Happy to help! I'm by NO means an insurance expert, just trying to give as much info as I have access to. Best of luck!

this is a pretty fucked up system if the previous owner was able to file for a diminished value claim yet didn't get reported to carfax..

I believe they have up to two years to report something that would appear on something like Car Fax.

Had a friend get screwed on a 370Z in a similar way, CarFax was clean when he got it, a year later an old accident was reported on it immediately screwing him at trade time.

Another reason to just buy new and keep driving it forever.

Hey buddy, do you think you can possibly get me an another report? Just wanna see how it look now. If you can, please PM me through it and I would really appreciate it. Thank you :D

What was the outcome of the situation?

Insurance companies use a company called Lexis Nexis. Lexis Nexis keeps all your accident records, claims filed and just about everything else about you, which is why you can get an online insurance quote so quickly because they are accessing this database.

In this case it would be hard to get those records without the previous owners information. But Lexis Nexis is the best source to gather insurance information.

Yea, Lexis Nexis was Google before Google was Google, they just monetized it differently.

I've also heard of scams where someone could get into an accident in another state, transfer the car over to the current state, and have a clean carfax. I have NO idea how this is even possible, but apparently over in the S2K community its something that everyone always warns you about. Some how people are selling cars with salvaged titles as clean titles in California because something to do with classification of damage in a different state or something. I'm not 100% sure but its possible its what happened here.

I had this happen with a motorcycle once.

I was living in Florida, and I had a CBR 600. Someone was living in Louisiana and had a CBR 900. His was a flood recovery, and it held a salvage title. We traded bikes...mine had a lot of work done to it, and his had a salvage title so we agreed that it was a fair trade.

After we traded I went to the DMV in Florida, and they gave me a clean title on the bike...no clue how it managed to happen.

And as most outdoor motorcycles go in Orlando, it was stolen a few months later.

Yes, the car has been involved in an incident last Nov but the damage itself was minor where only front bumper needs to be replaced ($800). I guess this explains why there was a somewhat noticeable gap between the front bumper and the headlight when I first bought the car.

(http://www.ft86club.com/forums/showthread.php?t=119373)

I'm just glad it was a minor-ish incident that I shouldn't worry too much about it anymore. I still have no idea why the report does not show anything though. That's why I'm curious to see if the report finally shows something about that incident now that I've gotten into an another incident.

Bummer!

carfax even admits they don't know everything. If someone gets into an accident, has the car towed and fixed privately without notifying their insurance odds are carfax will never find out.

Does anyone know what he mean by subaru records? I assume there is website where it checks subaru's vehicles only and it indicated it has zero accident history? or was he just simply saying he checked both carfax and autocheck and records for my BRZ is clean? just curious what subaru records are. Thank you.