Geico MBI + FR-S = no dice - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

PantsDants · 08-03-2013, 10:34 PM

I just got off the phone with Geico asking them about MBI (mechanical breakdown insurance) because I was interested in it as a safety net for dealer-related shenanigans. Turns out they don't cover "my sort of car" (read: sports cars) under MBI, even though I was able to go through the process of requesting a quote online.

Has anyone been told otherwise? Geico is usually excellent to work with so I was surprised. Do any other insurance companies provide something comparable AND actually cover an 86?

Anthony · 08-03-2013, 11:43 PM

Quote:

Originally Posted by PantsDants

Turns out they don't cover "my sort of car"... even though I was able to go through the process of requesting a quote online.

Mmmya... I du detect shum fuckery afoot.

EastBayCanuck · 08-04-2013, 12:03 AM

I got my loan through my credit union and according to their website offer it, but that was the only thing they didn't try to upsell me on for additional products with my loan. Maybe there's something to this.

PantsDants · 08-04-2013, 12:50 AM

Quote:

Originally Posted by EastBayCanuck

I got my loan through my credit union and according to their website offer it, but that was the only thing they didn't try to upsell me on for additional products with my loan. Maybe there's something to this.

Just checked my credit union's site and it looks like they offer something similar, gonna check it out. Thanks!

TRD-X · 08-04-2013, 07:18 AM

Quote:

Originally Posted by PantsDants

I just got off the phone with Geico asking them about MBI (mechanical breakdown insurance) because I was interested in it as a safety net for dealer-related shenanigans. Turns out they don't cover "my sort of car" (read: sports cars) under MBI, even though I was able to go through the process of requesting a quote online.

Has anyone been told otherwise? Geico is usually excellent to work with so I was surprised. Do any other insurance companies provide something comparable AND actually cover an 86?

BS Geico offered me this on both of my FR-S's.

whitefrs · 08-04-2013, 07:46 AM

Yep
I got decline for it cuz it wont cover a frs/brz

PantsDants · 08-04-2013, 04:31 PM

Quote:

Originally Posted by TRD-X

BS Geico offered me this on both of my FR-S's.

TRD-X, if you don't mind me asking, how old are you? I'm thinking they may have declined to give me coverage because I'm 25. I've heard that insurance rates in general go down when you get past that milestone, so maybe they won't give MBI to "kids in sports cars" because we're gonna do something stupid and break our toys.

utekineir · 08-04-2013, 04:35 PM

have seen it offered on mine, had avoided adding since it said i had till 15 months/15k miles where it would be addable,

i'll add now and see what happens

Edit:

added fine will see if they reject it down the road.

TRD-X · 08-04-2013, 04:36 PM

Quote:

Originally Posted by PantsDants

TRD-X, if you don't mind me asking, how old are you? I'm thinking they may have declined to give me coverage because I'm 25. I've heard that insurance rates in general go down when you get past that milestone, so maybe they won't give MBI to "kids in sports cars" because we're gonna do something stupid and break our toys.

61 years young but I'm really a 16 year old while driving the FR-S. :happy0180:

08-03-2013, 10:34 PM	#1
PantsDants Senior Member Join Date: Jul 2013 Drives: Scion FR-S A/T, Whiteout Location: Seattle Posts: 334 Thanks: 57 Thanked 221 Times in 90 Posts Mentioned: 16 Post(s) Tagged: 2 Thread(s)	Geico MBI + FR-S = no dice I just got off the phone with Geico asking them about MBI (mechanical breakdown insurance) because I was interested in it as a safety net for dealer-related shenanigans. Turns out they don't cover "my sort of car" (read: sports cars) under MBI, even though I was able to go through the process of requesting a quote online. Has anyone been told otherwise? Geico is usually excellent to work with so I was surprised. Do any other insurance companies provide something comparable AND actually cover an 86?

08-04-2013, 07:46 AM	#6
whitefrs Love Boost!!!!!!!! Join Date: Jun 2012 Drives: Whiteout Scion FR-S Location: Long Island NY Posts: 3,612 Thanks: 429 Thanked 902 Times in 606 Posts Mentioned: 87 Post(s) Tagged: 3 Thread(s)	Yep I got decline for it cuz it wont cover a frs/brz __________________ ༼ つ ◕_◕ ༽つ I LOVE BOOST ༼ つ ◕_◕ ༽つ

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EastBayCanuck Senior Member Join Date: Jul 2013 Drives: Ultramarine FR-S Location: Hayward,CA Posts: 134 Thanks: 72 Thanked 64 Times in 30 Posts Mentioned: 6 Post(s) Tagged: 0 Thread(s)	I got my loan through my credit union and according to their website offer it, but that was the only thing they didn't try to upsell me on for additional products with my loan. Maybe there's something to this.

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utekineir blowhard Join Date: Jun 2013 Drives: frs, project forester Location: ma Posts: 980 Thanks: 53 Thanked 604 Times in 316 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	have seen it offered on mine, had avoided adding since it said i had till 15 months/15k miles where it would be addable, i'll add now and see what happens Edit: added fine will see if they reject it down the road.

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