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Old 09-14-2017, 04:24 PM   #71
Tcoat
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fuck tcoat, this is my type of woman too. STOP POSTING THIS SHIT I CAN'T OPEN THESE THREADS NO MORE. I had to double take ffs
This is a sort of safe word (well pic) that Dadhawk asked me to use if he got too far into financial debates. Have had to break her out in a couple of years now.
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Old 09-14-2017, 04:50 PM   #72
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Yes, if you have the cash sitting around to pay off two loans and one of them has a higher interest rate, absolutely, no argument.

In the case where you have $1,000 to throw at your debt, I'm just saying my preference is to pay off what I can with the money rather than throwing it towards a higher interest loan and leaving the smaller debts in place.

Maybe it doesn't make math sense (never said it did, or at least didn't tend to) but math isn't always what matters to everyone. If math really mattered you probably wouldn't be in debt to begin with.

(Now starts the debate about using "someone else's money" when the rate is low enough)
I see what I screwed up calculation wise and forgetting it changes month to month. Either way, the only way it benefits you is having to make one payment instead of two, which lowers the amount you have to pay until the first loan is paid off. That savings plus more gets stacked onto.the interest of the other loan though.
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Old 09-14-2017, 05:14 PM   #73
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Probably not going to be approved after this week..hope you survived relatively unscathed but those of us in Georgia appreciate you all taking one for the team.
I left Florida on 8/31. Not running from the storm though, I towed the graffiti ITR up to Road America in Wisconsin, and then to Barber Motorsports Park in Birmingham.. couldn't come back until a few days late because of the storm though (towing through a cat 1 seemed like a dumb idea ).

The focus was sitting outside but wasn't damaged as far as I can tell. Part of a fence fell and the AC broke.. otherwise all good.

Hope all was good up there too!
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Old 09-14-2017, 05:30 PM   #74
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For OP:

Since you won't tell us how long your loan(s) are for, please do yourself a favor and use a loan amortization tool and figure out yourself how your financial situation changes.

https://www.calculatestuff.com/finan...ion-calculator
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Old 09-15-2017, 09:25 AM   #75
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This is a sort of safe word (well pic) that Dadhawk asked me to use if he got too far into financial debates. Have had to break her out in a couple of years now.
Well she's hot, and I must make her my wife. I come to America, and I get white woman
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