I fucked up BIG TIME
 

Ok well. Here it goes. Feel free to call me a fucking moron. An idiot, whatever you want. Because I am. I literally feel like the biggest fucking loser on the planet right now, and it's NO ONES fault but my own. I will repeat it again, I'm literally the dumbest motherfucker alive hands down, bar none.

If any of you could give me a hand with this, I'll appreciate it immensely, if not, feel free to shame me for how stupid I am, and being THE reason FRS/BRZ drivers get shit. It's because of people like me, because there are idiots in this world as big as me.

Anyways, I needed to go make a quick run to Shoppers, so I went. On the way out I got into my car as usual, turned off traction control and started leaving the parking lot. Now, there was a Challenger meeting, and I drove by somewhat quick (but honestly not close at all to the cars). I stopped at the stop sign, turned out and there was a sweeping corner after the stop sign. I stepped on it, and midway through this long sweeping corner shifted (yes I know I'm a fucking moron who doesn't know how to drive) well the car stepped out on me and I over corrected and on the way back around I hit a wooden sign (the construction ones held down by the sandbags if you know what I'm talking about). Well, I fucked up the fender, but no one was hurt luckily, except my ego. The challenger drivers were at this point yelling what a fucking idiot I was, which I agreed, and parked in a Tim Hortons across the street. There a few people walked up, helped me move the sign out of the road, and a lady was calling the police. Anyways, I spoke to them, and a car came to do an accident report. While I'm talking to this guy a few of the Challenger drivers ran over and said I was driving like an idiot and flung some rocks up at their cars leaving the parking lot (which I didn't, but nonetheless the police officer had to go take witness statements). He checked the Starbucks surveillance which confirmed I WASN'T fucking up their cars or posing any threat like they said, but he also checked the Shoppers security footage, which showed me hit the sign.

As it was bone dry, and the Challenger drivers were mad, the police officer really had no choice but to give me a ticket for Careless Driving. Which I deserve 100%, no doubt about it. I'm not going to argue for 1 second that this wasn't my fault. Only ME, being a complete idiot did this to myself.

Here's my problem. I'm 18, I'm in the military, and I can barely afford the car as it is. With this ticket, and the insurance claim, I will be so fucked I don't even know where to start. The thing is, the car is leased. So now it's going to have an accident on the title, I can't afford to lose the car because I keep getting moved around the country for work, and since it's leased I can't afford to get rid of it. I know I have to pay for this, and far more than the $490 ticket. But if my insurance triples I don't know what to do.

I'm really really sorry guys, I'm the young idiot who doesn't know how to drive and gives you guys a bad name, and raises insurance premiums. I know now, it shouldn't have taken something like this for me to learn my lesson but I'm an idiot. I'm really sorry.

But do any of you know what to do? Plead not guilty is #1 but I don't even know what to say, it WAS my fault, and there is evidence. But I can't afford to lose my license, and I can't afford for my insurance to triple. Any advice would be really helpful.

Ugh I'm so sorry guys, at least no one got hurt. I'm sorry again.

Seriously? Ticket, snow accident and now another accident? If your insurance isn't jacked up now, it will soon be. Sell the car and get the cheapest, old car you can insure.

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Well if I could sell the car I would, but it's leased. And honestly if I COULD sell the car I wouldn't even buy another car, I wouldn't even trust myself with a fucking bicycle at this point.

I'll add the first ticket got thrown out and the first accident wasn't reported. Otherwise you're right, even without those other two this one is going to make me pay for the next 6 years.

Look into this


http://leasebusters.com/en/learn-how...-car-lease.asp

Yeah I did, and I am again. I think I'm going to have to get someone to take over at a loss of a few hundred per month, and be happy with that. I don't deserve to be behind the wheel of a car.

Honestly if I manage to get someone to take over I'll be walking and taking a bus for the next 5 years.

First of all, glad no one was hurt.

Secondly, everyone makes mistakes. Just make sure you learn something from it. Get a good night's sleep. Chill out. Tomorrow, call X-Copper, or whatever, and find out what your options are. Look into a "First Attendances Meeting" at the courthouse to argue for a lesser charge. What you want to do it limit the points on your license.

@Tcoat declared me an honourary Canadian so I'll tell you to relax. I pulled some real boners when I was your age. You won't forget but hopefully you'll learn from them.

Get it fixed, sack up, and take some hooning lessons.

I spun mine inside of the first week I owned it but there was plenty of real estate. It was kinda sorta on purpose to get it out of the way.

Thanks but, I actually can't relax.

Because I won't be able to afford the car after I put a claim in. I've narrowed down my options to:

1. Get someone to take over lease after the car is fixed (who would take over a lease for a damaged car anyways?)

2. Put it in storage and continue paying the lease, with storage fees, with stored car insurance.

You see? I've royally fucked myself. I'm not ready to be an adult.

Well, yeah. Adulthood is mostly about how we respond to fuck-ups. You're there. Take a deep breath. Explore ALL your options and pick the best course of action. It'll be painful but have faith. It will work out. Always does.

My brother was involved in an at-fault accident when he was older than you, in a less expensive car. It took him a long time to recover from that. He didn't drive for a few years.

Honestly, you need to smarten up and curb that juvenile behavior. Statistically, you're due for another incident in another month, unless you actively attempt to change your behavior.

Go join an autocross event of you want to let your car loose. If you're in Toronto, join PITL. If your close to Kingston, there's a group that does autocross at Shannonville. They'll be way cheaper than what you'll need to pay for an ancient.

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Get a lawyer to take care of your ticket. I had a careless driving ticket caused by making a left turn and someone on the opposite side was going straight And side swiped me. “I should’ve seen him coming”.I paid 500 bucks for the lawyer and the ticket was dismissed. Don’t beat yourself up for it, tons people make similar mistakes and lots will give u shit for what u did (people get off on putting others down). What happened has already happened. Don’t stress too much about it. Let the lawyer handle the ticket.




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Yeah, well like I said some lessons need to be learned the hard way. I won't be driving for a few years for sure, and that's not going to stop the car from taking a chunk out of my paycheck every month. But lesson learned I guess...

You're right though. And I wish I had the foresight to see how stupid I was being.

Thanks, I'll give that a shot before I put the car away.

+1 on autocross/track to hone your skills (and smarten up). I find people who go to the track regularly are actually the ones obeying the laws and driving slower than most. Probably a combination of "spirited street driving" becoming bland & getting your speed fix at the same time.

Be patient and like others have said, explore all your options. You can't go back in time so do the best you can with the situation and learn something for the future.

I've dealt with a careless driving charge before. Going 125 in a 100 km/h zone, mild rain. Forecast for the nearby town said "icy" conditions, which the officer used to his advantage and charged me with careless driving, $490. For those that don't know, this goes on your criminal record, and can even make it hard to get a job in the future. I fought it, pleaded guilty, I literally did nothing but show up, and luckily it got reduced to 15 km/h over, $60, and no demerits. Your situation is a lot stickier, just sharing my experience with this charge.

This website helped me understand the court system a little better, worth a read: http://www.ticketcombat.com/

A bit hard to read, you're complaining about yourself a little too much. You only really need to state that you made a mistake and felt like an idiot once, then ask for advice, not 20 times.

It is what it is, figure your shit out, move on.

You can't put your leased car on just storage insurance. Toyota Financial won't allow it iirc.

Thanks for the tips. I've looked into it and you're mistaken on Careless Driving.

Careless Driving is found in the Highway Traffic Act (and is not a criminal offense, so no criminal record for me thankfully)

Dangerous Driving is found under the Criminal Code of Canada (which results in a criminal record).

Well then I guess I'll try to get the careless driving reduced, and maybe not make a claim because the damage is only cosmetic....

Perhaps you're right. Either they've changed things or my memory is all fudged up; this happened over four years ago.

Talk to a lawyer/ticket fixer firm. The first consolation is usually free so worth a shot.
Carless driving is the ticket they issue when they can't make anything else stick.
Do not make a claim for cosmetic damage. Live with it.
Stop trying to show off. Nothing you could do in a Japanese car will impress the Challenger/Mustang/Camaro crowd.
Leave traction control on while on the streets.
Stop demeaning yourself. You screwed up you admitted it. End of story.
If you truly can not afford the car go talk to the dealer you leased from. They may have options. If you have to walk away from it then your credit score will take a hit for 7 years but you will recover.

WTF!! A lawyer offering consolation!!!

Yep. For the first visit. Once they decide if it is worth their while then they start charging. Most ticket places here are not staffed by lawyers though they are paralegals.

I'm not going to go into detail, but I know exactly what you're going through. The important part is not just that you acknowledge responsibility for what you've done, but far more important that you change your behavior going forward. Otherwise, there's been no lesson learned, and the cycle WILL repeat itself. Good luck.

Thanks guys, you're right. I only managed a few hours of sleep but I took the day off today, rested this morning and cleared my head. I got a very highly recommended paralegal from Ottawa to take over the ticket. Hopefully it all works out and believe me when I tell you I've learned my lesson. If I'm so fortunate to be able to keep the car after this blows over (and currently) I will be no longer endangering anyone or myself on the streets anymore.

I was acting like an idiot for the short time I've owned the car and I've unfortunately had to learn the hard way what the consequences are. If anything positive comes out of this it's that there's one less dangerous driver on the road now. Thanks again for the help.

Don't sweat it too much... May have felt like the world was ganging up on you but just don't plead guilty and get ex-copper or soemthing they wont be able to help with insurance but may be able to get charges dropped.

Careless driving on your g2 is no fun.. Happened to me as well and you will be paying high insurance for a couple years but you must do everything you can to get the charges dropped.

Don't lease anything ever again if this was a finance I would say just pay it off and don't drive it for a couple years it's not like the car's gonna vanish into thin air if you don't insure it but in your situation I'd say lease bust it. Take a financial hit now but live to drive another twin once you can find a good used one to finance.

Your not an idiot man just don't do it again and don't let this scare you from learning how to drift just go do it at the track.autoX.wtv just not on the streets.

Correct me if I'm wrong, but I think @JD001 was calling attention to consolation vs. consultation here.

LOL I never caught the error in either my post or his!


Well it is a Canadian lawyer so they probably said at some point.

I was wondering when the penny would drop... Perhaps you're right it's a Canadian lawyer!!

No pennies have dropped in Canada since 2013.

Advice from a 64 year old.

Just wait a few days before doing anything.
You're emotional, you're excessively and unnecessarily demeaning yourself, and the world seems to be coming to an end.
But it isn't.

One thing is for sure... making decisions quickly is likely to be a mistake.
Wait, chill, think it out, and when you're in a less emotional state of mind, using the best advice you've got, then the way forward will be clear.

Take it easy. We all screw up. Be thankful you survived your dumbass lesson.
Many aren't so lucky :)

You're not the first to have to pay a "stupid tax".


Learn and go forward.


And I agree with Fish, relax. Down the road you'll have a good, "when I was a kid..." story.

You guys are all being too easy on him.

From your brief history here, you should be riding a bus and not driving a car.

Don't ever touch the fucking traction control button again unless you are on a track or you are sliding on a hill in the slow and need to disengage it.

how bad is the damage? can you repair it yourself, or with cash? then just buy the car off lease.

Fight the ticket, get it reduced or eliminated at any cost! Better to pay now than death by a thousand cuts from insurance over the next few years. Driving a cheaper car won't help you if insurance thinks you are high risk.

Curious about how bad the damage is?? I think someone mentioned if it's cosmetic just leave it for now. Nice badge of shame. I'm thinking if you don't make a claim to insurance to fix the car that may help your rates as well.

Personally I've never driven with traction control ON, so I wouldn't criticize you for turning the babysitter off.
However... learn to control the car and learn to respect it.

dont get into a car you can barely afford and dont drive said car like youre on the track.. youre in a parking lot with a stock 86, no one is going to care. and traction control off while casually street driving is literally no difference than when its on so not needed. sounds like you made mistakes before this incident

i dont know if its the same but when i got a red light ticket in winter i went into the traffic court and got it reduced over half and an extra 2 month's to pay and i didnt have to say much so at least you could try that? as far as the car and its lease either you gotta fix it and keep it or fix it and hope someone takes over i would imagine is your best bet

Yeah well wanna bust my lease? Because I agree.

Uhh well it is only cosmetic and it's pretty ugly. I'm going to try to straighten the fender out a bit but as far as actually getting repaired it's going to ding my wallet big time. I had just barely saved enough to fix it the last time I fucked it up so back to the drawing board.

The thing is, if I can get the ticket reduced I'll leave it until I can fix it out of pocket. But if they hit me with the careless driving charge I'll make a claim, get it back to new and try to get someone to take over the lease.

As far as the suggestions to going to the track. I DO go to the track and autocross it when I can, I also spend a good amount of time in industrial parking lots on rainy days.

I've had the car 4 months now and I've put just over 9000km's on it so it gets used believe me.

This^

Why he bought a 30k car at 18 is beyond me. It sounds like almost 100% of pay he earns was already going to this car, now adding on the accident and expected raise in insurance, it is over the amount of actual money he will have month to month.

Well tbh I get a military discount on insurance, and the lease isn't too bad. So after food, rent and everything else (mess dues, RRSP, tax deductions, this is all deducted automatically by the military) it takes up about 40% of my monthly disposable income. This still leaves me a fair chunk to take it to the track, gas money (I do a lot of weekend road trips) and whatever else.

Fortunately, despite my very little income (relatively), I'm 18 and have no responsibilities, other than my phone and my car. Other than that despite some pretty grim living conditions the government takes care of me.

I can afford my insurance tripling but that would really tie my hands, at that point I would do my best to have someone take over the lease. You see, I am pretty dumb yes, but don't believe I didn't do the math before signing the contract. I just underestimated how much I could fuck up in 4 months.