Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB
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Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB (https://www.ft86club.com/forums/index.php)
-   Scion FR-S / Toyota 86 GT86 General Forum (https://www.ft86club.com/forums/forumdisplay.php?f=2)
-   -   Help about insurance for fr-s (https://www.ft86club.com/forums/showthread.php?t=15161)

btrejo77 08-20-2012 10:55 PM
I am on the same company. But the reason why it is so high I think, is because since I'm under 18 I have to be insured on every car we own. We have 6 cars total. A new f150 platinum, 2 1990 Nissan 300zx, a 1983 monte carlo, a 1964 impala ss, and a 1994 integra gsr

onthemove 08-20-2012 11:01 PM
Im 20 and own a 2012 kia soul, i pay $311/month for 6 months a year for full coverage... i got a quote on a BRZ (which i ordered just waiting patiently for it to come) and my insurance premium dropped $50... thats going from a "stationwagon" to a rwd "sports car " dont ask me how or why, but i wont complain!

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Hotlava86 08-20-2012 11:02 PM
i was never required to be insured on ANY car i wasn't going to be driving. we had four cars. a 2005 trailblazer SS, a 1992 S13 SR20DET, a 2003 Chevy silverado an a 2000 chevy Corvette. SOOO....the reasoning still doesn't make a whole lot of since. I am with state farm and they required that i be insured on the S13 and said that i would NOT be covered whatsoever on the vette no matter what

Hotlava86 08-20-2012 11:04 PM
Quote:
Originally Posted by onthemove (Post 392057)
Im 20 and own a 2012 kia soul, i pay $311/month for 6 months a year for full coverage... i got a quote on a BRZ (which i ordered just waiting patiently for it to come) and my insurance premium dropped $50... thats going from a "stationwagon" to a rwd "sports car " dont ask me how or why, but i wont complain!

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So your saying that you would be paying 157 a month if you paid once a month all 12 months a year?

btrejo77 08-20-2012 11:04 PM
I wish I was that lucky. To be honest though, I might only go with liability on it. My dad also does body work on the side so if I was ever to get in a wreck, I would only have to pay for parts honestly.

Synack 08-20-2012 11:05 PM
Quote:
Originally Posted by onthemove (Post 392057)
Im 20 and own a 2012 kia soul, i pay $311/month for 6 months a year for full coverage... i got a quote on a BRZ (which i ordered just waiting patiently for it to come) and my insurance premium dropped $50... thats going from a "stationwagon" to a rwd "sports car " dont ask me how or why, but i wont complain!

Sent from my DROID BIONIC using Tapatalk 2
WTF!!!

Sent from my Nexus 7

onthemove 08-20-2012 11:20 PM
Quote:
Originally Posted by Hotlava86 (Post 392065)
So your saying that you would be paying 157 a month if you paid once a month all 12 months a year?
Yea i guess, if thats how the math comes out...thats actually not bad considering a pay 147/month full coverage on my 09 r6.... and i DO have a clean record.





Quote:
Originally Posted by Synack (Post 392068)
WTF!!!

Sent from my Nexus 7
Yea we sat on the phone in silence for a bit and he said "the fact that its a subaru is probably what helps" so im not arguing!


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luxmn 08-20-2012 11:27 PM
Quote:
Originally Posted by btrejo77 (Post 391965)
Well I work 3 different jobs a day. On average I make around $100-$150 dollars a day. I pay for everything of mine
been there done that. out of the house since 17. here's my 2 cents

get a celica and drop 1 day job and enjoy life some. you're only 17 once, the FRS will always be there. buy the 2nd generation when you're 23 with a stable day job that pays 100-150/day by itself.

meanwhile we will hep you make sure Toyota and Subaru have enough success with this car that they will make 2nd generation for you to enjoy.

boucher 08-20-2012 11:35 PM
Quote:
Originally Posted by luxmn (Post 392116)
been there done that. out of the house since 17. here's my 2 cents

get a celica and drop 1 day job and enjoy life some. you're only 17 once, the FRS will always be there. buy the 2nd generation when you're 23 with a stable day job that pays 100-150/day by itself.

meanwhile we will hep you make sure Toyota and Subaru have enough success with this car that they will make 2nd generation for you to enjoy.
That is some rock solid advice.

btrejo77 08-20-2012 11:37 PM
Quote:
Originally Posted by luxmn (Post 392116)
been there done that. out of the house since 17. here's my 2 cents

get a celica and drop 1 day job and enjoy life some. you're only 17 once, the FRS will always be there. buy the 2nd generation when you're 23 with a stable day job that pays 100-150/day by itself.

meanwhile we will hep you make sure Toyota and Subaru have enough success with this car that they will make 2nd generation for you to enjoy.
I do understand what you mean, but the thing is my grandparents would be buying me the car as a graduation present since they blew my college funds on stocks right before the stock market crashed.

So the only thing i would actually be paying is the insurance and thats why i am trying to actually get an estimate of how much i would be paying

boucher 08-20-2012 11:49 PM
25k would still get you a good bit of college. Lamar can't be that much huh? Or you can go to McNeese. That's where I graduated from for far less than 25k.

But.......if you're dead set on getting this car, call around tomorrow and get some actual quotes. Dudes on the internet are good for telling you that your car looks dumb and that you shouldn't have bought certain parts, not for quoting you insurance.

btrejo77 08-21-2012 12:04 AM
Quote:
Originally Posted by boucher (Post 392157)
25k would still get you a good bit of college. Lamar can't be that much huh? Or you can go to McNeese. That's where I graduated from for far less than 25k.

But.......if you're dead set on getting this car, call around tomorrow and get some actual quotes. Dudes on the internet are good for telling you that your car looks dumb and that you shouldn't have bought certain parts, not for quoting you insurance.
Well i also have a scholarship from a group that is paying for people to go to college for marine biology

Hotlava86 08-21-2012 12:07 AM
well...i guess if someone is just going to buy it for you then go for it..


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