Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB

Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB (https://www.ft86club.com/forums/index.php)
-   BRZ First-Gen (2012+) — General Topics (https://www.ft86club.com/forums/forumdisplay.php?f=23)
-   -   Interest Rate? (https://www.ft86club.com/forums/showthread.php?t=15491)

Maps316 08-24-2012 01:34 AM

Interest Rate?
 
Just wondering what was some of the interest rates you guys were able to get on your BRZs?

schtebie 08-24-2012 01:39 AM

I'm interested as well.

fistpoint 08-24-2012 01:52 AM

Well, I think 1.9 is the lowest through Scion or Subaru...so you might as well just ask who here has shitty or good credit instead. :)

wallace03 08-24-2012 02:55 AM

there was a topic about this, and a bunch of people were getting mid to high 1s for finance rates. cant remember if it was this forum or the brz one.

ZC6BRZ 08-24-2012 02:58 AM

1.49 from penfed

wallace03 08-24-2012 03:24 AM

Quote:

Originally Posted by ZC6BRZ (Post 399672)
1.49 from penfed

isnt penfed for military only?

86_ZN6 08-24-2012 03:27 AM

1.7% from TFS

cnk 08-24-2012 06:51 AM

Quote:

Originally Posted by wallace03 (Post 399698)
isnt penfed for military only?

No. Anyone can join if you donate money to one of 2 organizations. It's either a $15 or $20 donation.

R32 GTR 08-24-2012 07:06 AM

wow those rates are amazing. in the UK, Toyotas interest rate is 6.9%

czar07 08-24-2012 07:11 AM

pfft our rate is 9-11%

kwood9000 08-24-2012 07:32 AM

Just got the 1.49% from PenFed for 60 months. From talking with the reps it sounds like it'll only be through August. Max loan amount appears to be up to MSRP + 10% (to cover taxes, etc.).

S2kphile 08-24-2012 07:36 AM

Not a BRZ/FRS but I got 0.9% for 60 months on a Honda Pilot.

GregV 08-24-2012 08:26 AM

1.9% for me

whitefrs 08-24-2012 08:26 AM

1.9 thru
TMCC

itsfun 08-24-2012 08:30 AM

1.9% through NASA FCU

GMU-BRZ 08-24-2012 08:45 AM

1.79% via Navy Federal

eikond 08-24-2012 10:39 AM

I did my original loan through state farm bank.. Was 2.39% for 60 with free gap insurance.

I just filled out an online app for PenFed to refinance to their current rate of 1.49%. Will save me $30 a month. I was worried that I would have a problem with valuation of the collateral. I borrrowed almost $27,000 for my original loan and have only made a couple payments. My payoff is $25,700. My fear was that they would value the vehicle as used and only say it's worth like $23k or something. Turns out they value the car at $25,495. So I only have to send $200 of my own money to payoff the statefarm loan. Love the high resale on the BRZ so far!!!

Joobacca 08-24-2012 12:40 PM

1.89% through Subaru

Maps316 08-24-2012 12:47 PM

So it looks like mid to high 1% area...... Cause alot of online stuff was saying 2.9% which I thought was a bit high. I wonder if anyone can get at 0.9% even with fantastic credit lol

schtebie 08-24-2012 12:53 PM

Quote:

Originally Posted by Joobacca (Post 400313)
1.89% through Subaru

???

I thought the promotional rate was 2.9%...

kwood9000 08-24-2012 01:19 PM

Quote:

Originally Posted by schtebie (Post 400346)
???

I thought the promotional rate was 2.9%...

It's 2.9% through Subaru. The dealer can go through a bank and get better rates.

Joobacca 08-24-2012 02:45 PM

Yeah i guess this dealership goes through Chase, but I essentially came in with 1.99 from the local credit union and Subaru said they can beat it so I went with them instead.

xwd 08-24-2012 03:06 PM

1.99

Blackforge 08-24-2012 03:25 PM

1.84% through Subaru finance (in reality Chase). I do have Excellent credit...

Maps316 08-24-2012 03:29 PM

Quote:

Originally Posted by Blackforge (Post 400645)
1.84% through Subaru finance (in reality Chase). I do have Excellent credit...

Awesome, cause I was thinking through chase.

GregV 08-24-2012 04:25 PM

Quote:

Originally Posted by Maps316 (Post 400651)
Awesome, cause I was thinking through chase.

Go to your dealer and ask them to beat/match penfed. They will work with Chase to get you the rate. Worked for me, and I wasn't even approved by penfed because of my lack of credit history.

Spartan65 08-24-2012 04:35 PM

Quote:

Originally Posted by R32 GTR (Post 399795)
wow those rates are amazing. in the UK, Toyotas interest rate is 6.9%

Sorry I don't feel so bad now, after my divorce and a personal BK I was lucky to get 8.9%, I was thinking of paying it off before I did any major modifications though.

choi0706 08-24-2012 04:36 PM

i got 1.69 with dealer and purchased the extended warranty.. some special they got going on now..

Sev 08-24-2012 06:03 PM

2.29% through Navy Federal Credit Union

Best dealer could offer was 2.9%

Irvine, SoCal

industrial 08-24-2012 06:35 PM

1.69 through Chase/Subaru dealer. I asked the dealer to beat a pre-approved offer from USAA for 1.89.

hav0c 08-24-2012 06:36 PM

1.99 via PenFed. Purchased in June and now they are offering 1.49%

crash 08-24-2012 09:13 PM

.99% through PenFed you guys must have missed out on the -.5% promo for using their car buying service.

kwood9000 08-24-2012 10:01 PM

Quote:

Originally Posted by crash (Post 401270)
.99% through PenFed you guys must have missed out on the -.5% promo for using their car buying service.

Hmmm, let's see. Lower my APR by 0.5% and pay an extra $1,400 over MSRP using their car buying service? I think not.

Lytheum 08-25-2012 12:43 AM

2.99 for 72 months through pnc bank

wallace03 08-25-2012 01:15 AM

do dealerships normally try to get you the best rate, or do you have to play games with them to get the best rate?

Maps316 08-26-2012 02:45 AM

Quote:

Originally Posted by wallace03 (Post 401645)
do dealerships normally try to get you the best rate, or do you have to play games with them to get the best rate?

Usually the dealer will try to get you the lowest rate without games than again I speak from experience with some good dealers so it doesnt hurt to try and push the dealer for a better rate


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