unlucky ole me
 

Driving around town in my precious brz, it was around 10 pm and I somehow manage to hit a large pot-hole/ditch in the ground. This was near Finley market in cincinnati so not alot of street lights around. No airbags was deployed!!!

Damages :
front passenger Wheel looked pushed back
damage LCA? Not 100% sure
Bumper cracked
Engine undercarriage bent inwards (seems like no damage to engine) :iono:
right rear side panel bent upwards
damage ballpoint
Steering wheel was crooked


I brought it into a shop just to get an alignment so far the steering wheel is straight but there is alot of vibrations coming from that wheel. This will be my first time filing a claim under pot-hole/at fault accident. my question is that how would this work out? I don't think that theyll totaled the car like my old frs. If anyone who have been through at fault claims could give me some details on how the process works, that would great! I also have quite a few hail damage on the car, should i mention this if the claim gets approved?

Aaugh! Sorry. I don't have anything of value. Just wanted to express my sympathy.

Damn, sounds like suspension took a big hit. Good to know that everyting else seems ok thou. I don't have any knowledge on how to claim this kind accident but i think you should definitely mention about the hail dmg too...

About a year ago when I was driving a 328i I hit a dead deer on the highway while I was coming home. It was around 9 pm and there were no cars around me. The deer was at the top of a crescent right in the middle of the lane I was in. The result of the crash was a front bumper replacement, new radiator and skid plate, washer bottles, and an alignment.

When I called Geico they told me I would be given no fault for the accident. After all was said and done I paid about a third of what I was expecting to pay. In your case, if you describe to them how it was extremely dark outside and you did not see the pothole at all they will probably not fault you.

Really sorry about your BRZ. I hope everything turns out ok.

You've likely bent the wheel slightly and damaged the control arm, there's a good chance the suspension is wacked, I wouldn't drive it much beyond in town for errands until you have it looked at closely.

I doubt it, yours was a wild animal on a crest, he was driving around and hit a stationary pothole.
Next time pay more attention to the road.

I was paying plenty attention. Like I said the deer was at the peak of a hill, and the 328i is a pretty low car so the lights don't shine that far when you're going up an incline. Needless to say I was hardly expecting the full body of a dead animal to be laying in the middle of the road, so there was the element of surprise.

To be clear, the deer was already dead. He wasn't moving. In that sense my scenario is similar to OP's.

Cincinnati roads suck ass...Sorry to hear it man :(

I was saying op should pay attention.

What about submitting a claim to whatever agency is supposed to take care of roads in your area? Did you immediately take pictures of the pothole and of the damage also recognizably showing your damaged car in the area where the pothole is?

Self-righteous post is self-righteous.

Yea it was fault. The road was dark and i didn't have my glasses at that moment since i thought that ill be out only for a hour. Here's the result from the alignment

before
Right front:
camber -1.2 degree
caster 3.9 degree
toe : -0.85 degree

after
camber -1.3 degree
caster 3.9 degree
toe : 0.02 degree

it was already pretty dark out and i didnt notice the damage until i was on the highway going 60+. The steering wheel didnt become crooked until then.

I'd contact the agency anyway, tell them what happened, that you expect them to pay for the damage, just to figure out what their procedures are, etc.

THIS. They'll pay if you can prove:
1) the pothole is there, so take pictures
2) the car isn't lowered or otherwise "unsafe"

Second one gets a lot of people, but I've seen them pay out for wheels, exhausts, etc.

And he should hope no one involved reads his post admitting he wasn't wearing his glasses as that would void everything.

Well I'm not required to wear my glasses when driving. I'll definitely will go look at that pot hole when I get off from work. Even with glasses I think I'll still have a hard time trying to see it during the night.

QUOTE=Poodles;2701619]THIS. They'll pay if you can prove:
1) the pothole is there, so take pictures
2) the car isn't lowered or otherwise "unsafe"

Second one gets a lot of people, but I've seen them pay out for wheels, exhausts, etc.[/QUOTE]

There was about 600 pot hole claims and only 9 was approved /: chances seem slim.

I'm more worried about my insurance approving this claim than anything. I have been reading stories where people get denied. I got have geico accident forgiveness so I'm not too worried about my rates going up but the damages seems to be around 5k when comparing it to my mx5 unnoticeable sides wipe (got 2k for a small dent and some scratches. Not at fault, car was parked in a emptied garaged and somehow, someone managed to hit it...) I do have a 1k deductible which is something I'm worried about but as of now getting approved is my biggest worry.

okay so im having an issue with the insurance. They said that it might not get approved if i dont have any proof or evidence during that time of loss. They want physical evidence of my car getting into that accident. Any help?

I really want to see a pic of this pothole.

Ill try to swing on by to grab a picture of it. There is a BLM protest going on around there. This is what i mention to the adjuster, on 7/8/2016 i either hit a large ditch or some object coming off from west 7th street. By the way it looked it seem as it striked the lower part of the bumper and ran its way towards to the rear quarter panel taking out the right passenger wheel with it. The more i looked at it, the damages seem to be done from a large rock since it bent the undercarriage inwards.

Maybe don't mention you didn't have your glasses on otherwise they might try and use that as an excuse to not pay you.

wait - so this may not be a pothole or ditch you're saying? i was under the impression that you stopped immediately and knew the exact cause of the damage. that's why i was wondering if pics of the pothole maybe with paint or scrape marks could be correlated to the damage to your car.

On my truck I hit a sewer drain real hard at about 45mph and my rim cracked, bent, pulled all the wheel cover [plastic thing], radiator somehow bent and right LCA bent.

Allstate covered about $500 worth of dmg, nothing on my record. No faults. Total damage was about $800. I paid $300.

I didnt mention any of that. I pretty much straight forward saying that i either hit a pothole or something that was on that street. There was 2 passenger with me as witness. The car bumped up which made all of us hit our head on the ceiling. My first thought was that the car was fine and i just ran over a pothole.



This is really hard to provide prove, if i were to call the police and file it at that time then it would of been dumb since the car seems to be fine going 20-30mph until i got on the highway going 60mph+ where the steering wheel started to shake and and misaligned by atleast 45 degrees. They said that they will have to speak to an "independent" source which doesn't make sense. Who would they contact to get answers? I understand that they are doing this for their best interest but the car does show visual from it being hit by something on the ground.

This is my first "at fault" claim ever made. The only evidence that i have is that i went to firestone complete auto care on 07/09 to get an alignment to see if that would fixed the problem.

haha just get a dash cam.

Your wheel bearing is probably knackered too.