Monthly payments? - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Dave-ROR · 05-29-2012, 02:03 PM

FWIW I just got 1.94 for 60 months, financing 22.5K. Credit score is over 780 and DTI is <5%.

I'm not sure which bank that's with but I'll post that once I get the car today.

MRZ415 · 05-29-2012, 02:06 PM

anything over 400 would be a bit high for me,
I need payments to be within 10% of my income (I don't make that much )

thill · 05-29-2012, 02:30 PM

Just make sure when you go shopping at the dealer that you never tell them you need a car at a specific payment per month..

michaelahess · 05-29-2012, 03:23 PM

Quote:

Originally Posted by thill

Just make sure when you go shopping at the dealer that you never tell them you need a car at a specific payment per month..

100% agree, gives them FAR too much wiggle room to screw you over!

FLHC · 05-29-2012, 03:42 PM

Quote:

Originally Posted by thill

Just make sure when you go shopping at the dealer that you never tell them you need a car at a specific payment per month..

Disagree. Not in all instances

We told them we wanted to pay around 300 for my used 08 wrx with 8k miles on it. It was 25,5 at the time and with the 09's coming out with the better performance, I'm assuming they wanted to get the 08 off the lot and gave it to me for 17,9 to get right above 300.

Of course, if you tell them you can pay 550 for a 25,5 car, thats when you get screwed.

Oh and back on topic, I'm trying to do 6k down at 1.99. With a limited and TTL, that comes out to 433 a month.

wu_dot_com · 05-29-2012, 03:51 PM

Quote:

Originally Posted by 86design

man..i'm trying to find out what my payments would be...I would be happy in the 400-500 range.......I'm giving about $4500 down...so will see how that goes..but at least I'm getting the Premium

i got 2.99% 10K down about 380/ mo too. thats LMT with chrom fender trim, anaheim Tax.

86design · 05-29-2012, 04:40 PM

Quote:

Originally Posted by mechaghost

I did 5k down on Limited AT @ $29,045. 60 months apr 2.99 with BECU = $545 a month

why so much on the payments? if your putting 5k down, credit is Good APR 2.99 comes out to $545?? that doesnt sound right?

mechaghost · 05-29-2012, 04:45 PM

Quote:

Originally Posted by 86design

why so much on the payments? if your putting 5k down, credit is Good APR 2.99 comes out to $545?? that doesnt sound right?

Sorry, it's $495 a month hehe. I still havent paid the first payment yet so I thought it was a different value. I financed $27,500. Also I had to pay 2877.78 in taxes

Fenrir · 05-29-2012, 04:46 PM

Just FYI, my dealership informed me that new incentives are going to be announced (with some including the BRZ) on June 1st. I'd recommend waiting on securing financing until then if possible.

Tbxgz · 05-29-2012, 04:47 PM

You can get 1.99% from Pentagon Federal if you pay 20 bucks to join one of their partners. I called and got it set up in 15 minutes.

Zgrinch · 05-29-2012, 05:11 PM

Quote:

Originally Posted by Tbxgz

You can get 1.99% from Pentagon Federal if you pay 20 bucks to join one of their partners. I called and got it set up in 15 minutes.

I did the exact same thing today.

fistpoint · 05-29-2012, 05:54 PM

Quote:

Originally Posted by mechaghost

Sorry, it's $495 a month hehe. I still havent paid the first payment yet so I thought it was a different value. I financed $27,500. Also I had to pay 2877.78 in taxes

You must have added every option on the car to get that price. You're FR-S will be $34700 after it's paid off!!!

Chauntalei · 05-29-2012, 06:10 PM

I optioned the crap out of mine (lojack, permaplate, etc), put 15k down, financed 22k @ 10.39% (credit is crap) and I'm looking at 421/month.

Dave-ROR · 05-29-2012, 06:50 PM

395 a month, ~22.5K financed, 7250 down, BRZ-L, 1.94% interest for 60 months.

That was with Subaru credit (Chase bank).

05-29-2012, 02:03 PM	#15
Dave-ROR Site Moderator Join Date: Dec 2010 Drives: Stuff Location: Florida Posts: 10,317 Thanks: 955 Thanked 5,965 Times in 2,689 Posts Mentioned: 262 Post(s) Tagged: 8 Thread(s)	FWIW I just got 1.94 for 60 months, financing 22.5K. Credit score is over 780 and DTI is <5%. I'm not sure which bank that's with but I'll post that once I get the car today. __________________ -Dave Track cars: 2013 Scion FRS, 1998 Acura Integra Type-R, 1993 Honda Civic Hatchback DD: 2005 Acura TSX Tow: 2022 F-450 Toys: 2001 Chevrolet Corvette Z06, 1993 Toyota MR2 Turbo, 1994 Toyota MR2 Turbo, 1991 Mitsubishi Galant VR-4 Parts: 2015 Subaru BRZ Limited, 2005 Acura TSX Projects: 2013 Subaru BRZ Limited track car build FS: 2004 GMC Sierra 2500 LT CCSB 8.1/Allison with 99k miles

05-29-2012, 02:06 PM	#16
MRZ415 Senior Member Join Date: Dec 2011 Drives: 2015 Subaru WRX Location: San Francisco Posts: 339 Thanks: 41 Thanked 14 Times in 11 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	anything over 400 would be a bit high for me, I need payments to be within 10% of my income (I don't make that much ) __________________

05-29-2012, 06:50 PM	#28
Dave-ROR Site Moderator Join Date: Dec 2010 Drives: Stuff Location: Florida Posts: 10,317 Thanks: 955 Thanked 5,965 Times in 2,689 Posts Mentioned: 262 Post(s) Tagged: 8 Thread(s)	395 a month, ~22.5K financed, 7250 down, BRZ-L, 1.94% interest for 60 months. That was with Subaru credit (Chase bank). __________________ -Dave Track cars: 2013 Scion FRS, 1998 Acura Integra Type-R, 1993 Honda Civic Hatchback DD: 2005 Acura TSX Tow: 2022 F-450 Toys: 2001 Chevrolet Corvette Z06, 1993 Toyota MR2 Turbo, 1994 Toyota MR2 Turbo, 1991 Mitsubishi Galant VR-4 Parts: 2015 Subaru BRZ Limited, 2005 Acura TSX Projects: 2013 Subaru BRZ Limited track car build FS: 2004 GMC Sierra 2500 LT CCSB 8.1/Allison with 99k miles

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05-29-2012, 02:30 PM	#17
thill Senior Member Join Date: May 2012 Drives: 2020 SS1LE (previous 13 BRZ owner) Location: North Pole Posts: 2,753 Thanks: 328 Thanked 1,463 Times in 802 Posts Mentioned: 20 Post(s) Tagged: 0 Thread(s)	Just make sure when you go shopping at the dealer that you never tell them you need a car at a specific payment per month..

05-29-2012, 04:47 PM	#24
Tbxgz Senior Member Join Date: Jan 2012 Drives: 2013 BRZ Limited 6MT Location: We got crabs Posts: 702 Thanks: 121 Thanked 113 Times in 43 Posts Mentioned: 7 Post(s) Tagged: 1 Thread(s)	You can get 1.99% from Pentagon Federal if you pay 20 bucks to join one of their partners. I called and got it set up in 15 minutes.

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