 a month car note on my wrx is alot. Not to mention I pay $87 a month full coverage for insurance plus gas. That's easily over $700 a month on one car.

Are you guys living paycheck to paycheck?

It's not that bad really. I'd rather spend the extra money on something new that I've maintained rather than a used car that I don't know how it's been treated or maintained. So it's worth it in the long run.

How much each person pays per month is quite worthless w/o complete coverage details
collision? comprehensive? uninsured driver? rental car? med pay?

OP, if you're looking to compare rates, you should just use a comparison website or something similar to get rates tailored to YOU.

Be aware of any discount you may be able to get, which will reduce rates as well.

$164/month
On mom's policy (49y.o)
One accident (other drivers fault; T boned)
21 st insurance with home owners insurance discount, with 4 cars total on policy.

Sent from my HTC One_M8 using Tapatalk

Jeeeze I'm seeing all these low rates and I'm starting to feel a bit screwed right now lol

23
7-8 years driving
National General
New York
-1 ticket (expired license, got pulled over the day after my 21st b-day and had no clue that's the date your license expires -__-)
-$240 / month for 10 months (2,400 a year) Full coverage, glass, no rental. $500 deductible

And that's after defensive driving! Luckily I got 1% financing and only paying $280/month for the car note :thumbup:

So you pay almost as much in insurance as you pay for the car? That is awful. Insurance is ridiculous. I really wish I had the money to self-insure.

You can do the math and figure age but driving for 40 years.
No tickets or accidents.
$80 a month for full coverage!

I wouldn't assume that anyone younger than you makes less money than you.

Or that they have the same living costs that us "old" guys have! No mortgage, home improvement loans, kids school, etc, etc, etc can make a huge difference in disposable income.
At 17 almost 1/2 of my income went to my car!

I assume the other half was booze and hookers? :party0030:

Wow, some of you are paying ridiculous prices...

$96/month full coverage, $500 deductible, OEM part replacement with free glass. Also have a 200k liability policy as opposed to the 50k minimum requirement.

age 24
years of experience 6
insurance agent Pemco
what state/province you live in Washington State
any accidents or such Not on my record


@blackhawkdown Some of us young folk make significantly more than 6k/month with fewer financial responsibilities.

We'll booze ya. Had a car so didn't need hookers!

Young buck here.

My insurance has been within $10 of yours for my entire ownership of this car and my 'car note' was less than yours as I put in a sizable downpayment. I make less money than you and I had the car paid off in under 2 years, while maintaining >6 months of liquid assets for an emergency.

I also don't have a mortgage, the associated homeowners insurance, property taxes, only one (sometimes two or three) mouths to feed, bodies to clothe, sets of teeth to take to the dentist, I entertain myself with youtube instead of a several hundred dollar per month cable package, I don't have a landline, storage unit, life insurance policy, I'm not saving up for a new fridge, oven, washing machine, a $60 video game can keep me engrossed for dozens of hours compared to $10 for a movie ticket plus popcorn and soda (another $10 right there just for 2!), an exciting evening to me is changing my own transmission fluid, so many other things we just don't have to worry about. After I put a roof over my head, cover all my recurring monthly bills as a modern citizen nearly half my take home is 'expendable'.

I was very fortunate to graduate college with minimal debt and land gainful employment soon after, my parents went out of their way to give me the chance to succeed, for some they were too generous, for others they pale in comparison to those afflicted with affluenza, but they haven't given me a dime since I graduated (ok, maybe a couple home cooked meals). I'm a rarity sure but not an impossibility.