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Old 08-24-2014, 06:54 PM   #113
frs1
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My friend is being offered 25,250 OTD with 2.7 APR. will be paying $368/month for 75 months. Is this a good deal?
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Old 08-24-2014, 06:55 PM   #114
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My friend is being offered 25,250 OTD with 2.7 APR. will be paying $368/month for 75 months. Is this a good deal?
75 months thats long :o check if he could get lower apr on 60 months
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Old 08-24-2014, 07:05 PM   #115
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Ok will try. I told him if he could bring the price to 24,000 OTD.
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Old 08-24-2014, 09:03 PM   #116
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Jeez I feel like everyone here should have down paid a bit more for lower monthly payments. What are you guys paying MONTHLY?
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Old 08-26-2014, 06:29 PM   #117
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Jeez I feel like everyone here should have down paid a bit more for lower monthly payments. What are you guys paying MONTHLY?
It really depends on your cash flow. I rather pay a lower OTD price. My monthly was $537/month 60 months @1.75%; 0 down. for an Automatic Whiteout Monogram.

Last edited by bryanttttttta; 08-26-2014 at 06:53 PM.
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Old 08-26-2014, 06:51 PM   #118
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Nice, how did you get the 1.75% financing? Thought best was the 1.9% as my credit was >740. I also thought that only the base model fr-s was eligible for 1.9%, they actually messed up on my app but since I already signed they had to honor my 1.9%.
Ummm. I got preapproved from my credit union for a good rate (1.5-2%) depending if I got insurance through them. The dealer found a rate for 1.75% 60 months and I just went with the dealer. My credit score was >800. I cosigned with my mom which had a credit score over >800 too. I don't know if that makes a difference.
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Old 07-24-2015, 02:08 PM   #119
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2013 - pearl white automatic Subaru brz with 22k miles for $20,495 at the Subaru dealership. 1 owner
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Old 07-24-2015, 02:44 PM   #120
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New 2015 Black FR-S 6AT, $23,995-$750 college grad rebate = $23,245 off the lot with .9% financing for 60mos.
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Old 07-24-2015, 03:04 PM   #121
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It really depends on your cash flow. I rather pay a lower OTD price. My monthly was $537/month 60 months @1.75%; 0 down. for an Automatic Whiteout Monogram.
That's an insane monthly - why not just lease if you don't want to put anything down with great credit? While they don't move too much on price because of "pure pricing", they will move quite a bit on residual value for a lease, and as long as you have good credit, $110 per 10k is absolutely no issue for a 12k/yr and you can likely get below that if you negotiate a bit.

I was able to get $114 per 10k of car on a 15k/yr lease no problem. Since they do pure pricing, you really aren't losing anything with a lease if you buy it out at the end. That'll keep your monthly low and if you had any cash flow issues, you could fix it over the next 3 years.

Edit: Oops, my bad, didn't realize it was a long dead zombie thread that was revived.
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Old 07-24-2015, 05:14 PM   #122
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Bought IT used 3 weeks Aho by a dealer for 200 000 Swedish kronor. Thats about 23 275$ with 16,155 miles.
Its a 2012 GT86 with all the options back then.
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Old 07-24-2015, 05:26 PM   #123
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Paid 27K OTD with Extended Warranty and Gap Insurance and all the extras with $2K down and 0.9% APR.

Got a lucky deal for 4th of July that had $1700 off the entire lot at Longo Toyota.
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Old 07-25-2015, 10:24 PM   #124
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Quote:
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75 months thats long :o check if he could get lower apr on 60 months
jeez, 60 months its long, he should get 48 instead.

whats the points of 60 month, 70, or whatever the number of month.

the most important is the total amount you pay for the car.

if he get it for 70 months, total 28k and

60 months , total 29k...

why would someone take it for 60 months?
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