IS IT WORTH IT? - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

turtlefeeder · 05-28-2017, 01:37 AM

So today this happened..

The question is.. IS IT WORTH FIXING.. I love this car but I'm tight on money right now and let's say insurance is not going to cover.. forget the detail.. aside it's a 2014 FRS paid off, exterior mods,interior redone, boosted.. so serious question.. fix or should I seriously part out and invest in another car?

Please don't troll got a lot on my mind and this is a big decision for me 😭

gramicci101 · 05-28-2017, 01:45 AM

It looks like you slid off an embankment.

I don't have even close to the same amount of money in my car that you have in yours, but if mine was wrecked and the insurance wouldn't fix it I would try to roll everything over into a new BRZ. Consider that if the insurance says it's totaled, then no matter how well you repair it, it will always have a salvage title.

soulreapersteve · 05-28-2017, 03:23 AM

Part out then buy a super cheap (but still reliable!) beater until you can stockpile funds for a fun car again.

alan.chalkley · 05-28-2017, 03:34 AM

If it is only panel damage then okay.
But if the chassis is bent or the car is crabbing/wonky steering , then maybe time for a part out.

FR-Sky · 05-28-2017, 05:28 AM

First, I dont get why insurance wont cover if you have it whether you at fault or not.
Beside, if you paid off, you can get the money and choose fix it or not.
I suggest let a mechanic check first and see if any particular problem. If major like mid axle, transmission, engine or chassis, part out this car will be a good choice.

However, just a suggest, final answer its up to you.

Yoshoobaroo · 05-28-2017, 06:51 AM

Did you mean that insurance won't cover the mods? Cause they'll cover the car, that's why you have insurance.

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MuseChaser · 05-28-2017, 08:05 AM

If the damage is all cosmetic and the car runs and handles as enjoyably and safely as it did before the accident, and, as you say, it's paid off, why not just enjoy driving it, hang on to it, and NOT fix it... or maybe use it as a platform to get started learning how to do your own body work over time? You won't be able to see most of the damage from the inside while driving anyway. Everything else is just vanity.

I can't tell you the number of great cars that I drove around for years and YEARS with major dents in body panels from deer accidents. The quotes to fix'em usually ran into several thousand dollars and I always seemed to find much better uses for those thousands of dollars. Yes, the value of the car was diminished, but I usually drive my cars until they've got so many miles on them that they're pretty much worthless anyway so that didn't matter to me.

Just another perspective...

Atropine · 05-28-2017, 08:30 AM

It is also possible that he doesn't have full coverage insurance since its paid off.

Also it is possible that this happened at a track (so the insurance may not cover it).

The real question...if given the chance to hit the reset button...do you want to rebuild it or do YOU want something different?

If its not totaled, I would have the insurance fix the car.

If you had insurance on your modifications (most people don't though) you have a tougher decision.

Either way, good luck.

pushrod · 05-28-2017, 08:47 AM

Quote:

Originally Posted by Atropine

Also it is possible that this happened at a track (so the insurance may not cover it).

Where I live, insurance companies always try to pull out of track day claims, and they always lose.

If it's not a timed event, and there are no competitors, it's not racing, ergo they must pay out.

Quentin · 05-28-2017, 08:48 AM

Sell the mods, use those funds to repair the car. Drive the car stock or sell the car and get something cheaper.

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Atropine · 05-28-2017, 09:52 AM

Quote:

Originally Posted by pushrod

Where I live, insurance companies always try to pull out of track day claims, and they always lose.

If it's not a timed event, and there are no competitors, it's not racing, ergo they must pay out.

Fair point, if its wheel to wheel...he's screwed...

If its "Driver skills" (aka teaching) it could be ok.

Probably also depends on the state etc.

humfrz · 05-28-2017, 11:51 AM

Quote:

Originally Posted by turtlefeeder

So today this happened.......
The question is.. IS IT WORTH FIXING.. ................. fix or should I seriously part out and invest in another car?

Well now, turtlefeeder, that's a shame your nice car got messed up ......

If you want a nice looking car to drive ...... I'd suggest you take the mods that you like off the car and sell the rest of it.

If you would like to keep it as a beater/track car ...... pound out the smashed parts and drive it.

humfrz

WNDSRFR · 05-28-2017, 12:25 PM

Quote:

Originally Posted by soulreapersteve

Part out then buy a super cheap (but still reliable!) beater until you can stockpile funds for a fun car again.

You don't need to buy a beater. You already HAVE one!
I agree with "just go ahead and drive it." At least you won't have to worry about getting little scratches and dents.

ST185RC · 05-28-2017, 02:06 PM

Honestly, damage looks pretty close to what a used stock 2013 would cost. Bumper work alone to repaint would run like a grand by itself. The whole side of the car is mangled including the a-pillar. I've seen some frs' that were written off that looked like they had less damage.

I'd bet that there'd be at least some frame damage judging by the bent door sills at the bottom. Last time I checked that was a pretty integral part of the chassis design and I bought into the subaru koolaid marketing.

05-28-2017, 01:37 AM	#1
turtlefeeder Senior Member Join Date: Apr 2016 Drives: UltraMFrS Location: OC Posts: 701 Thanks: 204 Thanked 135 Times in 100 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	IS IT WORTH IT? So today this happened.. The question is.. IS IT WORTH FIXING.. I love this car but I'm tight on money right now and let's say insurance is not going to cover.. forget the detail.. aside it's a 2014 FRS paid off, exterior mods,interior redone, boosted.. so serious question.. fix or should I seriously part out and invest in another car? Please don't troll got a lot on my mind and this is a big decision for me 😭 Last edited by turtlefeeder; 05-30-2017 at 01:42 PM.

05-28-2017, 08:05 AM	#7
MuseChaser Feeling like thinking.... Join Date: Oct 2015 Drives: 2013 FR-S Location: CNY Posts: 1,664 Thanks: 1,664 Thanked 2,433 Times in 1,064 Posts Mentioned: 20 Post(s) Tagged: 0 Thread(s)	If the damage is all cosmetic and the car runs and handles as enjoyably and safely as it did before the accident, and, as you say, it's paid off, why not just enjoy driving it, hang on to it, and NOT fix it... or maybe use it as a platform to get started learning how to do your own body work over time? You won't be able to see most of the damage from the inside while driving anyway. Everything else is just vanity. I can't tell you the number of great cars that I drove around for years and YEARS with major dents in body panels from deer accidents. The quotes to fix'em usually ran into several thousand dollars and I always seemed to find much better uses for those thousands of dollars. Yes, the value of the car was diminished, but I usually drive my cars until they've got so many miles on them that they're pretty much worthless anyway so that didn't matter to me. Just another perspective... __________________ Drive like everyone's life around you depends on it... Last edited by MuseChaser; 05-29-2017 at 05:22 PM.

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05-28-2017, 01:45 AM	#2
gramicci101 Off Topic Join Date: Feb 2014 Drives: 2014 Subaru BRZ Limited Location: Vegas, baby! Posts: 4,610 Thanks: 2,369 Thanked 4,243 Times in 2,170 Posts Mentioned: 43 Post(s) Tagged: 3 Thread(s)	It looks like you slid off an embankment. I don't have even close to the same amount of money in my car that you have in yours, but if mine was wrecked and the insurance wouldn't fix it I would try to roll everything over into a new BRZ. Consider that if the insurance says it's totaled, then no matter how well you repair it, it will always have a salvage title.

05-28-2017, 03:34 AM	#4
alan.chalkley Senior Member Join Date: Feb 2012 Drives: 4wd zooks Location: Sydney / Australia Posts: 495 Thanks: 135 Thanked 167 Times in 108 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	If it is only panel damage then okay. But if the chassis is bent or the car is crabbing/wonky steering , then maybe time for a part out.

05-28-2017, 05:28 AM	#5
FR-Sky Senior Member Join Date: Dec 2015 Drives: 2013 FR-S 10 series [755] Location: Bay Area, CA Posts: 1,189 Thanks: 385 Thanked 390 Times in 264 Posts Mentioned: 7 Post(s) Tagged: 2 Thread(s)	First, I dont get why insurance wont cover if you have it whether you at fault or not. Beside, if you paid off, you can get the money and choose fix it or not. I suggest let a mechanic check first and see if any particular problem. If major like mid axle, transmission, engine or chassis, part out this car will be a good choice. However, just a suggest, final answer its up to you.

05-28-2017, 08:30 AM	#8
Atropine Senior Member Join Date: Oct 2013 Drives: 2021 Toyota Supra 2020 4Runner Location: New Plymouth, ID Posts: 701 Thanks: 1,396 Thanked 829 Times in 346 Posts Mentioned: 9 Post(s) Tagged: 0 Thread(s)	It is also possible that he doesn't have full coverage insurance since its paid off. Also it is possible that this happened at a track (so the insurance may not cover it). The real question...if given the chance to hit the reset button...do you want to rebuild it or do YOU want something different? If its not totaled, I would have the insurance fix the car. If you had insurance on your modifications (most people don't though) you have a tougher decision. Either way, good luck.

05-28-2017, 08:48 AM	#10
Quentin Senior Member Join Date: Dec 2011 Drives: ‘16 4Runner, ‘19 Corolla HB Location: Hurricane, WV Posts: 1,233 Thanks: 685 Thanked 813 Times in 435 Posts Mentioned: 4 Post(s) Tagged: 0 Thread(s)	Sell the mods, use those funds to repair the car. Drive the car stock or sell the car and get something cheaper. Sent from my iPhone using Tapatalk

05-28-2017, 02:06 PM	#14
ST185RC Senior Member Join Date: Jul 2012 Drives: White Out FR-S Location: Canada Posts: 672 Thanks: 31 Thanked 511 Times in 242 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	Honestly, damage looks pretty close to what a used stock 2013 would cost. Bumper work alone to repaint would run like a grand by itself. The whole side of the car is mangled including the a-pillar. I've seen some frs' that were written off that looked like they had less damage. I'd bet that there'd be at least some frame damage judging by the bent door sills at the bottom. Last time I checked that was a pretty integral part of the chassis design and I bought into the subaru koolaid marketing.

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