Toyota Factory Rep

[airjonny]

I knew someone that wanted to get into a 96 month loan. I was able to push her away from that bullet tho. It's amazing what folks will do for a lower monthly payment.

[Adam_L]

Originally Posted by extrashaky

*With the exception of very poor people who opt into the only option they have to be able to get to work. But that really doesn't apply to most people, and even in the case of the very poor, what would they do if that option wasn't available?

Live closer to work, and ride your bicycle.

Not just poor people, but people in general should do more of this.

[Dake]

Originally Posted by Adam_L

Live closer to work, and ride your bicycle.

Not just poor people, but people in general should do more of this.

This is a pretty naive assertion.

Live closer to all three minimum wage, part-time jobs? Ride your bicycle from one to the next where you need to change into a different uniform, where they have no facilities other than the public restroom to clean up if you get sweaty/ soaked in rain/otherwise grubby?

If you haven't lived that life, it's difficult to comprehend the complicated logistics, and the answer is never as simple as, "Just get a different job", and moving to somehow manage that can cost thousands of dollars up front.

That being said, people do bear responsibility in that they tend to want more than they can afford. We've sold so many on the idea they "deserve" something nice when what's best is something inexpensive and reliable. I saw this nearly every day working at Carmax - fortunately they simply aren't set up to be as predatory as most dealers or Buy-here-pay-here lots, so I didn't find myself contributing to the problem.

[humfrz]

Originally Posted by Adam_L

Live closer to work, and ride your bicycle.

Not just poor people, but people in general should do more of this.

Oh yes, what a wonderful to get to and from work in the PNW ......


humfrz

[Tcoat]

Originally Posted by humfrz

Oh yes, what a wonderful to get to and from work in the PNW ......


humfrz

It is Seattle. Normal bikes are far too mainstream...

[humfrz]

Originally Posted by Tcoat

It is Seattle. Normal bikes are far too mainstream...

True, but in the summertime ....... who is looking at the bikes in Seattle ..........


humfrz

[Tcoat]

Originally Posted by humfrz

True, but in the summertime ....... who is looking at the bikes in Seattle ..........


humfrz

[extrashaky]

I know that here in Florida, I love being in a restaurant and seeing a kitchen worker come in dripping sweat from his bike ride to work, while I'm sitting there thinking about him preparing my meal.

I'm also reminded of my ex's brother. They grew up in a rural area, and when he graduated high school there were no jobs close by. He was dumb as a post and didn't even consider going to college. He didn't have any money to move out of the parents' house.

He was stuck until he landed one of the rare jobs in the nearest factory, 60 miles away. His old truck wasn't up to the commute, so he ended up buying a clean used truck and financing under the terrible terms he could get as a young person with no credit. From a finance perspective it was a stupid move, but from a reality perspective it was the smartest option he had.

He certainly didn't have the option of riding his bicycle to work.

[extrashaky]

Originally Posted by humfrz

True, but in the summertime ....... who is looking at the bikes in Seattle ..........

I'd be looking at the bikes. I'd be looking at anything else to avoid those homely hipsters. Just 'cause it's naked doesn't make it attractive.

[humfrz]

Originally Posted by Tcoat

I don't care if they are fake ........ I still wanna play with them ..........


humfrz

[Tcoat]

Originally Posted by extrashaky

I'd be looking at the bikes. I'd be looking at anything else to avoid those homely hipsters. Just 'cause it's naked doesn't make it attractive.

I had the same thought. That was why I had to cleanse the eye palate.

[humfrz]

Originally Posted by extrashaky

I'd be looking at the bikes. I'd be looking at anything else to avoid those homely hipsters. Just 'cause it's naked doesn't make it attractive.

Oh, just wait till you get older ....


humfrz

[extrashaky]

Originally Posted by humfrz

Oh, just wait till you get older ....

Hopefully my eyesight will have gone before that looks attractive to me. Never thought I might wish for blindness.

[humfrz]

Originally Posted by extrashaky

Hopefully my eyesight will have gone before that looks attractive to me. Never thought I might wish for blindness.

Beer goggles help ........


humfrz