2016 Insurance costs

[Sigh-on-Rice]

Insurance for this car went up so much.
For a comparison, my rates since I got FR-S in 2012...
2012: Prius = 657, FR-S = 661
2013: Prius = 611, FR-S = 614
2014: Prius = 630, FR-S = 601
2015: Prius = 607, FR-S = 627
2016: Prius = 600, FR-S = 826

So, why jump so much from 2015 to 2016? I never got into any accident nor filed any claim.

[Tcoat]

Originally Posted by Sigh-on-Rice

Insurance for this car went up so much.
For a comparison, my rates since I got FR-S in 2012...
2012: Prius = 657, FR-S = 661
2013: Prius = 611, FR-S = 614
2014: Prius = 630, FR-S = 601
2015: Prius = 607, FR-S = 627
2016: Prius = 600, FR-S = 826

So, why jump so much from 2015 to 2016? I never got into any accident nor filed any claim.

So what were the increases like on the FRS?

[Sigh-on-Rice]

Originally Posted by Tcoat

So what were the increases like on the FRS?

It was stable for 4 years and then increased over 30% all of a sudden for 2016. Maybe you misunderstood my post. The list in the post is my insurance premium for both '12 Prius and '13 FR-S from year 2012 to 2016.

[arrow34]

Yeah.. I am going to have to shop around, but FYI I did check progressive and they were 500 bucks cheaper, but I am saving that in homeowners insurance and the coverage for home owners is fantastic.

[arrow34]

Originally Posted by FR-Sky

are u serious $2300 for a year?

Allstate: $540 half year.

Holy crap. I just checked Allstate and did a quote online and almost fell off my chair. they want 4k a year. I think it is the area I live in.... I know a friend of mine lives in another county and his car insurance is super cheap and then he moved to another county and it went up 400%.

[Tcoat]

Originally Posted by Sigh-on-Rice

It was stable for 4 years and then increased over 30% all of a sudden for 2016. Maybe you misunderstood my post. The list in the post is my insurance premium for both '12 Prius and '13 FR-S from year 2012 to 2016.

Ya it looked just like it was for the Prius. You didn't move or anything did you?

[Tcoat]

Originally Posted by arrow34

Holy crap. I just checked Allstate and did a quote online and almost fell off my chair. they want 4k a year. I think it is the area I live in.... I know a friend of mine lives in another county and his car insurance is super cheap and then he moved to another county and it went up 400%.

I had mine go up 50% when I moved a block and crossed a road that was a territory boundary one time.

[humfrz]

Originally Posted by Tcoat

So what were the increases like on the FRS?

daaaaaaa @Tcoat ....... I reckon the heat is taking a toll on your ECU ......


humfrz

[FR-Sky]

Originally Posted by arrow34

Holy crap. I just checked Allstate and did a quote online and almost fell off my chair. they want 4k a year. I think it is the area I live in.... I know a friend of mine lives in another county and his car insurance is super cheap and then he moved to another county and it went up 400%.

I live in CA, and u ?

[humfrz]

Originally Posted by Sigh-on-Rice

..............
So, why jump so much from 2015 to 2016? I never got into any accident nor filed any claim.

Maybe ....just maybe, they figure you are overdue for an accident and they are just building an "escrow" for your account .........


humfrz

[Tcoat]

Originally Posted by humfrz

daaaaaaa @Tcoat ....... I reckon the heat is taking a toll on your ECU ......


humfrz

Drunk I guess.

[SlammedSilly]

I PAY $3,400/year.... I'm 21, two accidents, one speeding ticket, no points on my license.... StateFarm is expenside bruh!

EDIT: $3,840/year...

[Sigh-on-Rice]

Originally Posted by Tcoat

Ya it looked just like it was for the Prius. You didn't move or anything did you?

No, I didn't move. Same cars, same drivers, same address. Interesting to know that different counties have different rates though. I didn't know that until I read it in this thread.

Originally Posted by humfrz

Maybe ....just maybe, they figure you are overdue for an accident and they are just building an "escrow" for your account .........


humfrz

Oh no. One time, over 10 years ago, I knocked off a parked motor cycle in the parking lot that I didn't see causing about $1k damage. My insurance premium went up to about 3 times as much as I'm paying now. With $500 deductible, the insurance paid $500. So, the insurance company got back $500 they paid just in 3 months. They kept the rates high for 3 years... I wish they give the insureds choice to pay out of pocket.

[Tcoat]

Originally Posted by Sigh-on-Rice

No, I didn't move. Same cars, same drivers, same address. Interesting to know that different counties have different rates though. I didn't know that until I read it in this thread.

Don't even need to go to a different county. Even larger cities are broke up into areas and you can pay way more or less just by having an address that is feet away from somebody else.