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-   BRZ First-Gen (2012+) — General Topics (https://www.ft86club.com/forums/forumdisplay.php?f=23)
-   -   Totaled? Yay or Nay (https://www.ft86club.com/forums/showthread.php?t=51598)

ZionsWrath 11-18-2013 11:35 AM

Quote:

Originally Posted by Turboxer (Post 1338044)
surpised insurance isnt throwing a fit about you wrecking it on a track and making a claim.

edit** I saw you purchased a policy for the track as well.

track day insurance, he is out several K for deductible, not typical insurance.

BlueDubbinTDI 11-18-2013 11:51 AM

My guess is yes. On the exterior I bet something is wrong with every single panel but the, roof whether it be from physical damage or heat damage from the fire. And who knows how off that body lines/frame is from factory spec now too seeing as you careened through lots of uneven terrain at high speed. I bet all 4 corners are damaged in some way or another. It will be close to totaled but ide really press for a new car regardless. It's just too fucked up. Glad you're ok though!

mfbmike 11-18-2013 12:03 PM

Push for it to get totaled. Surely, you don't want to keep it after those damages.

As you say, it will never "feel" the same.

DIM 11-18-2013 12:05 PM

Quote:

Originally Posted by MightyMeeple (Post 1337899)
I'm guessing yes...does anyone know the typical criteria for declaring a car totaled? Is it damages costing more than 50% of the car's value?

My previous car was totaled a few months ago. The way my insurance did it was the repairs exceeding 75% of the car's value.

Dorb 11-18-2013 12:13 PM

Stick a fork in it, It's done!

JOSI 11-18-2013 12:22 PM

So the insurance company will cover an accident at the track? Just like if it were to have happend driving around on regular streets? I think I had seen on here, where a claim had been denied because driver was wearing a helmet.

chrisl 11-18-2013 12:44 PM

Quote:

Originally Posted by JOSI (Post 1338133)
So the insurance company will cover an accident at the track? Just like if it were to have happend driving around on regular streets? I think I had seen on here, where a claim had been denied because driver was wearing a helmet.

He had HPDE insurance for that day, separate from his regular insurance.

dsgerbc 11-18-2013 01:35 PM

What does Lockton Affinity do to the cars it was insuring? Can you buy it out for a few grand?
I guess it's totalled in terms of getting it back road-legal, but it might be an okay start for a dedicated track monster.

MikeW 11-19-2013 12:16 AM

toast

1Cor10:23 11-19-2013 12:55 AM

Hope it's totaled - all the best!

Sent from my SGH-I317M using Tapatalk

WolfpackS2k 11-19-2013 09:14 AM

I suppose to give you all a better idea of the situation I should state that the insured value of the car is $30850. Since this was a track event policy I was able to insure the car's value + all modifications I have had done. Which in this case included the 3M clear bra ($850), Innovate supercharger ($3200), RevWorks UEL Header ($700), and Nameless over and down pipes ($400).

Porsche 11-20-2013 07:08 AM

Quote:

Originally Posted by WolfpackS2k (Post 1340006)
I suppose to give you all a better idea of the situation I should state that the insured value of the car is $30850. Since this was a track event policy I was able to insure the car's value + all modifications I have had done. Which in this case included the 3M clear bra ($850), Innovate supercharger ($3200), RevWorks UEL Header ($700), and Nameless over and down pipes ($400).

I'd be interested in hearing how that plays out. If the car is judged to be totaled, will they actually PAY you $30,850?

I don't know how extensive the fire damage is, but I certainly would not want that car back. I'm hoping they total it for you.

Let us know, won't you, please?

Good luck. :)

smbstyle 11-20-2013 10:43 AM

Quote:

Originally Posted by Porsche (Post 1342099)
I'd be interested in hearing how that plays out. If the car is judged to be totaled, will they actually PAY you $30,850?

I don't know how extensive the fire damage is, but I certainly would not want that car back. I'm hoping they total it for you.

Let us know, won't you, please?

Good luck. :)

insurance will pay agreed value (30850) minus the deductible on the policy if it's totaled


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