What are you paying for insurance?
 

I'm expecting to pick up my car sometime next week, just wondering what some other FT86ers are paying for their insurance in Canada? Just curious!

Age: 25
Location: Toronto
Company: TD
Price: $205.25/month ($2463/year)
Deductible: $1000
Coverage: Collision + Comprehensive

wow that's high in Canada!

Age: me 25 & wife 23
Location: Albuquerque, NM
Company: Geico
Price: $150/month (2011 STi sedan & 2013 BRZ)
Deductible:$500
Limits:100/300
Coverage: Full
Record: clean. no at fault accidents for either of us in the last 5 years

Age: 34
Location: Toronto
Company: State Farm
Price: $118/month
Deductible: $500

Age: 24
Location: Oakville
Company: TD
Price: $169/mo.
Deductible: $1000

Age: 25
Location: Vancouver
Company: Allwest
Price: $161/mo
Deductible: $300

Age: 22
Location: Toronto
Company: The Personal
Price: $349
Deductible: $1000

Clean record

Age: 39
Location: Vancouver
Company: Monopoly of the Insurance Corporation of BC
Price: $140/mo. (with 43% discount based on driving record)
Liability Coverage: $2M
Deductible: $300

Age: 26
Location: Ottawa
Company: Belair Direct
Price: 1186 per year (98 per month)
Deductible: 500 or 300

One minor speeding ticket before I got the car.

Age: 19
Location: Calgary
Company: TD Insurance
Price: $269.50/month
Liability: $2M
Deductible: $500

Age: 25
Location: Toronto
Company: State Farm
Price: $349/month (Full Coverage)
Deductible: $500

Clean record, if i was a student, that could be half easy.

Age: 20
Location: CT, U.S.A
Company: American Commerce
Price: $341/month
Deductible:$500
Limits:100/300
Coverage: Full
Record: Failure to yield to a traffic signal (Age 16)

Wow, that's a big range on insurance prices here. For the guys that are $1500/yr and below, do you guys have collision/comprehensive coverage?

Age: 42
Location: Halton Hills, On
Price: 118/month
Deductible: 300
Liability: 2m
Claimed Commute: 70kms
Coverage: Full
Record: 15 over ticket last summer

Age: 20
Location: Keswick, Ontario
Price: $283/month
Deductibles: $1000
Liability: 1m
Record: Clean

I'm curious as to see how many of you have aftermarket mods. A lot of Ontario insurers won't touch you if you have them, and a lot of you have very reasonable rates for the area.

I have both. With $2M in liability.

Wow, do I ever feel good about my monthly price after looking at this thread...

Age: 38
Location: Sarnia, ON
Price: $90/month
Deductible: $500, shrinks $100 for each year without a claim, was $300 until I got clipped by a truck tire on the 401.
Company: Allstate

Similar to mrceltic through TD. Being in the late 30s or higher really helps with the insurance prices. Also living in Richmond Hill/Markham doesn't help either, highest insurance premiums in the GTA.

If you are under 25 in Ontario anywhere near the GTA...I can tell you TD will give you the best rates BY FAR

I have 7 speeding tickets and 1 not at-fault accident (although not all 7 are on my record haha)

TD doesn't look at your age nearly as much as other companies which is why they don't give you a massive discount when you turn 25. I'm 24 and most companies quoted me around $3500 per year but said after I'm 25 it would go down to about $2000 per year???? Soooo stupid..I forgot when you turn 25 they mail you a giant box of driving talent :bonk:

With TD, I got insured for $2400 per year on my FR-S with the accident still on my record

I'm pretty sure Brampton takes the cake for insurance premiums.

29, Toronto, TD, 1 minor, $118/month :)

Age: 25
Location: Richmond Hill
Company: Des Jardains
Price: $230/month
Deductible: $1000
Coverage: Full Coverage

This is my policy rated when I was 24 yrs old....should be better when I get my renewal.

Age: 24
Location: Calgary, AB
Company: Meloche Monnex
Price: 140$ / month
Deductible: 500$
Coverage: Full Coverage / 1M Liability

Age: 26
Location: Toronto, Ont
Company: The Dominion
Price: $198/month

Not trying to be rude, but the fact that you live in Sarnia plays a HUGE factor to why your rates are so much lower. But yes I agree, seeing how much some people pay monthly makes my eyes :confused0068:

I'm the only one younger than 20 here? :/

yea pretty much.

Age: 31
Location: Brampton, ON
Price: $230/month
Deductible: 1000
Liability: 2m
Claimed yearly mileage 30,000km
Coverage: Full
Record: Clean
Company: Aviva

Was with Bel-air for 4 years previously and got quoted $45 extra a month

Age: 29
Location: Lynchburg, VA
Price: $179 (for both 2013 jetta & 2013 FR-S)
Liability: 2M
Record: not so good
Company: Allied
Deductible: $200


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whaaa

that's super low for GTA

what are your deductables set at?

$90 a month here, $500 deductible.

After you turn 25 and have a good record rates dropped huge (didn't seams to matter what car). I only paid $120/mo for my Evo X.

$500 I think have to check again, in Thornhill is probably why.

yar

thornhill =/= toronto http://www.darklygaming.com/images/happylurk.png

gah! I'm paying $257/month, Johnson Inc.

I'm at $102/month with Bel air direct
32 years old
$500 deductible for collision
$50 deductible for comprehensive
$1M for liability

27 yrs old
$119/month
$300 for collision
$200 for glass replacement
$2m liability

Saskatchewan (does no matter where we live in Saskatchewan)

I'm paying the highest. I hate all of you.

Hugs bro, hugs

and i thought I was paying to much

29 years,
quebec, QC
2 claims in last 2 years (none before), hit and run and a windshield replacement
113$/month 1356$ year
replacement value included
250$ collision / 100$ comprehensive
and they adjusted value up of 3 000$ I think for upgrade (suspension, exhaust, wheels, vinyl wrap) so they are also covered!

25 years,
Gatineau, QC
With La Capitale
No claims
53$/month 636$ year
replacement value included
1000$ collision / 500$ comprehensive
2 speeding tickets on record, 1 big, 1 minor

I'd think it would be more here, I'm surrounded by rednecks in giant American pickups, risking life and limb every time I have to pass one of these yahoos.

Age: 22
Location: Toronto, Ont
Company: TD
Price: $280/month