Insurance quote
 

Hi there,

Just wondering what will everyone be quoted for insurance?
I am 27 years old with clean record, was quoted $1059.00 per year for the FRS for full coverage. I was unable to get a quote for the BRZ yet as they said it wasnt updated on their system yet. How about you guys?

Where in Canada are you?

I'm sure Vancouver prices will be atleast 4 times more then this!!

bneale

AB ~ getting quotes of TD Meloche Monnex.

Those of you in Quebec, I highly suggest Wawanesa.

http://wawanesa.com/index.html

They cover, Oregon and CA and are my current policy. I just called to get a quote and even though they mentioned (subject to change), they quoted me $786/year for full coverage.

I guess I should have got an insurance quote before I put my deposit down... lol.

Is full coverage a standard coverage? Or is there more specifics to it?

Dude, some of the Ontario guys were talking about their insurance in another thread. Blew me away about how much CHEAPER ICBC IS!?!??!?!?

Lol Beneale..WHEN in Canada are you ? ;)

Insurance for the year, on my 2011 WRX< with $500 deductibles and a million liability is about $2100 per year...AFTER a 40% discount... My 06 sti was similar , my G37 was a little more( 2,300 to 2,400), same with my Z. Overall most my cars have been in the low 2xxx range.

I think with non government(private) controlled insurance Like Ontario, Alberta, etc. , your insurance can easily go through the roof with a bad history or being a younger age...but, you being 27 and having a clean record, you are a safer bet. You're likely at the point where your premiums are under OUR government insurance rates.

I have wanted to go check insurance quotes for BOTH cars, but have been putting it off,i've also been assuming ICBC doesn't have it in their systems yet. I will go and check today after work and post my results.

Mind sharing the thread?

I was just quoted $3400 yearly by TD... 23 year old, first car. Does that sound right?

I think that your insurance goes down drastically when you are 25? Pretty sure thats when my insurance was cheaper.

Thats about right, if your under 25 and have not been previously insured your looking at 250+ a month. Best thing to do is put it under your parents and your listed as an occasional driver.

http://www.ft86club.com/forums/showthread.php?t=4619
Ontario, especially the GTA, is easily the most expensive place to insure a car.

For the TC and a few Scions (QUEBEC ONLY) we have a guy here who negotiated with us on Scion rates, mention Scion Gabriel, automatically 5% less on SCIONS ONLY (sorry folks)

he's with La Capitale 450 812 5089 his name is Nick and no, I do not get a cent from him whatsoever. WHATSOEVER

I encourage ALL to HEAVILY shop your insurance AGGRESSIVELY, here are the minimal terms you need FROM TOYOTA : DO NOT LET THEM PRICE YOU MORE

under 1000 deductible on theft and damage

1 000 000 civil resp ( DO NOT LET THEM UP IT TO 2 which they almost all do)
replacement insurance ( check with your dealer what he can do and then with the insurance ).


optional worth checking

Sherlock ( don't let them charge more than 299)

most importantly, SHOP SHOP SHOP

Hi,

Tried National bank and they dont have frs or brz in their system so i got a quote with the value of the car... Lets say that its not worth much. I guess i'll have to wait a bit to get a real quote.

I'm curious to know how much it is for someone around 30 in GTA

Here's my quote for a new Hyundai Genesis for Toronto.

Male
Age 25,
Single
At fault accident in 2010.

http://img839.imageshack.us/img839/2157/insurancev.jpg

Wow that's HUGE

I just did an online quote with Belair Direct and they quoted me $2300! $3500 to $2300, how is that even possible?

Belair even beat the price that my professional organization gave me.

It's really simple. Ontario is THE most expensive place to insure a vehicle in North America. It's one of the most expensive places on earth actually. If your under 25, male, and live in Toronto, $7000 a year is the norm. Thank god every day you have a provincial insurance company like ICBC. The private insurance companies here use price fixing like they are trying to become Robelus (Rogers/Bell/Telus). The other side of the coin is that Ontario has obscenely high average claim values ($60000) because people abuse the liability claims on injuries. The insurance companies openly admit to a $1000 male surcharge, having a penis is very expensive. Ottawa isn't as bad as Toronto, I paid $4200 in my early 20s. Now I pay $1500 with one accident on my record but I'm 30.

Manitoba still has provincial insurance, their rates are astonishingly low. My buddy totaled two cars before he turned 23, still paying less than $100 a month!

Edit: In Ontario: A Honda Civic SI is more expensive to insure than a Porsche 911. I'm not kidding.

Happens all the time. Desjardins is $1423 for me, all other companies are $2200+.

Lol this makes no sense at all. A manopoly is beating individual competitors in pricing. Some where down the line Ontario's insurance brokers must have all met and agree to set a ridiculously high baseline.

Thats pretty sad that in Ontario cost of ownership of a penis has to be considered..lol

Saskatchewan is government insurance (sgi). My friend with full coverage paid like 800 a year...cheap!..he moved to calgary and now he pays 3000+

Have you ever been to Saskatchewan? I've got some friends in Regina and let me tell you, its not a very popular place. 6 months out of the year they have snow and have to keep their cars plugged into a wall outlet otherwise they risk the oil freezing! And if you do have a nice car, you can really only drive it on straight flat roads because the only hill for miles is actually the garbage dump next to the prison!

Yeah the insurance is cheaper but so is everything. It's because nobody really wants to live there anymore and most of the old people (like said friends) are moving to somewhere warmer. Like BC for example!

I do envy them in someways. But then I reminded by the fact that on Good Friday this month, we had sunshine and they had a blizzard!! No fooling!!

bneale

Lol.. i never said Saskatchewan was a desirable place to be :D ...could be fun though "Hey guys! Let's go hill climbing ! : Where? : You know! the "hill", where the dump and prison are!

Lol... I'm getting a 9k quote... Your lucky. What city?

it says hes in toronto lol.. but hes 25. Thats when insurance goes down dramatically (usually).

Wow, I'm guessing it's because of the at-fault accident and you living in Toronto.

My bro is paying 270 a month for his 2011 gen coupe. I'm guessing the FRS should be in that range if not less.

We're both 24 turning 25 end of next month and living in Mississauga. It'll be even lower once he turns 25.

I can basically guarantee you that the FRS & BRZ will cost more to insure than a Genesis Coupe. For some reason that car has an incredibly low insurance rate, likely because the Genesis Sedan is on the 10 least likely cars to get stolen list.

Does anyone have a Canadian FR-S (or BRZ) VIN I can send to my insurance broker?

BRZ... JF1ZCAC18D16002xx.

Just change the X to whatever number and I'm sure it should work. Hopefully anyway. I tried getting insurance rates about a week ago for it and they wouldn't even take my VIN. They said most 2013's weren't in their system yet and that for sure no 2013 Subaru's were in the system.

Sounds like people have been having luck with Scion's though. If the VIN doesn't work just tell people the model #'s of the two and see if you get lucky.

I wonder if these would factor the cost of insurance

- No turbo
- No historic statistics on this model (Thefts, car safety, and number of claims for this model).

Why dont you just go for the basics. I am sure it will be way cheaper than full insurance? I know, it will be a problem if you crash.. However, I am 28, clean record and pay 350$ a year for the basics and towing. average cost of car insurance
is about 1k for full coverage though.

Im haveing drinks with a friend of mine that in Insurance on friday im going to ask him to look in to costs for me, and how there are rating the FR-S.

You're required to get full coverage if you're purchasing a brand new vehicle.

Information that has sort of been written before but got an e-mail to confirm earlier today from ICBC:

These cars aren’t in our database yet. However, when someone has a new model of vehicle that isn’t in our database, an Autoplan broker can still license and insure it, or provide a quote for the cost of insurance, based on the sum of the vehicle’s Manufacturer’s Suggested Retail Price, the cost of any optional manufacturer’s equipment, freight and pre-delivery inspection charges, and taxes, such as Harmonized Sales Tax (HST). When the model is entered in our database after they license and insure the vehicle, the owner will be sent a bill or refund if there’s a difference in costs between what they were charged and the premiums that are assigned for the vehicle later on.

Thanks for the info enemies..but man that sucks. Fork over $2000 for a years worth of insurance.."oh by the way, now that we know what your car actually is, here's a bill for the extra $500"

I bet you anything, Bills outnumber refunds :thumbdown:

Yeah, I have a feeling though that if we don't get our cars until June (which seems likely) they will have insurance rates by then. At least I hope so.

I will probably be a pain in the ass and e-mail them every week to ask. I figure eventually they have to say yes. :P

So was anyone able to get quotes with the posted JF1ZNAA14D1701586 FRS VIN number? (taken from the main insurance thread). I emailed the insurance companies earlier this week with that VIN and they still haven't gotten back to me.

That CDN or US?

US, I guess this makes a difference huh...

Was anyone actually able to get a quote on an FRS? If so, with which company and how?