What kind of insurance rates can I expect?

[WolfpackS2k]

These threads are dumb. Way too many variables and what's the point when you can just contact your agent and get a quote?

BTW anyone that has GEICO should drop them ASAP. They have cheap prices but horrible service if you actually need them. Especially if you're an auto enthusiast and actually care about your car.

Originally Posted by PandaSPUR

NYC, credit score was 760-790 range (according to actual reports, not credit karma bs), only driver in family, only driver on policy, brand new BRZ.

$480 a month from when I was 23 until I turned 25.

No offense, but I find that claim highly questionable. And anyone that pays over $5000/year just to insure a vehicle, in a city where you don't even need a vehicle...wtf?

[PandaSPUR]

Originally Posted by WolfpackS2k

These threads are dumb. Way too many variables and what's the point when you can just contact your agent and get a quote?

BTW anyone that has GEICO should drop them ASAP. They have cheap prices but horrible service if you actually need them. Especially if you're an auto enthusiast and actually care about your car.



No offense, but I find that claim highly questionable. And anyone that pays over $5000/year just to insure a vehicle, in a city where you don't even need a vehicle...wtf?

You're right, I remembered wrong, it was $390 a month:


I was also paying $500 a month for the car itself and $420 for parking. Its expensive but I like cars and I can afford it.

Now I'm paying $420 for parking and $228 for esurance per month.

[funwheeldrive]

Originally Posted by bentleyboii

390 A month 1 Accident 2 years ago in nc w/statefarm

That's how much my monthly car payment is.

[NINE]

Paying $425/6months on my 2015 BRZ. Also have a Lexus 2008 IS250 and am paying $480/6months and I'm 33. So a total of about $905/6 months.



Interesting was that I owned a 2008 M3 prior to the BRZ as my second car and only paid $200/6months. Was a little shocked to see that when I sold my M3 for $34k and bought my BRZ for $20k. All I can figure is that kids must be buying and crashing these cars all the time. lol

[tacos]

127/month for full coverage with state farm here

2017ppbrz

[MurderousPandas]

'13 FRS, paying roughly $85 a month for full coverage through Geico. 20, no accidents, live in south Florida.

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[Silver Supra]

Originally Posted by mav1178

Any discussion of insurance rates on an individual level is really a huge pointless gesture. Yet, these threads pop up once every 2-3 months and we then spend 20-40 posts trying to justify our own rates.

Originally Posted by WolfpackS2k

These threads are dumb. Way too many variables and what's the point when you can just contact your agent and get a quote?

THIS!

No one in this thread has even mentioned deductibles and definitions of "totaled", etc. These are major cost factors.

Decide how much coverage you want for each category, like collision, liability (you and others), deductibles, options like towing, rentals, co-insurance, bundles, etc.
Check ratings for several major insurance underwriters.
Call several of these companies for quotes with the exact same coverages and options.
Compare rates and service ratings.
Pick best.

Repeat every year or two. Rates change.

[IndyBRZed]

My initial call to my insurance guy it was more then my '14 SS Camaro. I asked why and he said the brz is a high powered performance sports car. I laughed and told him its more then half the hp of the Camaro. So he called me back and now its the same as my old 2001 Forester.

[trigun286]

431.43 over 6 months with GEICO. Everybody else quoted me ~1k for 6 months.

23 when I bought the car in NC (first car).
Bodily Injury Liability : 100k/300k
Property Damage : 100k
Medical : 5k/person
Uninsured: 100k/300k
Uninsured Property : 100k

Non Collision : 500
Collision : 500
Towing : covered
Rental : 30/day, 900 max

Dunno how much this helps

[Chris S]

My rates went up a decent amount vs. my '17 WRX, but it wasn't too bad.