08-20-2019, 01:15 PM | #43 | |
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Racecar spelled backwards is Racecar, because Racecar.
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08-20-2019, 01:35 PM | #44 |
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If you did not sign for it or you were not served there is no proof that you ever received it. If they have called you they will have that recorded for proof. Anything you say on the phone will be recorded. If they call do not talk about anything. Tell them you are represented by your insurance company and call them, or your lawyer if you get one.
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08-20-2019, 01:51 PM | #45 | |
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The OP may have worked out another alternative to save the day. Use the last remaining $100 in his bank account to play roulette at the casino. Perhaps he can then win enough to pay back the insurance company and the repairs on his car. |
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08-20-2019, 01:57 PM | #46 |
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He spent $13,000 repairing his own car already.
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08-20-2019, 02:07 PM | #47 | |
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that's kinda questionable too.. Why spend 13k at that point? Is the car considered salvage too?
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08-20-2019, 02:21 PM | #48 |
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08-20-2019, 02:22 PM | #49 | |
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08-20-2019, 02:35 PM | #50 | |
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That’s not what I mean, though.
At that point you might as well sell what’s left, especially if repairing it is going to (apparently) make OP basically broke.
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08-20-2019, 02:40 PM | #51 |
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It is already spent so the point is moot really. Not salvage but depreciated value. The sad part is that since his did not go through insurance there will be no record of the damage while the guy he hit will have it on his car.
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08-20-2019, 02:46 PM | #52 | |
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It's quite an uphill battle and there has to be a leprechauns pot of gold worth of horseshoes hidden somewhere up his butt. |
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08-20-2019, 02:47 PM | #53 |
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There will be no doubt if it is a certified letter. If you get it then pay close attention to what it says. It will probably give you a deadline to contact them (with or without legal) that you do not want to miss! You want to try to avoid it going to court at all costs.
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08-20-2019, 03:50 PM | #54 | |
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Can you send a certified letter to the casino? Do you address it to "blackjack table #5"? |
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08-20-2019, 03:51 PM | #55 |
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If you could my wife would have done it many times over the years!
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Racecar spelled backwards is Racecar, because Racecar.
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08-21-2019, 06:31 AM | #56 | |
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At this point you need to figure out how you will be able to tackle the debt you will likely owe if the claim goes to judgment. Savings is out, so maybe a second job? Sell your car and buy a $3k beater and roll the excess proceeds into the judgment debt? Either way, keep trying to contact your insurance. They may still be obligated to provide legal defense even if policy limits are already exhausted. |
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