Lease, anyone?

[Hotlava86]

Originally Posted by tric

Thats Just my lease Payment my insurance is $610 per month. so basically im paying close to $1000/month just to keep this car.. which i love.. beside the fact its NEW YORK after all..

DUDE WHO THE F%^& DID YOU RUN OVER?! 610 a month for insurance?! you pay as much for your insurance as i do for both my payment and my insurance put together!

[artizhay]

Originally Posted by tric

Thats Just my lease Payment my insurance is $610 per month. so basically im paying close to $1000/month just to keep this car.. which i love.. beside the fact its NEW YORK after all..

Originally Posted by Hotlava86

DUDE WHO THE F%^& DID YOU RUN OVER?! 610 a month for insurance?! you pay as much for your insurance as i do for both my payment and my insurance put together!

Yeah, really...did you shop around a lot for insurance? I had a mild wreck back in 2008 so I was quoted up to $650/mo for insurance but I got it at $132 from a reputable company...unless you blew up a few cars or something.

[Hotlava86]

Originally Posted by artizhay

Yeah, really...did you shop around a lot for insurance? I had a mild wreck back in 2008 so I was quoted up to $650/mo for insurance but I got it at $132 from a reputable company...unless you blew up a few cars or something.

I think he may have taken the "OH LOOK 10,000 POINTS!" game a bit too seriously a few too many times.

[kramerica_industries]

My insurance in Chicago is $64/month with Geico.

[tric]

Originally Posted by artizhay

Yeah, really...did you shop around a lot for insurance? I had a mild wreck back in 2008 so I was quoted up to $650/mo for insurance but I got it at $132 from a reputable company...unless you blew up a few cars or something.

seriously guys. i had a 2003 M3 and i use to pay 210 liability(statefarm). never got in to an accident nor any other ticket other than a few parking tickets plus i did defensive driving ... trust me... i shopped around for months and i was like @#$% this i want this car. Geico, All state, Progressive all quoted me between 850-1200- with no montly payment just yearly @ 4600- $6400.

[Hotlava86]

I have statefarm and have a speeding ticket from 3 years ago, a BAD accident (broke an axle and hit a house and was falsely charged with drag racing , wreckless driving, and property damage) and still only pay $175 a month for full coverage so your doing something wrong man sorry. if i did anualy it would be something like $1100

[artizhay]

Originally Posted by tric

seriously guys. i had a 2003 M3 and i use to pay 210 liability(statefarm). never got in to an accident nor any other ticket other than a few parking tickets plus i did defensive driving ... trust me... i shopped around for months and i was like @#$% this i want this car. Geico, All state, Progressive all quoted me between 850-1200- with no montly payment just yearly @ 4600- $6400.

So there has to be an underlying issue. Like the amount of miles you said you'd put on the car. Or credit. Or whatever. Could be anything.

I've just turned 20 with 1 wreck (and 2 tickets that aren't on my record) and great credit for my age. I imagine you're older than me and have a clean history with your M3, so there's no reason to be paying that much unless your rates are astronomically higher in your region for who knows what reason.

Unless you just chose to have no deductible, cover aftermarket parts, or just went add-on crazy...

[Hotlava86]

Originally Posted by artizhay

So there has to be an underlying issue. Like the amount of miles you said you'd put on the car. Or credit. Or whatever. Could be anything.

I've just turned 20 with 1 wreck (and 2 tickets that aren't on my record) and great credit for my age. I imagine you're older than me and have a clean history with your M3, so there's no reason to be paying that much unless your rates are astronomically higher in your region for who knows what reason.

Unless you just chose to have no deductible, cover aftermarket parts, or just went add-on crazy...

I am also about to turn 21. and my speeding ticket has been removed from my record but the accident was too bad for the insurance record to remove it even though my lawyer expunged it.

[tric]

Originally Posted by artizhay

So there has to be an underlying issue. Like the amount of miles you said you'd put on the car. Or credit. Or whatever. Could be anything.

I've just turned 20 with 1 wreck (and 2 tickets that aren't on my record) and great credit for my age. I imagine you're older than me and have a clean history with your M3, so there's no reason to be paying that much unless your rates are astronomically higher in your region for who knows what reason.

Unless you just chose to have no deductible, cover aftermarket parts, or just went add-on crazy...

i actually just turn 20. and yes i planned on tuning my car so i had my insurance cover my after market products for $45 more. i think the biggest issue is just because im a young driver and that seems post a threat in a sports car with full coverage(that's what i was told) but if i choose to drive an Acura ILX my rate would drop by $200. my credit if absolutely perfect

[Iixii]

Thanks for jacking this thread!!!

[artizhay]

Jeez calm down.

[tripjammer]

Damn $640 a month for freaking insurance? WOW! That is rape!!!

[whateatsrabbits]

OP that sound right. 389 is exactly what I leased mine for with 650 down. Than 10 dollars a month for gap insurance put me at an even 400 for 36 month, then they buyout is 16grand.

[tric]

Originally Posted by whateatsrabbits

OP that sound right. 389 is exactly what I leased mine for with 650 down. Than 10 dollars a month for gap insurance put me at an even 400 for 36 month, then they buyout is 16grand.

Damn i dont feel so bad now... but compare to these other guys and their insurance they're pay dirt cheap. no i understand why so much NYer have other state registration