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-   -   Unfortunate... R.i.p (https://www.ft86club.com/forums/showthread.php?t=26840)

draggin_az 01-20-2013 09:35 AM

damn i feel for ya

you're better off having them total it and pay off your loan then go buy a new one. it'll take forever to get parts in and have them fix it.

_F-R-S_ 01-20-2013 09:53 AM

I wonder how much my insurance will go up

LIKEABOSS 01-20-2013 09:57 AM

Quote:

Originally Posted by _F-R-S_ (Post 676963)
I wonder how much my insurance will go up

It all depends on your driving record. Number of points from tickets, accidents, etc. Outside of this accident what's the last three years look like for you?

_F-R-S_ 01-20-2013 09:59 AM

No points no accidents

LIKEABOSS 01-20-2013 10:05 AM

Quote:

Originally Posted by _F-R-S_ (Post 676972)
No points no accidents

You might get a pass if it's your first one. Who's your insurance provider?

_F-R-S_ 01-20-2013 10:09 AM

Quote:

Originally Posted by LIKEABOSS (Post 676975)
You might get a pass if it's your first one. Who's your insurance provider?

State farm

Supermassive 01-20-2013 10:23 AM

Quote:

Originally Posted by _F-R-S_ (Post 676980)
State farm

Depends on the police report, really. If they ding you for something like distracted driver, or something it can suck a lot. If it was just an at fault accident, it will go up, but it's not gonna double on you. The other problem could be your age, if you are under 25 you could also see more money go out the window.

When push comes to shove, you can still shop around for insurance through other providers. I like State Farm and have them myself, but I have been looking at other options lately since i got rid of the bikes.

Keep your head up and hopefully things will go your way!

mikeg7827 01-20-2013 10:27 AM

Quote:

Originally Posted by LIKEABOSS (Post 676975)
You might get a pass if it's your first one. Who's your insurance provider?


dont always assume that.

there are certain criteria that most insurance companies have before an accident surcharge (for example: like accident forgiveness) can be waived.

in most states they look at;
-prior driving record for last 3-5 years (are there any other incidents -at fault or not?)
-length of time insured with your insurance companies. most companies dont offer or you dont become eligible for accident forgives until your 5 full years with the company and even with 5 full years of tenure it doesnt guarantee that accident forgiveness will apply...
-is accident forgiveness available in your state or at your insurance company?


most if not all rear end accidents are 100% for the driver that rear- ends the other vehicle. because in most cases they will say that you were following too closely, driving faster than safe speed, tailgating, were not aware of your surroundings, distracted... etc (the list goes on, and police or highway reports will be used to match against the stories of each of the parties involved.)

accidents do happen we are human...

mikeg7827 01-20-2013 10:29 AM

i just hope you didnt get a spurious violation in conjunction with the accident. because that will be a double edged sword.

example: speeding ticket AND have the accident (they claim you were speeding, which caused you to not have enough time to slow down, therefore rear ending with the truck in front of you)

_F-R-S_ 01-20-2013 10:32 AM

Yea i got a negligent driving ticket and unable to maintain and control a safe speed or somthing but officer told me to take it to court since te cop didnt witness anything

Imti 01-20-2013 10:33 AM

Glad to know you were safe. But man, sorry about your car.

b.e 01-20-2013 10:48 AM

Strange things can happen. In 1989 I rear-ended a guy. It was my first accident or ticket ever, and it was his third accident that month! All the damage was to my car. My insurance wasn't touched, and his was cancelled. I don't think it's the norm, however, nor do I think it's how insurance companies play the game anymore. But there you go, old n=1 data.

ftc~brz 01-20-2013 11:18 AM

Quote:

Originally Posted by _F-R-S_ (Post 676332)
This sucks im glad those wheels are om though.. Iv put alot of work into this car an took it for granted. Never relized how fast something can be gone until it happens to you.

Exactly why you should take the time to learn from this mistake.

At your age I almost died, not from a car accident, from a tumor. It changed the way I look at life. it slowed me down to enjoy the things I love so I have no regrets whenever my life is meant to end.

In the end this is just a car and you will have a life time of cars. You are okay, and no one else was hurt and that really is good and that's why so many people say it to you.

Life is too short and if you don't learn the first time there may never be a second time.

LIKEABOSS 01-20-2013 11:21 AM

Quote:

Originally Posted by mikeg7827 (Post 676995)
dont always assume that.

there are certain criteria that most insurance companies have before an accident surcharge (for example: like accident forgiveness) can be waived.

in most states they look at;
-prior driving record for last 3-5 years (are there any other incidents -at fault or not?)
-length of time insured with your insurance companies. most companies dont offer or you dont become eligible for accident forgives until your 5 full years with the company and even with 5 full years of tenure it doesnt guarantee that accident forgiveness will apply...
-is accident forgiveness available in your state or at your insurance company?


most if not all rear end accidents are 100% for the driver that rear- ends the other vehicle. because in most cases they will say that you were following too closely, driving faster than safe speed, tailgating, were not aware of your surroundings, distracted... etc (the list goes on, and police or highway reports will be used to match against the stories of each of the parties involved.)

accidents do happen we are human...

Hence why I said he MIGHT get a pass. :)

pjb86 01-20-2013 11:36 AM

1 Attachment(s)
Glad your OK man, I know the feeling all to well.

OrbitalEllipses 01-20-2013 11:50 AM

Quote:

Originally Posted by Pure Automotive (Post 676951)
If they total it, they sometimes give you the option to buy the car back with a salvage title. They pay off your loan and then put a price on the remains of the car. If you were to buy it back you could part it out and potentially make more money depending on what they value it at.

A full on part out can take years as people come for scraps.

_F-R-S_ 01-20-2013 11:52 AM

Quote:

Originally Posted by pjb86 (Post 677077)
Glad your OK man, I know the feeling all to well.

Did yours get fixed??

pjb86 01-20-2013 12:21 PM

Wrote off, thankfully.

pjb86 01-20-2013 12:26 PM

Did your airbags go off?
Mine did and that was apparently a big factor in writing it off.
The passenger side airbag completely blew the passenger side window onto the street, the tint held it together in one complete piece.

MindtheGap 01-20-2013 01:57 PM

Quote:

Originally Posted by _F-R-S_ (Post 676998)
Yea i got a negligent driving ticket and unable to maintain and control a safe speed or somthing but officer told me to take it to court since te cop didnt witness anything

In my experience it is usually always better to go to court, and depending on the situation might be of value to consult or hire a lawyer. Prices can be reasonable and if it gets you a better outcome then it is usually worth the investment. Reasonable doubt could be your friend assuming no witnesses, and maybe the cop will be cool or even better not show (although he most likely will).

Sorry my man, but dont get too down on it. Stuff happens and things have a way of working out, just got to deal with some bs for now. Good luck!

Bmore_Raven86 01-20-2013 02:06 PM

damn dude im glad everythings ok..i was in an accident 12 years ago it was a head on collision the guy that hit me was a drunk driver and i had 5 people in my civic EX..the car was totalled..my friend that was in the passenger had glass in his eyes and hit his head in the winshield..the rest of the people was ok..I was knocked out for 2mins and they thought i was dead..I woke up from the fumes and walk on my own looked at the damage of my car and the thing was smash to the point I ask myself how did we survive this?..ITS GOD he save me!! He also save you! .So thank him that his given you another chance to live..be carefull nxt time bro..and control ur self when driving this piece of beauty...Hope everything works out for you...

warman 01-20-2013 02:15 PM

Quote:

Originally Posted by _F-R-S_ (Post 676998)
Yea i got a negligent driving ticket and unable to maintain and control a safe speed or somthing but officer told me to take it to court since te cop didnt witness anything

All depends on what the cop puts in his statement, and what you told him. You should never tell the police anything. If you told him you didn't see the person or weren't paying attention, that's going to be in his statement and he's going to tell the judge that if it goes to court. The judge is more likely to believe something in an officer's statement than what you say in court.

So even if the officer didn't see anything, the judge may believe him if you told him something at the scene.

armythug 01-20-2013 02:25 PM

Quote:

Originally Posted by warman (Post 677298)
All depends on what the cop puts in his statement, and what you told him. You should never tell the police anything. If you told him you didn't see the person or weren't paying attention, that's going to be in his statement and he's going to tell the judge that if it goes to court. The judge is more likely to believe something in an officer's statement than what you say in court.

So even if the officer didn't see anything, the judge may believe him if you told him something at the scene.

Yea this is so true. Anything you say can and will be used against you. lol.

DarkSunrise 01-20-2013 02:54 PM

Damn man sorry to see this. Glad you're ok though and hope everything works out ok.

_F-R-S_ 01-20-2013 03:56 PM

Yea i didnt say anything other then i was trying to merge but got cut off

_F-R-S_ 01-20-2013 04:33 PM

Quote:

Originally Posted by pjb86 (Post 677077)
Glad your OK man, I know the feeling all to well.

Do you know by an chance if they declare it a total lose can i get my wheels and all the parts i put on it?

pjb86 01-20-2013 05:16 PM

My insurance company paid for another set of wheels and the tint, no questions asked, the car was only 11 bloody days old and the accident wasn't my fault.

pjb86 01-20-2013 05:19 PM

They never asked for the original FRS wheels back either, they're sitting in my garage with only 60 miles on them. When I got the replacement car I put snow tires on the factory rims, which are back on the car now.

_F-R-S_ 01-20-2013 06:20 PM

Yea these wheels are fine and it was my fault

Gixxersixxerman 01-20-2013 08:35 PM

As of right now.. It's still your car to do what you want with it.. After my ex flipped her eclipse, we had it towed out the field and i drove it to our house and I took all the aftermarket stuff off and replaced with the factory stuff.. Then the insurance came and wrote it off and picked it up..

_F-R-S_ 01-20-2013 08:39 PM

Yea they wouldnt tow to my house so i took it to a place that will hopfully take the parts off

thejevans 01-20-2013 09:00 PM

Sorry to hear about this man. If you get another FR-S, We can do the lights again :).

Gixxersixxerman 01-20-2013 09:16 PM

Quote:

Originally Posted by _F-R-S_ (Post 677954)
Yea they wouldnt tow to my house so i took it to a place that will hopfully take the parts off

Hmm.. Maybe different states have different laws?? It's your car and your paying the tow bill.. You should have the choice on where you want it towed.. I'd show up tomorrow with my stock rims and swap them out..

xjohnx 01-20-2013 09:17 PM

Quote:

Originally Posted by _F-R-S_ (Post 676998)
Yea i got a negligent driving ticket and unable to maintain and control a safe speed or somthing but officer told me to take it to court since te cop didnt witness anything

Definitely do this. I had a similar situation happen years ago. I hired a lawyer, we went to court. Since the cop didn't subpoena the other driver, and he didn't personally witness the accident, my lawyer immediately asked for the case to be dismissed. The judge agreed since the officer couldn't testify that he actually witnessed any infractions (since he didn't arrive until after the accident had happened). Nor could he relay what the witnesses on scene had said, since they weren't in court for my lawyer to cross-examine. Boom, case dismissed.

Gixxersixxerman 01-20-2013 09:24 PM

+1,000. When my ex flipped the car the cop gave here wreckless and failure to maintain control.. Something jumped out in front of her.. The lawyer bill was just under a grand.. The tickets where about 425... The not being on her driving record was worth it.. Her insurance didn't go up one bit. And the Allstate agent told us over the corse of 3 years would've costed us about 2300 and then it would've been reduced if nothing else happened and the next three after that would've been another 1,300-1,400.. So it's worth it

_F-R-S_ 01-20-2013 09:26 PM

Yea imdeff getting a lawyer

kanundrum 01-20-2013 11:30 PM

My car was wrecked back in September end of Oct. If you need any information let me know. Save all your receipts from your purchases in the event your car is a write off. Glad your alrigt especially considering no air bag and rear crash bar.

Again its a car who cares as long as you walk away.

Bmore_Raven86 01-20-2013 11:36 PM

hey bro can i buy the tail lights?

Jaylyons1 01-20-2013 11:55 PM

Sorry to hear and see it man. Good to hear you're ok. Hopefully your rates won't go up too much. :(

_F-R-S_ 01-21-2013 07:07 AM

Quote:

Originally Posted by kanundrum (Post 678312)
My car was wrecked back in September end of Oct. If you need any information let me know. Save all your receipts from your purchases in the event your car is a write off. Glad your alrigt especially considering no air bag and rear crash bar.

Again its a car who cares as long as you walk away.

Front crash bar didnt even hit.


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