Insurance Costs? - Page 3 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

truenosan · 05-15-2013, 10:20 AM

Canada, 27, Male

5 million liability, full coverage including new vehicle policy/OEM parts $300 deductible for collision/comprehensive

$180/month

kthxbai · 05-15-2013, 10:51 AM

29, Female
Florida
Progressive Insurance
$81/month
Full Coverage, $500 deductible
7+ years consecutive multi-car coverage with my fiance
Other car on policy: 2005 tC
Clean driving record for both policy holders

Brndn704 · 05-15-2013, 10:55 AM

21 Yrs old
Male
Charlotte, NC
$114/month
$250 deductible, the best coverage available, 24/7 roadside assitance etc.
Nationwide

Best insurance I have ever had, hands down.

theredtape · 05-15-2013, 10:57 AM

23, Male
Massachusetts

Squeaky clean driving record although so far I have been pulled over more in my brz than I have in the 6-7 years leading up to owning it.... knocking on wood now.

133 a month (I pay 1600 at the beginning of the year)
Full coverage on two cars (one is my brz duh!) and a motorcycle.

spyingwind · 05-15-2013, 11:33 AM

27, male, single, Texas, Full Coverage(500 deduct), $96.5 a month.

No tickets for the past 3 years, no accidents, this is with a second car.

bdanisi · 05-15-2013, 11:37 AM

To all my fellow low 20s drivers who are saying they pay around 100 a month. Your deductible must be absurd. My friends wife just crashed his frs and his insurance had her name on it. Long story short he paid next to nothing monthly but now how car is sitting in a lot because his deductible is about 200 bucks less than the total damage. 2800. Yea. Awful.
Edit obviously California.

strat61caster · 05-15-2013, 11:54 AM

Quote:

Originally Posted by bdanisi

To all my fellow low 20s drivers who are saying they pay around 100 a month. Your deductible must be absurd. My friends wife just crashed his frs and his insurance had her name on it. Long story short he paid next to nothing monthly but now how car is sitting in a lot because his deductible is about 200 bucks less than the total damage. 2800. Yea. Awful.
Edit obviously California.

Today I learned you could have a deductible over $1k, wow.

Who's the provider?

FYI: posted on page 1, less than $70/month, $1k deductible.

UnOvertime · 05-15-2013, 12:00 PM

Insurance is a tough thing to compare since there are so many amounts that can be played with. Different companies with multiple cars and different coverage amounts coupled with deductibles make everyone different. Most everyone will have full coverage, but full coverage just means you can have the absolute minimum coverage which here in Florida is $10k PIP and $10k Property damage which won't pay for anything.

I am a 25 year old male and pay $145/month with USAA, but in the event of an accident I am more than covered with my policy and I don't mind paying a bit more to make sure my personal assets are safe from lawsuits.

Mikem53 · 05-15-2013, 12:03 PM

281 every six months.. Full coverage..
Age has it privileges. They think I drive slow... Morons..

bdanisi · 05-15-2013, 12:04 PM

Quote:

Originally Posted by strat61caster

Today I learned you could have a deductible over $1k, wow.

Who's the provider?

FYI: posted on page 1, less than $70/month, $1k deductible.

I havent asked him its a pretty sour topic of discussion as you may imagine.

djmodernroq · 05-15-2013, 12:14 PM

Los Angeles, Cali. 33 Single Male,

25/50 Cov for both of my vehicles

FR-S Full coverage (500 Ded)

01' Nissan Altima (LI only)

$140 a month.

TM · 05-15-2013, 12:16 PM

Quote:

Originally Posted by bdanisi

To all my fellow low 20s drivers who are saying they pay around 100 a month. Your deductible must be absurd. My friends wife just crashed his frs and his insurance had her name on it. Long story short he paid next to nothing monthly but now how car is sitting in a lot because his deductible is about 200 bucks less than the total damage. 2800. Yea. Awful.
Edit obviously California.

I am 23 with one traffic violation on my record and I pay $618 for a 6-month premium. That's with a $500 collision and $500 comprehensive deductible. I live in western NY, though.

I grew up in NYC and I checked what my premium would be if I moved back there just for giggles and it spit out $1,639.00 for a 6-month premium.

It all depends on the location.

djmodernroq · 05-15-2013, 12:17 PM

Quote:

Originally Posted by bdanisi

To all my fellow low 20s drivers who are saying they pay around 100 a month. Your deductible must be absurd. My friends wife just crashed his frs and his insurance had her name on it. Long story short he paid next to nothing monthly but now how car is sitting in a lot because his deductible is about 200 bucks less than the total damage. 2800. Yea. Awful.
Edit obviously California.

It can be very true! I work developing software for Auto & Home Insurance industry and i see young drivers with high deductibles or bad driving records.

Watch out for that guys! My best bet is to go under your parents insurance if possible.

TCHawk · 05-15-2013, 12:17 PM

California - San Diego
Single Female - 27
Full Coverage $50 a month at USAA

05-15-2013, 10:20 AM	#29
truenosan Senior Member Join Date: Jun 2012 Drives: 13 Firestorm FRS Location: Vancouver, BC Canada Posts: 219 Thanks: 7 Thanked 44 Times in 33 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	Canada, 27, Male 5 million liability, full coverage including new vehicle policy/OEM parts $300 deductible for collision/comprehensive $180/month Last edited by truenosan; 05-17-2013 at 12:41 PM.

05-15-2013, 10:57 AM	#32
theredtape Senior Member Join Date: Jun 2012 Drives: civic,vfr,BRZ Location: Seattle Posts: 176 Thanks: 80 Thanked 66 Times in 32 Posts Mentioned: 4 Post(s) Tagged: 0 Thread(s)	23, Male Massachusetts Squeaky clean driving record although so far I have been pulled over more in my brz than I have in the 6-7 years leading up to owning it.... knocking on wood now. 133 a month (I pay 1600 at the beginning of the year) Full coverage on two cars (one is my brz duh!) and a motorcycle. __________________ Because Racecar.

05-15-2013, 11:37 AM	#34
bdanisi You Made Bro? Join Date: Dec 2012 Drives: Raven 86 Location: Laguna Niguel Posts: 520 Thanks: 134 Thanked 241 Times in 112 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	To all my fellow low 20s drivers who are saying they pay around 100 a month. Your deductible must be absurd. My friends wife just crashed his frs and his insurance had her name on it. Long story short he paid next to nothing monthly but now how car is sitting in a lot because his deductible is about 200 bucks less than the total damage. 2800. Yea. Awful. Edit obviously California. __________________ "Careful though, I've seen many of my friends turn from ironic bros to full on bros by accident." - cfusionpm

05-15-2013, 12:00 PM	#36
UnOvertime Senior Member Join Date: Jan 2013 Drives: Firestorm FR-S AT Location: Orlando, FL Posts: 302 Thanks: 12 Thanked 144 Times in 91 Posts Mentioned: 7 Post(s) Tagged: 0 Thread(s)	Insurance is a tough thing to compare since there are so many amounts that can be played with. Different companies with multiple cars and different coverage amounts coupled with deductibles make everyone different. Most everyone will have full coverage, but full coverage just means you can have the absolute minimum coverage which here in Florida is $10k PIP and $10k Property damage which won't pay for anything. I am a 25 year old male and pay $145/month with USAA, but in the event of an accident I am more than covered with my policy and I don't mind paying a bit more to make sure my personal assets are safe from lawsuits. __________________

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05-15-2013, 10:55 AM	#31
Brndn704 Senior Member Join Date: Apr 2013 Drives: 2013 Scion FR-S Location: Charlotte, NC Posts: 622 Thanks: 72 Thanked 564 Times in 271 Posts Mentioned: 6 Post(s) Tagged: 0 Thread(s)	21 Yrs old Male Charlotte, NC $114/month $250 deductible, the best coverage available, 24/7 roadside assitance etc. Nationwide Best insurance I have ever had, hands down.

05-15-2013, 12:03 PM	#37
Mikem53 Senior Member Join Date: Apr 2013 Drives: FR-S 6MT Location: Somewhere in Space Posts: 1,565 Thanks: 500 Thanked 882 Times in 433 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	281 every six months.. Full coverage.. Age has it privileges. They think I drive slow... Morons..

05-15-2013, 12:14 PM	#39
djmodernroq Member Join Date: Jan 2013 Drives: Ultramarine FR-S 6 speed Location: Burbank, CA Posts: 50 Thanks: 0 Thanked 12 Times in 8 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Los Angeles, Cali. 33 Single Male, 25/50 Cov for both of my vehicles FR-S Full coverage (500 Ded) 01' Nissan Altima (LI only) $140 a month.

05-15-2013, 12:17 PM	#42
TCHawk Member Join Date: May 2012 Drives: Ultramarine FR-S Location: Oceanside, CA Posts: 67 Thanks: 0 Thanked 11 Times in 9 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	California - San Diego Single Female - 27 Full Coverage $50 a month at USAA

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