(quote=finch1750;3129864]I have AAA for multiple family members that don't have the same insurance which gives a discount. State Farm also only tows to the nearest repair center, not wherever I choose within my towing range like AAA roadside will. And only thing I find on Google for TN is 25/50/15 minimums, which is lower then the 100/300/50 he posted. - I corrected myself.

My only point is that circumstances are different for everyone as we have shown. And OP should get a recommendations from friends/family and talk to an agent in person to get what is right for them.[/quote]

I agree some more actual research would be the best bet. Everyone has a different policy requirement and mentality when using insurance.