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I'm with State Farm, live on the West side of town, and I pay half that. But Im 26... when I was your age with a similar car I payed around $150/160 |
Geico quoted me $110 a month for full coverage, even with 3 points on my driving record.
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I just signed with Geico yesterday
25 years old 1 ticket 3-4 years ago 82 bucks a month for full coverage with $500 deductible including $45/day rental coverage as well. |
Wawanesa - california company only I think for auto.
-24 male -my own plan by myself -no points -300 comp/500 collision deductables -can't remember body/property damage, uninsured, etc, but I picked higher ones than necessary. -car rental stuff $125/mo -10k+ in extra add-on parts insurance coverage add $14/mo |
Well, I may have missed a few posts, but it looks like the range is $47/mo to $285/mo...the top rate is 600% of the lowest rate! Now do we all understand why inquiring about insurance on a car forum is a total waste of time and bandwidth?
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23yo w/ 1 ticket 10 over on the interstate(I know, right). I think the cop lowered it so it didn't go on my record though. But still, that seems outrageous. I was quoted 120/moth on a 370z and 165/month on a 2014 mustang gt. I paid 20/month on my 280zx haha. I'll be 24 in January so I'm interested to see if my rates drop any. |
Early 20s
3 Alberta No accidents 235$ a month... I searched through every single insurance company in my province. I seriously have to lower the insurance. The thing is, it's not the car's that's expensive. A Mazda 3 is 8$ cheaper a month. I'm the most expensive thing to insure. |
Just turned 23
Licensed 6 months ago New York, NY No accidents (because no car yet, lol) I got quoted $366/mo for 6 months with Progressive (lowest I could find) So yep, I'm getting righteously screwed in the ass, but oh well, I'm still going for it. Currently looking at a real good deal on a used FRS, if I go through with it, my car + insurance will cost about 1/5 to 1/4 my monthly income after tax (freaking tax). I'll be looking forward to getting older and watching my insurance drop... Anyone here try the snapshot deal btw? I'm tempted to since I wouldn't be driving the car much (weekends only) |
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I have credit monitoring through myFICO, all three of my scores are between 730-740 and I have enough credit line on my cards to outright buy a new FRS lol. So thats not the issue unfortunately. Its most likely my age, lack of driving experience, and risk associated with a sports car. My graduate degree got me a slight discount... a very slight one.
The bulk of the cost from Progressive comes from the basic bodily injury coverage and $500 deductible collision and comprehensive coverage. Those two alone add up to $1500 for 6 months if i remember correctly. |
I'd almost entirely chalk that up to driving experience. Similarly to credit, no experience is basically the same as a bad record. My insurance is fairly low, and I attribute that to having no lapses in insurance since I was 16.
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