I had a serious car accident today, and now what with my BRZ?

[Dadhawk]

Originally Posted by GrantedTaken

Extended warranty
Travel insurance
Wedding insurance
Aflac
Cell phone insurance..

Definitely agree that those are trash products.

[spagti]

Originally Posted by evomike

his car and the car you bought aren't even remotely close to having the same damage, his car is way worse and has frame damage. best bet is to buy a flood damaged car and swap all your good components over or tow it home and part out every good part and scrap the shell.

Nothing in the photos he posted shows obvious frame or suspension damage. His front crash bar and core support took the brunt of the impact the same way as mine, nearly identical impacts rear-ending another car. There's a chance that the ends of the frame rails could be slightly bent from the crash bar folding, but his looks exactly like mine and mine were still straight, so my money is on the frame being totally fine.

[Sasquachulator]

Originally Posted by spagti

Nothing in the photos he posted shows obvious frame or suspension damage. His front crash bar and core support took the brunt of the impact the same way as mine, nearly identical impacts rear-ending another car. There's a chance that the ends of the frame rails could be slightly bent from the crash bar folding, but his looks exactly like mine and mine were still straight, so my money is on the frame being totally fine.

No two crashes can ever be the same....

You might have gotten lucky without frame damage, doesn't mean he will too.
A good bit more off centered and the energy transferred is now more on one side than the other, and that bit of energy could be enough to compromise the frame.

[James H]

Originally Posted by GrantedTaken

Nothing odd about not having insurance. He obviously paid cash for the car and self insured. I don't have collision on any car I own. Very very common for guys who don't still live with their parents.

You won't happen to be a professional gambler? Most people may not realize it but not having insurance and investing your lifesavings in the stock market = gambling

[Dave-ROR]

Originally Posted by GrantedTaken

Nothing odd about not having insurance. He obviously paid cash for the car and self insured. I don't have collision on any car I own. Very very common for guys who don't still live with their parents.

Oh yeah? Well I don't have ANY insurance on multiple cars so there!

[Dave-ROR]

Originally Posted by GrantedTaken

Then they can't afford those cars.
Typical.

Comp is NEVER cheap.
NO insurance is cheap.
Stupid people think insurance is cheap.
Because statistics.

Even If your comp is $1 that's still profit for the insurance company, because expected value. If you make a claim, your rates will be adjusted to your new risk profile. Evens out in the end, or the insurance companies would not exist.

It comes down to risk management. Could I pay for a full loss of my vehicles, yes. Would I want to? No. Am I OK with paying for someone else to shoulder than burden? Yes I am, until it doesn't make sense due to vehicle value. Not all of my cars have comp/collision either. My collector cars do because it's too cheap not to and $0 ded. My expensive cars do because I don't want to shoulder that risk myself. My cheap cars don't because the premium doesn't make sense anymore.

[Dave-ROR]

Originally Posted by evomike

his car and the car you bought aren't even remotely close to having the same damage, his car is way worse and has frame damage. best bet is to buy a flood damaged car and swap all your good components over or tow it home and part out every good part and scrap the shell.

How exactly are you making a frame damage claim from the pics posted?

[Dave-ROR]

Originally Posted by Sasquachulator

No two crashes can ever be the same....

You might have gotten lucky without frame damage, doesn't mean he will too.
A good bit more off centered and the energy transferred is now more on one side than the other, and that bit of energy could be enough to compromise the frame.

I should have multi quoted.. but...

I agree with spagti on this one. Granted Opie and I only been through 6 or 7 of these salvage ones now, but two have been worse than the OPs car and zero have had any frame damage. At most the ends of the front rail may be slightly tweaked which is why I suggested have the OP get it checked to be sure, but these cars don't really tend to have damage to the rails because the crash beam is designed to bent and break instead. Those that I've seen at auction that have had damage to the rails have been significantly worse than the OPs car.

[evomike]

Originally Posted by Dave-ROR

How exactly are you making a frame damage claim from the pics posted?

I can see left front apron damage in the pic, that is unibody damage. A fender will not buckle that bad on a unibody car without there being apron damage that requires a frame machine to fix. I would put money on the lower rail being damaged as well and swayed over.

[evomike]

Originally Posted by spagti

Nothing in the photos he posted shows obvious frame or suspension damage. His front crash bar and core support took the brunt of the impact the same way as mine, nearly identical impacts rear-ending another car. There's a chance that the ends of the frame rails could be slightly bent from the crash bar folding, but his looks exactly like mine and mine were still straight, so my money is on the frame being totally fine.

See reply above. This is what I do for a living there is frame damage on that car, you may not be able to tell from that picture but I can.

[Dave-ROR]

Originally Posted by evomike

I can see left front apron damage in the pic, that is unibody damage. A fender will not buckle that bad on a unibody car without there being apron damage that requires a frame machine to fix. I would put money on the lower rail being damaged as well and swayed over.

It's a high hit and on the sides the main unibody ends at the strut tower. Everything from there on is spot welded on and bends easily.

We just fixed this one:


Zero unibody/frame rail issues. Measured out perfectly.

[spagti]

Originally Posted by evomike

See reply above. This is what I do for a living there is frame damage on that car, you may not be able to tell from that picture but I can.

k

[evomike]

Originally Posted by Dave-ROR

It's a high hit and on the sides the main unibody ends at the strut tower. Everything from there on is spot welded on and bends easily.

We just fixed this one:


Zero unibody/frame rail issues. Measured out perfectly.

This fender is way less buckled than the one in this thread, plus there’s pics of apron damage, I run a body shop the car has unibody damage.

[spagti]

Originally Posted by evomike

This fender is way less buckled than the one in this thread, plus there’s pics of apron damage, I run a body shop the car has unibody damage.

The apron ends at the strut tower and it looks fine in these pictures. In front of that is just core support pieces that are super easy and cheap to replace. It just looks like the fender peeled up and buckled. There's even an extra bracket that holds the fender to the apron that will fail before the apron. If there's damage to the apron it's negligible IMO.