State Farm's Drive Safe and Save: Anyone have experience with this plan? - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

b.e · 01-12-2013, 11:44 PM

Quote:

Originally Posted by #87

What will they do if you install it and drive like a complete loony? Are they able to deny coverage or is it only for seeing if you qualify for a discount?

What does the fine print say?

Fine print says that should you drive it as badly as it can be driven, you won't get a discount on your premium. They specifically say your premium will not go up, and you won't be cancelled preemptively.

Zgrinch · 03-13-2013, 08:02 PM

I can't stand this concept, and fear it will be mandatory before too long.

When/if this becomes mandatory, someone will hopefully come up with a "hack" to trick the system. They will make serious cash and I will be right there with cash in hand.

Xdragonxb0i · 03-15-2013, 11:34 AM

I got a 1% discount after 1 month from progressive. I think u have to do it for 6 months to get up to 30% off
1% off is half a tank for me!

b.e · 03-15-2013, 04:39 PM

So far, for the FRS, my 6-month premium went from $372 to $310, and I paid $18 for the thing to the data vendor (Hughes), so I saved $44, or 12%. For my Tundra, my $273 6-month bill dropped to $176, so when the $18 is added, I saved $79, or 29%.

My FRS is getting C+ ratings on my driving. My Tundra gets C+ too (heaven knows how, it's not possible to drive the truck like I drive the FRS), but I drive the truck so much less.

tech4pdx · 03-19-2013, 11:47 AM

This is a bad idea..

and we will regret this level of intrusiveness one day.

Archavious · 03-20-2013, 09:09 PM

Quote:

Originally Posted by b.e

So far, for the FRS, my 6-month premium went from $372 to $310, and I paid $18 for the thing to the data vendor (Hughes), so I saved $44, or 12%. For my Tundra, my $273 6-month bill dropped to $176, so when the $18 is added, I saved $79, or 29%.

My FRS is getting C+ ratings on my driving. My Tundra gets C+ too (heaven knows how, it's not possible to drive the truck like I drive the FRS), but I drive the truck so much less.

That's it? I am paying ~$250 a month here in Florida...

SloS13 · 03-20-2013, 09:17 PM

Buying a light-weight sports car and driving it like a responsible person is like paying $300/hr for a prostitute and when she arrives you say "I thought we could just cuddle"

Having your testicles cut off is not worth $10/month.

Zgrinch · 03-20-2013, 09:54 PM

Having the same conversation over here.... This new push by the insurance companies is pure bullshit.

http://www.ft86club.com/forums/showthread.php?t=31294

03-13-2013, 08:02 PM	#16
Zgrinch Senior Member Join Date: Sep 2011 Drives: 2013 Limited DGM BRZ Location: FL Posts: 1,956 Thanks: 286 Thanked 450 Times in 257 Posts Mentioned: 17 Post(s) Tagged: 0 Thread(s)	I can't stand this concept, and fear it will be mandatory before too long. When/if this becomes mandatory, someone will hopefully come up with a "hack" to trick the system. They will make serious cash and I will be right there with cash in hand. __________________ BRZGrincherhood

03-15-2013, 11:34 AM	#17
Xdragonxb0i Senior Member Join Date: Nov 2011 Drives: ex500r Location: AR Posts: 859 Thanks: 13 Thanked 105 Times in 77 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	I got a 1% discount after 1 month from progressive. I think u have to do it for 6 months to get up to 30% off 1% off is half a tank for me! __________________

03-20-2013, 09:54 PM	#22
Zgrinch Senior Member Join Date: Sep 2011 Drives: 2013 Limited DGM BRZ Location: FL Posts: 1,956 Thanks: 286 Thanked 450 Times in 257 Posts Mentioned: 17 Post(s) Tagged: 0 Thread(s)	Having the same conversation over here.... This new push by the insurance companies is pure bullshit. http://www.ft86club.com/forums/showthread.php?t=31294 __________________ BRZGrincherhood

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03-19-2013, 11:47 AM	#19
tech4pdx Make love Join Date: Nov 2012 Drives: H8R.. Not really Location: Edge of the Milky Way Posts: 780 Thanks: 524 Thanked 214 Times in 143 Posts Mentioned: 31 Post(s) Tagged: 0 Thread(s)	This is a bad idea.. and we will regret this level of intrusiveness one day.

03-20-2013, 09:17 PM	#21
SloS13 Senior Member Join Date: Feb 2013 Drives: 2013 FR-S whiteout Location: Columbia, SC Posts: 157 Thanks: 65 Thanked 165 Times in 59 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Buying a light-weight sports car and driving it like a responsible person is like paying $300/hr for a prostitute and when she arrives you say "I thought we could just cuddle" Having your testicles cut off is not worth $10/month.

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