Sigh.. Totaled or not?
 

I got rear ended on the highway today with traffic. He claimed he rear ended me at 40mph, but know sure if hes lying or not.. Just wondering if my car is totaled or not. I honestly don't know how you rear end someone when I've been stopped for a good 10 seconds.

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dam. how many miles and do your doors open properly?

that quarter will never be the same again.....sorry for your loss but at least your still alive to try again

Just from the pictures it's hard to tell without actually seeing it in person. However judging form the photos you've given, I would say yes that it looks to be totaled.

yea i think it might get totaled out

It's a 2014 Scion FR-S. 512 Miles I believe. Only 3 weeks old. Got my perm plates today, and someone rear ended me 20 minutes later. Doors open and close properly.. But I can't put it in Park or Reverse. Only neutral and Drive.. Problem is, Idk if they will total it or not... The front looks good. Only the back side and some of side damage.

40ish mph looks about right. Look at my total, I was doing 40-45 and mine looks like a crushed soda can. It is aluminum and this car absorbs impact very well.
If it isn't a total loss it will be close. They have been quick to total our cars but it's for the best really. Someone else said it, it will never be the same.
So sorry it happened though and make sure you get medical attention. Whip lash is no joke.
Good luck and keep us posted

Currently, I feel no pain.

Anyone know how long it takes for insurance company to finish everything? From totaling(maybe) to a new car?

Looks like it might have hurt...by morning you might be stiff. Don't tell the insurance company "no injuries" just yet. They can wait for that answer, there is no hurry for them to have it now.
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Depending on whether you accept their first offer which almost certainly will be lowball, it could take as little as a week or as long as 2 months if you keep refusing their offers.

In the meantime, you should have at least 30 days of rental coverage from the assholes insurance company while you wait. If you need one longer, ask your insurance about that.

You won't get a new car, technically yours is used. They will rate it as such. Of course there should be zero doubt that the car was absolutely mint condition considering you just got the damn plate that day. Regardless, you're going to lose probably $1k or more.

I'm sure there is a way to make back the small loss.

Sorry op...

Worse case scenario: They will not total it.. What are my options? Can I keep refusing?

I did when my Civic was stolen, took 61 days and would have kept going had I not finally agreed(adding hundreds $$ each time).

If you think about it, if you aren't accepting, they aren't paying. I imagine they wouldn't care if you took years, although I'm sure there is a time limit of at least a year or two.

Man. In the end, I lose out eitherway. -_-

I made $400 worth of mods, + (new cough cough used) car(1k) -__-

What he said...sore as fuck first few days after either way go the hospital. Insurance will cover all medical. Go to the hospital within 3 days and tell them you were in a car accident and need to get checked out. If you don't do that and injuries pop up later down the road you will be responsible not ins. Better to be safe then on pain management for life.

Mine happened 4 days before Xmas. With holidays it took 2 weeks open to close for me. It all depends on your negotiations. Your car was so new you are in a better position to negotiate.

It will depend on the cost to repair the damage. My paperwork said it would cost 28k to repair my car and my acv (actual cash value) was 24k. Not worth it to them to repair so it was totaled. I had 20k miles and bought it sept 2012.
Ps. I had 10k in mods on mine so I bought it back

In the end, did they gave you a new car without you taking more money out your pocket?

I can almost bet that's a full total.. I got bumped in a parking lot, three weeks after I drove it off the lot brand new


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It took a couple weeks, but I wanted it fixed right, which means taking the whole side of the car off and replacing that whole panel. 4900$ is what the insurance paid out.. Yours is much much worse, and I think you have to get to 14000 on ours to be "totaled"

I'd let them know that the value has shot down tremendously, make sure they add that in, and that you want it fixed right, and find a real quality body shop.. Be firm and it personally wouldn't deal with their insurance, I'd go through yours and let yours deal with their company.. When I was at State Farm, they agreed with me and got the claim moved up from 1100 that gieco originally did to my final settlement. I'm with usaa now, but State Farm took care of it all. I wouldn't settle for anything less then that one totaled and paid off, and then get you a new one

Btw....did you purchase GAP insurance when you bought your frs?

Pretty sure you have gap insurance and cheer up the car is totaled by the looks of it.Cheer up some more your in time for the monogram frs buddie!!

A 2012 F450 plowed right through my moms car, a older pos PT cruiser on a Saturday, Monday my parents was in a new car, by the end of the week the PT cruiser was taken car of.. It took 6 days to take care of that issue, BUT it was paid off

I'd guess total loss as repairs would probably exceed half the value of the car. Not sure there is much you can do if they deem it repairable.

Best scenario would be a week for the news, and another week for the money.

Fight for your money. Are those after market taillights? If you got the receipt try to get that money back too.

facepalm if you purchase a brand new car with no gap...but I am sure you did.

There's always GAP insurance.


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That's only necessary if putting little to no money down. A proper down payment negates the need for this.

No because I did not have "new car replacement"
I accepted offer (24k)
They paid off my loan on the car (19k)
Left me with (5k)

Then you do what you want with that...put it down on new blow it on hookers...whatev.

If you owe more than a car is worth
Owe 25k
Worth 22k
Then you have a prob. They pay loan but you are left with 3k balance you have to pay for car you don't have. Gap ins. Covers that difference so you walk away owing nothing. (Always get gap it's cheap and worth it if you don't put a huge chunk down when you buy a car)

Your car is so new this most likely will not be an issue.

I had 10k down (from trade in) so I was in a positive equity situation from day. 1.
I will pay extra for new car replacement coverage when I replace my brz in a few months. I also had a second car so I didn't use rental and could take as long as I wanted to negotiate.

Damn.. I have no Gap..

I put 6k Down..
20k Finance

Glad you're ok, but 512 miles and totalled? That sux.
Actually you might make it into the record books. Lowest mileage totaled vehicle? :bellyroll:

Babe , you are in good shape! You will be fine and you will be in another in a week or so. Take a deep breath and try to sleep tonight.

It was brand new and you will get another brand new one. ;)

I've been in your shoes a few weeks ago and you try to prepare for the worst but we will all tell you your going to be okay and in a new one ASAP.

Verify that with salvage thread. Pretty sure he's not #1. Maybe top 3 if you don't count the flood damage ones with 6 miles one em

Oh damnnn

You wont need it. You're not going to accept $20k are you? What you are basically haggling for at this point is how much of your down payment is lost.

You owe the bank $20k, whatever is left is your for the next dp on the new car assuming it is totaled.

This is the only drawback to putting a large dp, having your car totaled/stolen within a short time after buying it(within 1 year). In this case GAP would have been useful, but it's a gamble that usually never wins. How often does your brand new car get totaled?
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Oh yea, you still have to make your car payment even if it is totaled. Don't worry though, every dollar you pay is one dollar less out of the payout check you owe.

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That's the car that rear ended me..

Ford Ranger

Im surprised his car suffered minor damage.

I'm surprised how you can rear end someone at 40mph.. while the guy in front of you is full stop for good 10 seconds. I don't get people.

well lets hope you well not be upside down and I hope you scream neck pain when he rear ended you. Get a good attorney and sue his insurance is my best bet.

Thing is, I might still have to take money out my pocket if it's totaled... Because even though my car is new.. It's still 'used'

Now that i move my body, I'm feeling tiny bit of discomfort.

Let's say they total the car, they write you a check right? And you just pay it off, and then you can find a new car.

It looks really bad...looks like serious unibody damage in the rear.

I'd go to a hospital and get checked out... you've probably suffered some whiplash. Probably just the adrenaline causing you to not feel it.

^this +1

If you want to feel better look up used frs in your area with less than 1k miles. They will offer you around that. If their are none, they have to base it on new car price. At the least you'll be right back where you started no car and. 6k in cash to put down on new one.

check youself in the e.r asap and call an attorney asap please!!

They write your lender a check 1st and pay off...you get second check same time for left over $$

Promise us you will go to the er by tomorrow. Seriously. You won't be able to move your head tomorrow if you are feeling sore-ish already. The adrenaline is wearing off that's why you are starting to feel it. IT WILL GET WORSE

+1, go see a doc if you can tomorrow and have yourself checked out.

Also, by the looks of it, I'm sorry to say it but its a total loss. One quarter panel will cost roughly $4000 - 6000 to replace. Multiply by 2, not to mention other areas may be damaged such as your transmission.

Consider it a total loss, its really for the best.

Google says that truck weighs around 3,200 lbs without the cab and equipment, so let's very safely say 3,500lbs. if E truly =MC2 :
3500lbs*40mph/(2700lbs*0mph)+1
∫ (2x + 1) dx
-0= :search:

If my math is correct you should actually be dead!