NorCal (Bay Area) OFF-TOPIC Chat Thread

[funwheeldrive]

Originally Posted by Mchilese

Has anyone ever financed parts? I keep seeing on Ft86speedfactory that they have an option for monthly payment plans.

It's not something I'm interested in doing, myself. But I was curious if other people take advantage of that. I can see some benefit. I mean, I'm still about 2 months away from making my first meaningful parts purchase (wheels/tires). So I can definitely see how it would be attractive.

My wife and I give ourselves $250/mo of pocket money that we use on whatever we want and it doesn't come out of any other part of our budget. But when I'm wanting to get an OFT, Header-back exhaust, wheels/tires, short-throw shifter + springs, weighted shifter, etc., it can feel like I'm going to need extra patience for this to finally come together.

If anyone does do the financing of parts, what are the pros/cons you've noticed?

Is your car paid off yet?

[BigFatFlip]

Originally Posted by Mchilese

Has anyone ever financed parts? I keep seeing on Ft86speedfactory that they have an option for monthly payment plans.

It's not something I'm interested in doing, myself. But I was curious if other people take advantage of that. I can see some benefit. I mean, I'm still about 2 months away from making my first meaningful parts purchase (wheels/tires). So I can definitely see how it would be attractive.

My wife and I give ourselves $250/mo of pocket money that we use on whatever we want and it doesn't come out of any other part of our budget. But when I'm wanting to get an OFT, Header-back exhaust, wheels/tires, short-throw shifter + springs, weighted shifter, etc., it can feel like I'm going to need extra patience for this to finally come together.

If anyone does do the financing of parts, what are the pros/cons you've noticed?

Just doesn't sound very financially responsible to me. Seems a bit predatory and leave a "pay day loan" taste in my mouth.

I say if you can't pay for mods out of pocket, don't buy it. If you really wanted it, save up for it and use the extra time cool off or do more research.

[PMok]

Originally Posted by spike021

Good tip. Is there a particular brand or kind you'd recommend?

Originally Posted by Kaotic Lazagna

Get some micro fiber towels from Costco and pick up a bottle of Meguiar's Ultimate Wash and Wax Anywhere. Cleans up bird crap much better and easier. Spray on, wait 10 seconds, gently wipe.

^^ I like Meguiars Quick Detailer and their other products.

[Mchilese]

Originally Posted by BigFatFlip

Just doesn't sound very financially responsible to me. Seems a bit predatory and leave a "pay day loan" taste in my mouth.

I say if you can't pay for mods out of pocket, don't buy it. If you really wanted it, save up for it and use the extra time cool off or do more research.

I totally agree. I'm definitely the Dave Ramsey type with my financials. We decided to finance the car, but we're throwing everything we can at it. We'll be done in June. I'm waiting to pay cash for each mod, of course.

I was just curious to see if other people like to use that feature. It's good to get the pulse of the group, though.

That PayPal feature is interesting, though. I didn't know that PayPal did that. Like you said, just make sure you pay it off in those 6 months. lol.

[Clipdat]

Chase Sapphire credit card. 0% APR for 14 months, no annual fee, and $150 cash back if you put a few grand on it in the first 30 days.

Originally Posted by Mchilese

Has anyone ever financed parts? I keep seeing on Ft86speedfactory that they have an option for monthly payment plans.

It's not something I'm interested in doing, myself. But I was curious if other people take advantage of that. I can see some benefit. I mean, I'm still about 2 months away from making my first meaningful parts purchase (wheels/tires). So I can definitely see how it would be attractive.

My wife and I give ourselves $250/mo of pocket money that we use on whatever we want and it doesn't come out of any other part of our budget. But when I'm wanting to get an OFT, Header-back exhaust, wheels/tires, short-throw shifter + springs, weighted shifter, etc., it can feel like I'm going to need extra patience for this to finally come together.

If anyone does do the financing of parts, what are the pros/cons you've noticed?

[Clipdat]

Anyone else watching the F1 season opener right now? They're live in Melbourne!! Race starting soon! So exciting!

[finch1750]

Originally Posted by Clipdat

Anyone else watching the F1 season opener right now? They're live in Melbourne!! Race starting soon! So exciting!

Glad 1-2 is tight and isnt only Mercedes. But damn what a punch in the gut with that pit stop for Haas. Grosjean was looking good today

[Clipdat]

Anyone but Hamilton FTW! Nice season opener. Not wild about that track.

Originally Posted by finch1750

Glad 1-2 is tight and isnt only Mercedes. But damn what a punch in the gut with that pit stop for Haas. Grosjean was looking good today

Anyway, I'm on call this weekend so I can't venture too far from Alameda. So, I took advantage of the nice weather yesterday to change the oil in my old car, now my wife's, 2007 Scion tC @ 84k miles. 4 quarts of Mobil 1 5w-20 and a Toyota 90915-YZZF1 oil filter. Why do I have that part # memorized? Wasted brain space... Best part about changing the oil on this car is that it can be done in the driveway w/o jacking the car up. Nice.

Car has been pretty problem free for the most part. New water pump went in around 55k and then about 15k ago I had the spark plugs changed, transmission fluid changed (Redline), new battery, and new front brake pads and rotors (they were warped).

I remember being pretty in love with the design of this car back when it was first released in 2005. @PMok do you still have yours?

[spike021]

I realize I just went grocery shopping, and the grocery store wasn't very far both ways...

But driving there in twilight with some light rain and then driving back in darkness with some music on was .

[PMok]

Originally Posted by Clipdat

my old car, now my wife's, 2007 Scion tC @ 84k miles.

I remember being pretty in love with the design of this car back when it was first released in 2005. @PMok do you still have yours?

yup, still got it, like you, it's my wife's car now. she loves it to death for how practical it is... over 130K miles on it now I believe. It's been running strong, but with that many miles on it we have been talking about finding her a replacement.



excuse the dirt and grime, it looks like she took it on a safari or something last week.

[finch1750]

Originally Posted by PMok

yup, still got it, like you, it's my wife's car now. she loves it to death for how practical it is... over 130K miles on it now I believe. It's been running strong, but with that many miles on it we have been talking about finding her a replacement.



excuse the dirt and grime, it looks like she took it on a safari or something last week.

Need a replacement at 130k??? Shit. My FRS needs one soon then too lol.

You should give her the Lexus. I got an 05 MR2 thats bone stock I'll sell you. Great DD

[Kaotic Lazagna]

Originally Posted by PMok

yup, still got it, like you, it's my wife's car now. she loves it to death for how practical it is... over 130K miles on it now I believe. It's been running strong, but with that many miles on it we have been talking about finding her a replacement.



excuse the dirt and grime, it looks like she took it on a safari or something last week.

Hey, TC105N crew! haha

[Clipdat]

Why the hell are these so damn expensive? lol

http://www.ft86speedfactory.com/velo...2013-ft86.html

[finch1750]

Originally Posted by Clipdat

Why the hell are these so damn expensive? lol

http://www.ft86speedfactory.com/velo...2013-ft86.html

Because you want them lol