08-13-2013, 01:01 AM | #99 | |
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The Following User Says Thank You to LavosTRD For This Useful Post: | enouf (08-13-2013) |
08-13-2013, 08:21 AM | #100 | |
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2013 FRS Argento Silver 6MT
Mods: Clear fender side lights Tactrix ZA1JB01C 2014 Calib |
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08-14-2013, 04:22 PM | #101 |
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The Following User Says Thank You to Frs300 For This Useful Post: | HunterGreene (08-14-2013) |
08-14-2013, 04:41 PM | #102 |
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I'm surprised at the lack of DI failure conspiracy theorists in this thread.
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08-14-2013, 04:56 PM | #103 | |
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08-14-2013, 04:56 PM | #104 |
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The Following User Says Thank You to thill For This Useful Post: | nelsmar (08-14-2013) |
08-14-2013, 04:59 PM | #105 |
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08-14-2013, 05:00 PM | #106 | |
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08-14-2013, 05:01 PM | #107 | |
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The Following User Says Thank You to post_break For This Useful Post: | HunterGreene (08-15-2013) |
08-14-2013, 05:12 PM | #109 |
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He doesn't want the blame.
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08-14-2013, 05:21 PM | #110 | |
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08-14-2013, 05:44 PM | #111 | ||||||||
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To all of the above posts (and anyone reading this thread and wondering): Insurance companies are not obligated to provide you coverage for aftermarket parts. Much like issues with the manufacturer on warranty, a lot of insurance providers are not mod-friendly due to excessive claims or fraudulent claims from insured. In the case of AAA, when I set my insurance up I was told that if I had mods in the future (wheels, stereo, body kit, etc), if I want it covered under insurance I have to let them know and keep copy of valid receipt. My premiums may go up depending on the type of mod and risk, but in the end it's simple: (Cost of replacement of car + cost of replacement of parts) x risk formula = your insurance premiums. Assuming identical twins living in the same zip code driving the same car with same risk profile, insurance is based on the replacement value of the item(s) being insured. It's up to the company to see if they want to cover aftermarket mods or not, and this usually needs to be communicated beforehand or else it may not be covered. Quote:
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Insurance companies have every right to deny insurance replacement on items that significantly alter the value or appearance of a vehicle. -alex |
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The Following User Says Thank You to mav1178 For This Useful Post: | EAGLE5 (08-15-2013) |
08-14-2013, 06:08 PM | #112 |
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