My First Mistake

[MTCRX]

Originally Posted by ottopilot

He's going to pay in the future because rate will go up. It doesn't matter how you slice it, if he has collision coverage they have to cover it.

Do you know how many time people go off the roads in snowy condition/aqua planning, and have to get their insurance to cover the damage? Should have they been there in the first place? Going too fast? Careless? The lines between accident and stupidity can sometime be thin. And what is a REAL accident? There is always 1 driver's who's at fault for lack of attention/careless driving...he's lucky he was the only one involved.

Only those directly involve know if it was a real accident or not. Sure if the car went off the road and had damage the insurance company will fix it. But does a clear conscience say that messing around like that was the right thing to do. If you slide off a snowy road even though you are trying to avoid that is one thing. If you go out and intentionally break traction; well, I don't think the insurance company had that in mind. Of course a pattern will probably develop from claims, that is why 20-30 year old males pay more insurance. And believe me I do not have any love for insurance companies, they are a necessary evil. But statistics of accidents are used to determine rates, and these incidents will show up in a particular category. They aren't intending to cover ****ing around. That should be on your own dime.

[eXtreme Burrito!]

Not sure I believe the OP's story.



"We got out and checked for damages after doing stupid stuff."


How did you miss something like what I see in those pictures? Seriously?

[slizoth]

Originally Posted by ottopilot

He's going to pay in the future because rate will go up. It doesn't matter how you slice it, if he has collision coverage they have to cover it.

Do you know how many time people go off the roads in snowy condition/aqua planning, and have to get their insurance to cover the damage? Should have they been there in the first place? Going too fast? Careless? The lines between accident and stupidity can sometime be thin. And what is a REAL accident? There is always 1 driver's who's at fault for lack of attention/careless driving...he's lucky he was the only one involved.

In my case I learned through this process that any incident with over $1,500 of damage(s) has to be reported. As my incident was estimated to be over by the body shop, they were required to report it and so was I which is how I got my insurance provider involved. So yeah, you're correct.

[OrbitalEllipses]

Originally Posted by ottopilot

And what is a REAL accident?

A REAL accident is something UNPREVENTABLE. Which is not what happened in this thread.

[Walla Walla]

only collision that won't be covered even if you own the collision coverage, is if you admit or if they prove that you decided to have an accident, voluntary.

they can investigate and prove it (like you do a total loss incident, and have a bad credit, etc)

and they won't pay if you try to do suicide in a car accident... well... you do the math....

[Walla Walla]

Originally Posted by OrbitalEllipses

A REAL accident is something UNPREVENTABLE. Which is not what happened in this thread.

on an insurance contract, it will mostly say that you are covered for a Collision.

but voluntary damages are an exclusion

[jmaryt]

Originally Posted by chenshuo

it's idiots like you that made the rest of us pay higher insurance premiums. You don't deserve to drive this car. get off the road.

f**k everybody else! right? you "bent" all of us over on that little caper!
you KNOW the carriers are lookin' to f**k us every chance they get!
next time think beyond your nose!

[jmaryt]

Originally Posted by chenshuo

it's idiots like you that made the rest of us pay higher insurance premiums. You don't deserve to drive this car. get off the road.

Originally Posted by michaelahess

And falsifying an insurance claim, yeah, honorable guy right there.

His fault for being an idiot, but he makes us all pay by claiming it.

Not harsh, just the truth.

Common sense isn't learned...

horse is already out of the barn! he's gotta claim it! much to our dismay!
he don't have the scratch!

[jmaryt]

Originally Posted by rhoyle

If you're driving a "nice" car, who gives a rats ass what people ask you to do? The old "would you jump off a bridge..." seems appropriate here. Show some maturity and stop practicing "bad behavior." I've owned a 'who's who' of sports cars over the past 15 years, including Porsche, Audi, Nissan, and Acura. Tons of people would rev their engines next to me at stoplights. Know how many of them I raced? Zero. Take it to the track.

It's great that you're proud of your BRZ, man, but seriously - show some respect for it, for yourself, and for anyone else who may be on the road. There is a time and a place.

yeah! especially anyone else on the road! you really don't want to
'WACK'' somebody else doin' f**ked up stunts!..costly,and you might seriously
hurt others! just something to think about!

[FIREISFUN135]

Shit happens

[jmaryt]

Originally Posted by rhoyle

If you're driving a "nice" car, who gives a rats ass what people ask you to do? The old "would you jump off a bridge..." seems appropriate here. Show some maturity and stop practicing "bad behavior." I've owned a 'who's who' of sports cars over the past 15 years, including Porsche, Audi, Nissan, and Acura. Tons of people would rev their engines next to me at stoplights. Know how many of them I raced? Zero. Take it to the track.

It's great that you're proud of your BRZ, man, but seriously - show some respect for it, for yourself, and for anyone else who may be on the road. There is a time and a place.

Originally Posted by RRnold

Damn!! If you were following this car so much, how did you miss this video?!

I want to feel sorry for you but I honestly can't. You should have went to a large empty parking lot if you wanted to fuck around.

hot damn! car is a f**king disaster in any type of slippery conditions!
what makes it so much fun on dry surfaces,makes it dangerous in the wet!
guess i'll leave mine indoors when it snows,or rains out!..just sayin'

[jmaryt]

Originally Posted by FIREISFUN135

Shit happens

to you! i'll take a pass! thanks!

[jmaryt]

Originally Posted by FIREISFUN135

Shit happens

Originally Posted by MTCRX

Only those directly involve know if it was a real accident or not. Sure if the car went off the road and had damage the insurance company will fix it. But does a clear conscience say that messing around like that was the right thing to do. If you slide off a snowy road even though you are trying to avoid that is one thing. If you go out and intentionally break traction; well, I don't think the insurance company had that in mind. Of course a pattern will probably develop from claims, that is why 20-30 year old males pay more insurance. And believe me I do not have any love for insurance companies, they are a necessary evil. But statistics of accidents are used to determine rates, and these incidents will show up in a particular category. They aren't intending to cover ****ing around. That should be on your own dime.

true! it's in the statistics that f**k ya! to be blunt,they don't care 2 sh**s who crashed,rates WILL go up accordingly!

[RRnold]

Originally Posted by jmaryt

hot damn! car is a f**king disaster in any type of slippery conditions!
what makes it so much fun on dry surfaces,makes it dangerous in the wet!
guess i'll leave mine indoors when it snows,or rains out!..just sayin'

As I mentioned before, if you're gonna mess around, esp with the VSC off, find an empty parking parking lot to do burnouts. A T interection with low traffic will result in this. As someone else mentioned, it's common sense.