Does Forgestar Finance Wheels?
 

Hi guys I’m about to widebody my FRS and I wanted to run the Forgestar F14’s but I was wondering if anyone knows if Forgestar does financing by chance?

If you can't afford them don't buy them. Bad enough to spend full price, why spend double?

Don't go into debt over a set of wheels.

Better yet, don't wide body, but that's a big personal thing....

Why dont you call or email them and ask them yourself?

I'm with this mindset as well but it's his money so he can do whatever he wants with it. :iono:

I don’t know how old you are however I’m guessing on the younger side. Do not get in the habit of buying things you can not afford. If you have to finance a set of wheels then you’re going down a bad path.

Bad idea, don't get caught in credit debt like I did in my 20s, try to sell things or save money to pay for useless shit like car parts.

Don't finance mods, if you can't afford them now keep saving until you can. If you finance the wheels (and I'll guess widebody too) and get in a big accident you'll be in a world of financial pain.

No I have the money to pay it in full but if I could finance it over time with 0% interest over a short period that would be a lot better. Builds my credit as well as I don’t have to pay the money in full right away. I’ve called and every time I do I’m on hold for 20min plus so that’s why I thought I’d ask here. Don’t comment if your gunna try to give me advice financially... I’m financially stable obviously if I’m trying to widebody my car... LOL

I would never go in to debt for non-necessary car parts.. Sounds like the situation that got us into the 08 predicament

As a manufacturing business, I'd have no interest at all in financing each customer.
Taking care of the multiple transactions and risk is what banks are for.

Widebody=financial stability
Got it.....

looked at your previous threads and found that you were buying an IKONMOTORSPORTS rep v1 kit.

I guess financial stability is a 245$ kit.

LOL.

FUCK.


But to answer your question, I don't think forgestar as a company does, but a few of their vendors will finance it. Off the top of my head, try asking modbargins, I remember seeing they had a cookie cutter rbv1 setup listed.

PayPal also will finance things, but I'm sure it depends on your credit as well...

Wasn't that post like a year ago???
So I'm a welder for Cheveron, i got in through my uncle and I make very good money lol... Im also still going to school for mechanical engineering and im graduating in a year and half. So yeah I am financially stable and life is good. I wonder if you guys could say the same things for yourselfs (:
Like I said I was just wondering if they finance for the previous reason. I dont understand why people on the internet assume so much?:iono:

P.S. that ikon motorsports kit is SOOOO fucking good. And the price is out of this world...

if you are doing this to build credit, go to a bank and talk to someone about a personal loan. that way you can open that line of credit, buy the wheels in full with the banks money, and pay the bank back over time, with a low interest rate.

when i buy wheels, i use a credit card so i can get that $~2-$3k of credit, and pay it off in the first month from my debit account.

believe it or not, the best way to build your credit is to charge ~30% of your limit and pay it the first month. they dont like to see you maxing out your cards. it would seem to make more sense to max out your card every month and pay it off every month, but thats not whats best for building credit

noooooooooooooooooooooooooooooooo not a rep kit!!!!!!! why???????? you can get a rallybacker for 2 grand! why rep??????????? you can even just get the 4 rocketbunny fender flares for 500 each corner, 2k total.

This story reminds me of my youngest son when he was 16. I bought him an old car. We checked the brakes and they were shot, so I sent him up to the auto parts store to buy a set of brake pads and shoes.

When he returned, he said that they didn't have the brake parts in stock, but he bought a "racing" steering wheel. I told him to take the steering wheel back and get his (my) money back, then call around till he found the brake parts and go get them!

Yes, he did turn out OK. He got his degree plus a masters degree and works for the Defense Intelligence Agency and is assigned to a position in Hawaii.

So, juniorrr , good luck with your studies - :thumbsup:


humfrz

Did he go back after and get that racing steering wheel though? Brakes are useless if you aren't going fast, and that racing component adds more powa.

I financed a couch when i was first trying to build credit.. go for it

A lot of wheel company's offer financing with %0 interest for a full year in some cases
Otherwise, Paypall credit had %0 interest on payments over $500 if payed off before 6 months

I think he finally did. My position was to buy each kid an old car when they turned 16. I would tune it up, replace the brakes and put new tires on it and pay for the insurance. Anything else, including gas and oil, was up to them to buy.


humfrz

humfrz, i like you a lot man. but i dont know why you sign each post with your nametag, when there is a big blue nametag directly to the left of your post. it reminds me of when my dad used to sign his texts with "dad", even though the caller id/contact file was named dad.

im sure old habits are hard to break.

i like you a lot man. i especially liked your story of when you would take the sick family cat out to the woods and kill it with a hammer.

My credit last time i checked was at 755 which is really good not the greatest i guess but i want to raise it as high as possible for the future.
I have financed so many car parts over the years with 0% interest up to 1 year because my credit was good. And only on those terms would i finance.. I'm not retarded for crying out loud... Again with the assumptions:iono:
And yeah that is good literally almost a hundred people told me it was amazing before i got it and now that i do have it and mocked it up. The fitment is incredibly good and only needs to be shaved a bit in the rear and the gas cap. I even took this to 3 shops and they said that the fitment was really good and its ABS so its stronger than fiberglass as well. So if you don't have the kit than your opinion is invalid.

If all you want to do is build credit, then just use your credit card to buy literally everything and pay it off when the bill comes. Almost every single thing we buy (even bill payments where it makes sense) go on our credit card. The only bills that don't go on it are the ones that charge more of a premium than we get in cash back (ie 2% cashback but they charge 3% extra to pay by CC). Not only does it keep your credit rating up, but if you get a good card you can also get a good chunk of cash back every year (or travel points, etc). We typically end up with about $1000 back each year, just for buying stuff we'd be buying anyway.



99% of people asking if something can be financed don't have the money for it, or they'd just use a credit card like a normal person. You might also be shocked to see how many people will modify a car with bank loans, it's A LOT more common than you think.

Good point. I really don't know why I sign off on my forum post.

Maybe I do that to remind myself that I was done with that post, in case I have a senior moment and forget what I was doing - :bonk:


humfrz

Hey @juniorrr,

I know you think doing the widebody + stance with fancy wheels thing is so cool and will get you a lot of clout but you should reeeally reconsider in terms of finance (mostly like everybody is saying) for a few different reasons.

I live in an area with a lot of people who try to go widebody and who have bought 4000+ dollar sets of wheels (insanity imo but it is what it is).

You don't wanna know how many times I've seen people order a set that they later realize they won't be able to use for some reason or another (decided not to widebody, widebody ended up not being a good fit, car got confiscated, got into accident, got broken into, etc.). What if your job at chevron or wherever suddenly gets cut or your school stuff causes you to need to suddenly quit or work less hours? And then you can't keep up with car payments, rent, etc.

And then they wind up trying to sell that set of wheels for weeks or even months, because once the order is submitted and/or the set is received, they can't cancel, and nor can they use them.. But, not many people want to buy a set of wheels like that on a whim since at that point show-y builds become suuuper unique and it becomes more like "well that's a fancy set of wheels but it won't fit my build" and then that money of yours goes down the drain. And then if anything, they start dropping the price of the wheels to try enticing people to buy.

But, then your investment becomes less and less value than what it was originally worth. Not a very good situation :(.

If you really want to build credit, I'd do it with _normal_ stuff, not these special one-off purchases. Like, you're not really gonna get that big a boost probably from a set of wheels you pay off in a year. Because the longer a loan goes and the more consistent you are in paying it off is usually how you get more value out of it.

But then again, I graduated college with 0 credit (long story, but just never had credit cards or loans till after graduation) and bought my BRZ by getting a co-signing by family on my loan. Great financial decision, eh?

But then again, I knew I would be able to pay it off in 2 years and could've even sooner due to my post college job situation and doing well saving throughout college other than living expenses.

TBH I would highly recommend saving all this money that you "have" and waiting till after graduation and have a very steady flow of money where you know you won't have to worry about the chance of having a useless box of 4k+ just wasting away in a garage.

Yeah financing wheels ($2000 purchase) ≠ building credit... not sure where that logic came from. Simplest way to build credit is to just have a credit card, make most of your purchases on it, and pay in full each month. If you truly can afford to get the wheels as you stated, just buy them with a credit card and pay in full at the end of the month if you're worrying about building credit.

Financing a large purchase like a new car builds credit because it shows banks/lenders that you're responsible enough to make those payments each month on something that you could not afford to purchase all at once. You won't gain much, if anything at all, by financing a purchase this small.

That aside, I'd like to see some pics of the Ikon widebody and F14s when it's done... Not many people are brave enough to come on this forum and show off a replica widebody. Would be interested to see how fitment/quality compares to the real deal. GL with the build!

granted taken is that you?

In the context he wrote it at the time it didn't seem funny because it wasn't intended to be but reading you reflecting on what he wrote,
that struck me as pretty much one of the funniest things I've read in here. Read it as you and cats just don't get along for some reason.

:bellyroll:


humfrz

Riiiiiiiiiiiight :rolleyes:

Well, it's not as bad as military intelligence - ;)


humfrz

I resemble that

Double thumbs up, you know it

1) I don't do ANYTHING for anyone.. I just love building cars and I have since I was younger and I'll continue to do it til the day I die lol. This widebody is for me.. for all the hard work i've put at work and at school.
2) I CAN Afford just buying it all in cash with the install and paint if I wanted to. Why does everyone assume that just because i want to build my credit a little bit more on car parts that all of a sudden I'm broke??? Dude i have a good amount saved up in my bank account and could do this build 4 times over if I wanted and im not BULLSHITTING or just blowing smoke here.
3) Building cars is my hobby and mostly what I buy aside from computer stuff I suppose so its in my best interest to raise my credit in this way since I dont spend it anywhere else.
4) Yes I understand the boost isn't alot but from the beginning i kept implying that If i could raise it up a lil more with 0% interest that is definitely the BEST option possible and only on those terms will I do it.
5) I understand where your coming from dude I get it... But im keeping this car probably for as long as I can or until its totaled lol. It was my first car and I plan to continue building it even after the engine dies. I have alot of big things planned for this car once I graduate as a Mechanical Engineer.
6) I just asked one simple questions and everyone is blowing it out of proportion.. assuming things left and right.. the internet is a stupid place lol.:iono:

It does boost my credit a little bit at a time. How do i know this? because i've financed parts over the years with 0% interest rate and last november I did a credit report which showed me these results...
Yes i know its not the best way to improve your credit but I already knew that going in obviously... If i can boost my credit with a simple purchase WHY not do it? Its so simple i dont understand how people dont get this simple logic.
As far as the Ikonmotorsports I made a post on the facebook page where literally almost 100 people posted saying how AMAZING that replica is showing pics and all that jazz. Now that i have the kit I can even tell how good this kit is. Like i said i went to 3 body shops on their opinion of the kit and they said it was one of the best if not best replica kit they've ever seen. People on here just talk out of their ass without knowing the facts but thats the internet what can you do:iono:

The human race is stupid and moronic. There are more wide bodied cars out there that were completely financed than there were bought outright. Stupid kids think something is cool and do stupid crap to replicate it.

If you have already financed it for 0% than you know who to talk to to do it again. It still won't help much. I did that with my car and had the bank auto pay the loan the entire length of the loan, when I paid it off it didn't change the score at all.

Your score isn't going to get much higher without a mortgage payment on your record.

Actually, frequently opening up accounts and closing them, rather than having long standing lines of credit actually hurts your credit. How do I know this? Because I play the credit card sign-up bonus game for miles and hotel points to boost my travel/upgrade capabilities. Now, does it have an actual long-standing damage on high score, not really, but when I look at my report the only negative influence is the frequency of credit checks and new accounts. Credit agencies want to see established credit, and you ability to manage the line of credit you have available.

If this is the path you want to go, here is my recommendation (if you have a strong enough credit score):

Apply for a Capital One Quicksilver, Chase Freedom Card, etc. that is a card with a $0 annual fee and offers you a 12-15 month 0% intro APR term. That way you are taking out a credit card, not a short-term loan (that if something goes wrong, the APR skyrockets), from an established banking institution, that will likely also give you $200 bucks cash back for your wheels when you purchase them as a sign-up bonus. Additionally, you'll get 1.5% cash back on the wheels, which is a couple extra bucks. This way you have 12-15 months to pay it back, in the unfortunate event something happens, as well as building your credit with an established banking institution.

I'm not going to sit here and tell you how to live your life, but if you ARE going to do something like you were mentioning, the above path would be the safest, and likely best path to go.

My god, OP. Drop the arrogance and listen to these people. You may not have asked for the forum's advice, but regardless, it's good advice.

I agree with everybody that said to just use the credit card for everything for the time being. That's what I'm doing now.