Most people tend to say to add about 8% to take a car to "OTD" price, but in CA it might be a little more than that. Generally you're looking at sales tax + 1-2% in the form of destination/dealer doc fees/tag fees/etc.

Nor Cal SF Bay Area, sticker price $25,255
Dealer Doc Fee: $80
Out the Door (no rebates): $27,800 (roughly)

Fees the dealer took to cover registration = about $2,500

Those are my numbers. I think you can arrange to do the DMV forms and pay the taxes yourself but the dealer usually assumes they'll do it for you, I think that's the $80 I paid, I almost walked out and wanted to not give it to them but at 4 hours in I caved and let them handle the paperwork.

https://www.dmv.ca.gov/FeeCalculator...VehicleForm.do

Also watch out for bait and switch financing, they tried to jack up the interest rate on me.

http://www.edmunds.com/about/press/e...financing.html

Edit: the way I did it, letting the dealer handle it the licence plates + registration just showed up in the mail about three or four weeks later, very little hassle after I drove off the lot aside from them trying to screw my financing around.

Quick run through on a Carmax calculator says $3,425 to $3,750 in fees and tax. Is that what I need to pay at the dealership tomorrow?

If so, sad face.

You can roll everything into the loan as long as your credit is good and the lender approves the loan. That said, if you have nothing to put down, are you sure you are not getting in over your head?

It's not a matter of not having anything to put down. It's just that I'd be a little bit more comfortable financially if I didn't have to right this instant. Granted, this also means I could put off getting this car a couple more weeks to save up for a down payment, but my impatience is getting the better of me.

However, as far affording the car itself, it's within my budget comfortably. I just didn't want to walk into a dealership and be told I owe $3k at signing.

I paid just under $3k on top of the negotiated price in MD. I would imagine it will be similar in CA, if not a bit higher. Sales tax on vehicles here is 6%, for reference.

You graduated school? Wow.

Yeah, it's a little bit higher. I just wanted to know if I could have that on the loan or if I had to pay it when I went to sign. Seems like I might get a bit of a deal though, $24850 on a 2014 FR-S Whiteout. Gotta make sure everything is in order, but if it's really only 350 more than what I intended, why not?

My advice after you buy, watch out for parking blocks and steep inclines. Save your low front end,too late for me and many FR-S owners.

I don't understand your comment? I suppose I did 2 years ago and bought the car 1 year ago. Why the surprise?

Curious where did you buy your Frs? I'm checking out the bay area and saw a few in Redwood City going for 25k

I personally hate dealing with them in regards to loans, but only use them for a physical bank account. I received 0 credit after fully paying off my 2005 car by myself that I had with a co-signer. The co-signer got all the credit! :mad0260:

That and the fact they quoted me 12-18% when I had excellent credit established after using another bank for a previous loan. I went to a credit union and got...0.95% lol. Credit Unions are also good too. My BRZ is at 2%

Picked up my FR-S. Unfortunately, the $24,850 I was quoted at before was a typo. I knew it was too good to be true. Ended up being $25,850 at 4% APR.

Dozens of humiliating stalls later, my new baby makes it home.

Nice work! That white out looks so freakin nice.

In case anyone comes by later looking for pricing info. I just brought home a 2014 raven. There weren't any asphalts without a spoiler or other addons available, so I ended up with the raven + spoiler + LED accent lights. The dealer comped the addons, though, so I just paid for car + trunk mat.

Apparently, supply on 2014s can be fairly tight at the moment, so it can pay to play for what's on hand v. waiting a few weeks for a new ship into port.