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Old 07-10-2019, 08:55 AM   #29
Myriad
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The insurance adjuster is calling it a total loss. He was adding up the repairs, then stopped when he got to $14K with no end in sight.
That sucks, man. Hope the insurance company gives you enough to afford a new one.

In PA I’ve noticed a few parking lots have signs that say this lot is in a flood plain or is prone to flooding in bad conditions, park at your own risk. Were there any signs like that? Not that I would bother with such a legal route, but I’m assuming these lot owners don’t want to be liable and sued for not warning you. Another potential liability issue is maintaining storm drains that might be clogged or undersized for the amount of water the lot can handle. Of course if the local creek floods and overtops the road there is nothing any storm drain can handle.

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Old 07-10-2019, 10:41 AM   #30
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The news coverage we got up here showed main streets converted to significant rivers, not just creeks.
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Old 07-10-2019, 10:38 PM   #31
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Except there don't seem to be any 6,000 mile goldfish for $20K anymore.
there is, just maybe not on the market yet
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Old 09-22-2019, 04:36 PM   #32
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Insurance issued the check last week, over 2 months after the flood.

The first time I called to see what was taking so long, the insurance company was waiting for a document from the finance company. Turned out they had faxed it to their phone number.

The second time I called to see what was taking so long, the insurance company had received the document but it was illegible. I asked them why they couldn't follow up on their own without waiting for me to call, and they said they'd try to do better.

The third time I called to see what was taking so long, the insurance company said that just the day before, they had called the finance company, who had agreed to expedite the issue. And then a week later the check was issued.

I had bought the GAP insurance in the heat of the moment, and later decided it was a mistake. However, it turned out to be a good deal in this case.
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Old 09-22-2019, 04:47 PM   #33
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I thought they just threw it out the windows -


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Windows, open sewers or just put it on boats and shipped to new worlds.. why contaminate your own backyard when you can share with the wider world!!
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Old 09-22-2019, 04:48 PM   #34
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Insurance issued the check last week, over 2 months after the flood.

The first time I called to see what was taking so long, the insurance company was waiting for a document from the finance company. Turned out they had faxed it to their phone number.

The second time I called to see what was taking so long, the insurance company had received the document but it was illegible. I asked them why they couldn't follow up on their own without waiting for me to call, and they said they'd try to do better.

The third time I called to see what was taking so long, the insurance company said that just the day before, they had called the finance company, who had agreed to expedite the issue. And then a week later the check was issued.

I had bought the GAP insurance in the heat of the moment, and later decided it was a mistake. However, it turned out to be a good deal in this case.


Well, it does take time to dry things.....
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Old 09-22-2019, 05:06 PM   #35
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Insurance issued the check last week, over 2 months after the flood.

The first time I called to see what was taking so long, the insurance company was waiting for a document from the finance company. Turned out they had faxed it to their phone number.

The second time I called to see what was taking so long, the insurance company had received the document but it was illegible. I asked them why they couldn't follow up on their own without waiting for me to call, and they said they'd try to do better.

The third time I called to see what was taking so long, the insurance company said that just the day before, they had called the finance company, who had agreed to expedite the issue. And then a week later the check was issued.

I had bought the GAP insurance in the heat of the moment, and later decided it was a mistake. However, it turned out to be a good deal in this case.
welcome to specifically why most people hate doing anything with insurance. their responsibility is to make you whole. but they don't say anything about how quickly they're willing to make that happen.

i've known a few fire restoration companies that have gone under due to the insurance payout time table. they can take up to 6mo-1yr before they pay out on work they've contracted...
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Old 09-22-2019, 05:55 PM   #36
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Windows, open sewers or just put it on boats and shipped to new worlds.. why contaminate your own backyard when you can share with the wider world!!
Yes, like to China - let them sort it out -


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Old 09-23-2019, 02:08 PM   #37
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I have Amica and they are excellent to work with.

No connection other than happy customer.
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