Random Thoughts - Part Deux [NO POLITICS]

[j0307]

Originally Posted by ScoobsMcGee

Ohhhh, leave the leftover screws and bolts in the rusty old coffee can. Don't they make the whiskey taste weird, though?

I feel like leaving them out is actually good luck because as soon as you start looking for where they go youll find it real quick... going highway speed.

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[Ultramaroon]

Originally Posted by j0307

Fixed

i love you

Originally Posted by ScoobsMcGee

Ohhhh, leave the leftover screws and bolts in the rusty old coffee can. Don't they make the whiskey taste weird, though?

Can't be any worse than Laphroaig.

[Ultramaroon]

Originally Posted by soulreapersteve

Seriously? I thought I was getting used to it...

Just like how when first turning on my desktop, you can hear all the fans, especially the smaller pull fans (thats always running at max speed). Then after 20 minutes or so, you dont notice it anymore...

Do your ears ever ring?

[soulreapersteve]

Originally Posted by Ultramaroon

Do your ears ever ring?

Nope.

[Heat Sinker]

Originally Posted by Bobblehead

I think we might be in the same boat then... Best of luck man! Maybe it'll be like car buying and be seasonal...

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It is way more stressful than buying a car so far! So many unforseen expenses. I think I found my house. It is way more time consuming and expensive than I imagined

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[Bobblehead]

Originally Posted by Heat Sinker

It is way more stressful than buying a car so far! So many unforseen expenses. I think I found my house. It is way more time consuming and expensive than I imagined

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Oh man.. What kind of unforseen expenses do you mean? Repairs, code violations? If you don't mind me asking of course.

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[Ultramaroon]

Originally Posted by soulreapersteve

Nope.

Ok, maybe you're not killing your ears.

[soulreapersteve]

Originally Posted by Ultramaroon

Ok, maybe you're not killing your ears.

I think I say its not loud because I've only heard it once in action - few months ago while driving behind buddy who has it also. It sounds sooo nice but don't recall how loud it actually is.


It probably is really loud but being inside the car somewhat mutes it.

[Heat Sinker]

Originally Posted by Bobblehead

Oh man.. What kind of unforseen expenses do you mean? Repairs, code violations? If you don't mind me asking of course.

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My total cash to close looks to be 11-12k all said and done. Though seller is contributing 3k fortunately.
Inspection was needed and for me it was a pain to much a schedule among the seller buyer and inspector.
Also the appraisal, the last one was done 4 years ago.
Need a Survey on the house. Lucked out the seller had one.
A huge list of fees that took me 3 days to go through and understand who was charging me, what it was exactly for. Who sets the rate? Is it set by the state or a demand based rate. Then if the rate was a fair rate or necessary.
I am still emailing the company and not sure if I'm have asked the right or enough questions. I thought lender feed would be around 3k it is actually 6.5k (have to look but this may actually have the MCC credit in there which is 1.2k)
I am anticipating 1k in monies to move. (That's including 300 refundable deposit for moving uhual) boxes, packing material, fuel, loss in pay for day off and misc.

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[Bobblehead]

Originally Posted by Heat Sinker

My total cost for closing looks to be 11-12k all said and done. Though seller is contributing 3k fortunately.
Inspection was needed and for me it was a pain to much a schedule among the seller buyer and inspector.
Also the appraisal, the last one was done 4 years ago.
Need a Survey on the house. Lucked out the seller had one.
A huge list of fees that took me 3 days to go through and understand who was charging me, what it was exactly for. Who sets the rate? Is it set by the state or a demand based rate. Then if the rate was a fair rate or necessary.
I am still emailing the company and not sure if I'm have asked the right or enough questions. I thought lender feed would be around 3k it is actually 6.5k (have to look but this may actually have the MCC credit in there which is 1.2k)
I am anticipating 1k in monies to move. (That's including 300 refundable deposit for moving uhual) boxes, packing material, fuel, loss in pay for day off and misc.

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Well it looks like I'm going to start working more overtime...

Sorry about your luck, but now I'll know to look for things like that, so I appreciate your help!

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[Heat Sinker]

Also closing cost and cash to close 2 different things.
The premium on house insurance will effect closing. I have a great grasp on principle, hoa fees, taxes, home insurance. I was excited when i saw the low principle then horrified in taxes and fees.


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[babydriver]

Originally Posted by Nevermore

They have a lot of plans, but this is probably the most impressive.

http://www.archwaypress.com/garage-plan-hyg-gr-181.html

Nice. Who needs a house; just live there!

[Heat Sinker]

Also here in Texas if you pay less than 20% down payment of the house value. You are charged a mortgage insurance. Which is 80-100 for me have to look at the number again for exact

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[Ultramaroon]

Originally Posted by soulreapersteve

I think I say its not loud because I've only heard it once in action - few months ago while driving behind buddy who has it also. It sounds sooo nice but don't recall how loud it actually is.


It probably is really loud but being inside the car somewhat mutes it.

It sounds nice. I'm just thinking about how fatigued you were driving down here. If you lay down in a quiet room after driving it, and you hear your ears ring at all, that's too much for chronic exposure.

I don't have nearly as much experience as @Tcoat but I did a long stint as an occupational safety rep in the navy.