Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB

Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB (https://www.ft86club.com/forums/index.php)
-   BRZ First-Gen (2012+) — General Topics (https://www.ft86club.com/forums/forumdisplay.php?f=23)
-   -   How much are you paying (US) ? BRZ/FR-S (https://www.ft86club.com/forums/showthread.php?t=13868)

Latiii 08-06-2012 06:47 AM

How much are you paying (US) ? BRZ/FR-S
 
Hey just wanted to know how much you ended up getting the monthly cost. I know it depends on credit trade in and etc. I'm mostly asking to compare to what I think or hope I'll be paying.
My dads a finance manager at a dealership and pretty much told me I'll be paying about $570+$400 for insurance...$970! There's no way I'm hoping people are getting this cheaper! And if it's true I guess I'll have to wait a while :((((((((
I have good credit + I'll be putting about 3k down + and trading my 09 tC which I owe about 4K and I have equity of $2000
:mad0259::brokenheart::cry::iono::confused0068::th umbdown::mad0260:

ngabdala 08-06-2012 06:57 AM

I'm putting 5k down which brings my monthly payment after taxes, title and reg to $469/mo. I have alot of speeding tickets so my insurance comes to about $225/mo so that's $694/mo. I'm guessing about $160/mo in gas. $854

pinoyplaya 08-06-2012 08:18 AM

My insurance is only $630/6 mo. for 2 cars.

rmjjensen 08-06-2012 09:17 AM

Personally I think I got an amazing deal on my BRZ Limited ...here's my numbers:

Sale Price: $27,601.20
+ Sales Tax: $683.00
+ Reg Fee: $220.00
+ Title Fee: $25.00
+ Doc Fee: $399.81

Total Out the Door: $28,929.01
- Down Payment: $8,500.00

Financed $20,429.01 over 60 months @ 3.99% => $376.14 / mo

My insurance is about 65/mo (28 yo reasonably clean driving record, my own policy with my wife and some discounts)

I don't really understand you're insurance ...$400 per month?! You need to find a new insurance company.

phillip 08-06-2012 09:41 AM

Shop around on insurance for sure. Some companies (State Farm, Progressive) wanted to charge me $450/mo. I ended up getting Geico for $110/mo. Standard 100/300/100k coverage with $500 deductibles. 24/M/Not married/1 ticket.

nkrein22 08-06-2012 09:51 AM

Quote:

Originally Posted by pinoyplaya (Post 361959)
My insurance is only $630/6 mo. for 2 cars.

Mine is low as well. $588/6mo for two cars. 98 dollars a month. No accidents or tickets. 24 years old.

Sigh-on-Rice 08-06-2012 02:00 PM

My insurance is only $50.5 per month. With $500 deductible and high limits.
I paid MSRP for the car.

86_ZN6 08-06-2012 02:02 PM

$12000 down

$300 a month for the car

$80 a month for insurance.

brzzz 08-06-2012 02:21 PM

Damn, im jelous. Tax on the car in Chicago was over 2000 dollars. I paid 32k total out the door including an 8 year warranty. 7.5k downpayment with payments of 430/mo. Insurance is 530/6months.

stat1 08-06-2012 02:29 PM

I just put down a deposit on a BRZ Premium that became available after the original purchaser cancelled. It will be here in about 2 weeks and the dealership is asking $2k over MSRP. Other dealerships I've called are asking $3k-6k over MSRP and they are still selling within a few hours (I'm in the Bay Area). Will I be a complete tool if I pay a $2k markup? I need a car now and can't wait to order one...

MRZ415 08-06-2012 03:12 PM

Quote:

Originally Posted by stat1 (Post 362501)
I just put down a deposit on a BRZ Premium that became available after the original purchaser cancelled. It will be here in about 2 weeks and the dealership is asking $2k over MSRP. Other dealerships I've called are asking $3k-6k over MSRP and they are still selling within a few hours (I'm in the Bay Area). Will I be a complete tool if I pay a $2k markup? I need a car now and can't wait to order one...

So to understand, do you have a vehicle now ?
if not have you ever considered buying a cheap beater
which will probably die within a half a year..

but then again in half a years time there should be literally
boatloads of BRZ coming ashore.

My BRZ is due at the end of this month or early next month.

Mo707 08-06-2012 03:14 PM

I paid 33k out the door.
And pay 200 a month for 2 cars.
FR-S and Corolla
17 years old

Dave-ROR 08-06-2012 03:17 PM

Quote:

Originally Posted by stat1 (Post 362501)
I just put down a deposit on a BRZ Premium that became available after the original purchaser cancelled. It will be here in about 2 weeks and the dealership is asking $2k over MSRP. Other dealerships I've called are asking $3k-6k over MSRP and they are still selling within a few hours (I'm in the Bay Area). Will I be a complete tool if I pay a $2k markup? I need a car now and can't wait to order one...

IMO yes, but I paid ~$27,200 or so for my Limited, whatever $499 over invoice is.

For the OP, I financed ~22500 for 60 months @ 1.94%, payments are somewhere in the 390s (393 I think, I $400 on mine per month just for the round number so I can't remember the exact number). Insurance for me, 35yo single male in Florida with no claims/tickets counting against me is about 150/month.

stat1 08-06-2012 03:43 PM

Quote:

Originally Posted by MRZ415 (Post 362571)
So to understand, do you have a vehicle now ?
if not have you ever considered buying a cheap beater
which will probably die within a half a year..

but then again in half a years time there should be literally
boatloads of BRZ coming ashore.

My BRZ is due at the end of this month or early next month.


I'm currently sharing a car with my wife (2012 128i) and we are both getting tired of it... I could by another car until the BRZ is more readily available, but it seems like such a hassle when I could have a brand new WRB BRZ in 2 weeks time.

I'm really excited to get the car and the way I justify it to myself is that I originally planned on getting a Limited, but when I found the Premium seats more comfortable I figured the $2k markup is roughly the difference btw. the two trim levels, so I'm basically paying MSRP for a limited but getting a Premium, which is fine by me :bonk:

I honestly feel like this car is such a great value and I'm still well under $30,000...

BRaZinDave 08-06-2012 04:03 PM

$0.00 per month! Paid cash, in full.

Latiii 08-06-2012 05:26 PM

Quote:

Originally Posted by BRaZinDave (Post 362672)
$0.00 per month! Paid cash, in full.

Lol I wish:laughabove:

dori. 08-06-2012 05:44 PM

don't have insurance figures yet but it's going to be about 30k OTD and the loan payment per month is just under $300

streetwaves 08-06-2012 09:23 PM

Quote:

Originally Posted by Latiii (Post 361887)
Hey just wanted to know how much you ended up getting the monthly cost. I know it depends on credit trade in and etc. I'm mostly asking to compare to what I think or hope I'll be paying.
My dads a finance manager at a dealership and pretty much told me I'll be paying about $570+$400 for insurance...$970! There's no way I'm hoping people are getting this cheaper! And if it's true I guess I'll have to wait a while :((((((((
I have good credit + I'll be putting about 3k down + and trading my 09 tC which I owe about 4K and I have equity of $2000
:mad0259::brokenheart::cry::iono::confused0068::th umbdown::mad0260:

Wait, $400 for insurance? Each month?

Try to sell your tC rather than trade it in. Just figure with $5K total down on an FR-S bought for MSRP+tax, you'll probably be around $400 monthly on a 60 month loan, +/- some dollars depending on your interest rate.

Zaggeron 08-06-2012 09:24 PM

Paid MSRP for the BRZ Limited (no options). 6.25% tax + around $300 in TTL.

Sony 08-06-2012 09:44 PM

Quote:

Originally Posted by BRaZinDave (Post 362672)
$0.00 per month! Paid cash, in full.

Same here, paid in full, Title in my hand, ~$30,800 OTD all said and done.

twodollarcuts 08-06-2012 10:17 PM

31.2 out the door. I got raped on wheel locks. Wasn't paying attention. Paid MSRP plus everything else.

Subie 08-06-2012 10:32 PM

Quote:

Originally Posted by BRaZinDave (Post 362672)
$0.00 per month! Paid cash, in full.

Quote:

Originally Posted by Sony (Post 363340)
Same here, paid in full, Title in my hand, ~$30,800 OTD all said and done.

Fellow member of the cash club, signing in. I paid ~$30,000 OTD all said and done, less my trade-in.

Zaggeron 08-06-2012 11:27 PM

Paid cash as well, but they wouldn't give me crap for my trade-in. Luckily I had just gotten a Carmax estimate and the dealer was nice enough to drive my old car down to Carmax for me to sell. Lost the tax savings on the trade-in though ...

Neekowahhhh 08-06-2012 11:36 PM

Quote:

Originally Posted by Dave-ROR (Post 362581)
IMO yes, but I paid ~$27,200 or so for my Limited, whatever $499 over invoice is.

For the OP, I financed ~22500 for 60 months @ 1.94%, payments are somewhere in the 390s (393 I think, I $400 on mine per month just for the round number so I can't remember the exact number). Insurance for me, 35yo single male in Florida with no claims/tickets counting against me is about 150/month.

Wow, where did you get such a low rate?

SuperDave 08-07-2012 12:07 AM

Quote:

Originally Posted by stat1 (Post 362634)
I'm currently sharing a car with my wife (2012 128i) and we are both getting tired of it... I could by another car until the BRZ is more readily available, but it seems like such a hassle when I could have a brand new WRB BRZ in 2 weeks time.

I'm really excited to get the car and the way I justify it to myself is that I originally planned on getting a Limited, but when I found the Premium seats more comfortable I figured the $2k markup is roughly the difference btw. the two trim levels, so I'm basically paying MSRP for a limited but getting a Premium, which is fine by me :bonk:

I honestly feel like this car is such a great value and I'm still well under $30,000...

DON'T DO IT MAN! dealerships are full of blood sucking leaches that feed of reasonable people like you!

Dave-ROR 08-07-2012 02:10 AM

Quote:

Originally Posted by Neekowahhhh (Post 363564)
Wow, where did you get such a low rate?

Chase aka Subaru finance.

brzzz 08-07-2012 09:24 AM

Quote:

Originally Posted by Neekowahhhh (Post 363564)
Wow, where did you get such a low rate?

Try a credit union, the dealer will likely want to price match whatever rates you qualify for at the credit union. I did penfed, and they matched it.

CptnSlow 08-07-2012 04:13 PM

Quote:

Originally Posted by brzzz (Post 364115)
Try a credit union, the dealer will likely want to price match whatever rates you qualify for at the credit union. I did penfed, and they matched it.

Just out of curiosity, what made you decide to do the financing through the dealer instead of straight from PenFed? I've always done my car loans through them and never had an issue. They approved me for a 1.49% rate but if there's some sort of advantage to having the dealer match it then I might go ahead and let them.

hyper4mance 08-07-2012 04:26 PM

Paid $800 over invoice, after taxes, title, doc fees, accessories (wheel locks and homelink mirror) it came to around $30.2k which was paid in cash.

hyper4mance 08-07-2012 04:31 PM

Daayyym.... Delaware taxes are insanely low. So jelly the difference could have paid for an exhaust.

Quote:

Originally Posted by rmjjensen (Post 362026)
Personally I think I got an amazing deal on my BRZ Limited ...here's my numbers:

Sale Price: $27,601.20
+ Sales Tax: $683.00
+ Reg Fee: $220.00
+ Title Fee: $25.00
+ Doc Fee: $399.81

Total Out the Door: $28,929.01
- Down Payment: $8,500.00

Financed $20,429.01 over 60 months @ 3.99% => $376.14 / mo

My insurance is about 65/mo (28 yo reasonably clean driving record, my own policy with my wife and some discounts)

I don't really understand you're insurance ...$400 per month?! You need to find a new insurance company.


rmjjensen 08-07-2012 05:05 PM

Quote:

Originally Posted by hyper4mance (Post 365001)
Daayyym.... Delaware taxes are insanely low. So jelly the difference could have paid for an exhaust.

Yeah technically we don't have a tax ...Instead it's a "Document Fee" equal to 3.75% the net cost. Which is also great because if the car is 30k, and your trade is 10k you only pay 3.75% on 20k since technically you've already paid your fee on your trade (10k).

On the flip side, before we moved here, we lived in NJ and my wife had just bought a car in 2010 ...we wound up paying the 7% NJ sales tax in 2010 and then when we moved to DE we got banged another 3.75% since it was over a year since we bought it. That sucked.

NotSoJDM 08-07-2012 06:47 PM

~28,800 out the door WRB BRZ Limited.
$7k down , 4% interest, ~$350/mo over 72mo (you can pay off early so why not?)
$101/mo insurance for full coverage on brz and liability on a 95 240sx.

Longhorn248 08-07-2012 07:49 PM

Quote:

Originally Posted by Neekowahhhh (Post 363564)
Wow, where did you get such a low rate?

Penfed offers 1.99% for 60.

Neekowahhhh 08-08-2012 12:50 AM

Quote:

Originally Posted by Longhorn248 (Post 365358)
Penfed offers 1.99% for 60.

i looked them up and saw that they're actually offering 1.49%.. however.. dont you have to be military etc to be apart of it?

CptnSlow 08-08-2012 01:08 AM

Quote:

Originally Posted by Neekowahhhh (Post 365920)
i looked them up and saw that they're actually offering 1.49%.. however.. dont you have to be military etc to be apart of it?

That's correct. Military or military offspring.

Dave-ROR 08-08-2012 08:45 AM

Quote:

Originally Posted by CptnSlow (Post 365954)
That's correct. Military or military offspring.

Actually that's not correct. You have to be Military, work for a company approved (defense contractors, etc), member of various organizations, Federal Gov employee, relative or housemate of someone who qualifies, live or work in a "eligible location", or join NMFA for $20 or Voices for $15.

So, assuming you have absolutely nothing to do with the government, you can still join, it'll just cost you $15 or $20 depending whether you like Voices for American Troops or National Military Family Association more.

Their new 1.49 rate is really really good!

Longhorn248 08-08-2012 12:28 PM

Dave nailed it.

CptnSlow 08-08-2012 03:29 PM

Quote:

Originally Posted by Dave-ROR (Post 366394)
Actually that's not correct. You have to be Military, work for a company approved (defense contractors, etc), member of various organizations, Federal Gov employee, relative or housemate of someone who qualifies, live or work in a "eligible location", or join NMFA for $20 or Voices for $15.

So, assuming you have absolutely nothing to do with the government, you can still join, it'll just cost you $15 or $20 depending whether you like Voices for American Troops or National Military Family Association more.

Their new 1.49 rate is really really good!


See what happens when I assume? Hah, this is good to know, thanks.

zc06_kisstherain 08-08-2012 03:50 PM

I placed an order Premium with Manual yesterday agreeing $28K OTD. (yes. including tax and every fees.)
told dealer that if i don't see $28K number at the bottom of paper, i will walk out.
I stopped by few other dealers but they don't go lower than MSRP since this thing is new to market. i made few $$$$ lower than MSRP so i guess i got a good deal.
I have to see how it goes until i sign a paper which it will be next 2 months. :(

brzzz 08-08-2012 04:54 PM

Quote:

Originally Posted by CptnSlow (Post 364957)
Just out of curiosity, what made you decide to do the financing through the dealer instead of straight from PenFed? I've always done my car loans through them and never had an issue. They approved me for a 1.49% rate but if there's some sort of advantage to having the dealer match it then I might go ahead and let them.

It was easier for me because the dealer is close to my house, and they are using a bank thats even closer. When dealing with a website I dont feel like i have someone to talk to if I have an issue. Plus I didn't know how much exactly i was going to put down and how much I needed as a loan because it was difficult to get a final price(tax included) till I was sitting down with the car in front of me.
Also I was not in the military so I've never used penfed before this. I just donated the 15 dollars for them to let me join.


All times are GMT -4. The time now is 05:51 AM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2026, vBulletin Solutions Inc.
User Alert System provided by Advanced User Tagging v3.3.0 (Lite) - vBulletin Mods & Addons Copyright © 2026 DragonByte Technologies Ltd.


Garage vBulletin Plugins by Drive Thru Online, Inc.