What interest rate are you getting? - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

doctortt · 01-17-2013, 09:28 AM

Can you guys please share what your interest rate and term are? Thanks a lot. I heard about PenFed before, and I'm thinking to get financing from them rather from Toyota.

xdbuix · 01-17-2013, 09:30 AM

1.5 from penfed here. It was easy to do, and is for 60 months

overlookedx · 01-17-2013, 10:58 AM

Yep, PenFed rocks. Easy to sign up and I/you get 1.49% for 60 months. What more could you ask for.

Tt3Sheppard · 01-17-2013, 11:28 AM

Damn I got screwed hahaha

sega_102 · 01-17-2013, 11:35 AM

Quote:

Originally Posted by xdbuix

1.5 from penfed here. It was easy to do, and is for 60 months

Same with me. It was a very easy process to refinance.

sanmarcosfrs · 01-17-2013, 11:37 AM

Mine's 2.9 for 60 months through wells fargo

reeves · 01-17-2013, 11:40 AM

It depends alot on your credit score/history too. I was able to get 4% for 60 months, on 660 credit, with $1.5K down payment.. I thought that was a pretty good rate for my credit situation. I make enough to not have to worry about how big the monthly payments would be though. I'll probably re-finance for a lower rate within a year too if possible.

Bonburner · 01-17-2013, 11:59 AM

2.75% from toyota

Skurj · 01-17-2013, 12:00 PM

In Ontario Canada I think best we can get at 60 months is 4.9% via Toyota Credit.

zaptorque · 01-17-2013, 12:10 PM

2.9 at 60mo - through toyota. I'm 24 so I didn't have a ton of credit built up - only put 1.5k down too.

zzabbas · 01-17-2013, 12:12 PM

1.99 for 72

Through Bethpage Federal Credit Union

DarkSunrise · 01-17-2013, 12:24 PM

There used to be a huge thread on this somewhere. Anyway, 0% for 36 mo. through TFS.

whaap · 01-17-2013, 12:26 PM

There is one problem with a question like this. Any one paying an unreasonably high interest rate isn't going to post it here out of embarrasement. The only way you could get the high and low numbers is to make an answer mandatory and that would be pretty hard to do.

mit_peid · 01-17-2013, 12:36 PM

2.1% for 48 months at a local federal credit union, but I put a lot down and only financed ~$8K.

01-17-2013, 09:28 AM	#1
doctortt Member Join Date: Oct 2012 Drives: Searching Location: New York City Posts: 14 Thanks: 0 Thanked 1 Time in 1 Post Mentioned: 0 Post(s) Tagged: 0 Thread(s)	What interest rate are you getting? Can you guys please share what your interest rate and term are? Thanks a lot. I heard about PenFed before, and I'm thinking to get financing from them rather from Toyota.

01-17-2013, 12:00 PM	#9
Skurj Senior Member Join Date: Nov 2012 Drives: SOLD... Location: GTA Ontario Posts: 955 Thanks: 56 Thanked 191 Times in 154 Posts Mentioned: 7 Post(s) Tagged: 0 Thread(s)	In Ontario Canada I think best we can get at 60 months is 4.9% via Toyota Credit. __________________ WRB MT BRZ Sport Tech Delivered March 21 2013 Its mine now!! Paid for Mar 2018 and its gone... Sept '18 tho I am sure I will miss it Replaced with 18 50th edition ND

01-17-2013, 12:24 PM	#12
DarkSunrise Senior Member Join Date: Apr 2012 Drives: 22 BRZ (Previously 13 FR-S) Location: USA Posts: 5,794 Thanks: 2,164 Thanked 4,242 Times in 2,220 Posts Mentioned: 48 Post(s) Tagged: 2 Thread(s)	There used to be a huge thread on this somewhere. Anyway, 0% for 36 mo. through TFS. __________________ "Never run out of real estate, traction, and ideas at the same time." 2022 BRZ Build 2013 FR-S Build

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01-17-2013, 10:58 AM	#3
overlookedx Senior Member Join Date: Oct 2012 Drives: 2015 WRB Limited Location: San Francisco, CA Posts: 1,087 Thanks: 536 Thanked 651 Times in 351 Posts Mentioned: 81 Post(s) Tagged: 1 Thread(s)	Yep, PenFed rocks. Easy to sign up and I/you get 1.49% for 60 months. What more could you ask for.

01-17-2013, 11:40 AM	#7
reeves Senior Member Join Date: Jul 2012 Drives: BRZ Location: ATL, GA Posts: 1,021 Thanks: 289 Thanked 397 Times in 265 Posts Mentioned: 13 Post(s) Tagged: 0 Thread(s)	It depends alot on your credit score/history too. I was able to get 4% for 60 months, on 660 credit, with $1.5K down payment.. I thought that was a pretty good rate for my credit situation. I make enough to not have to worry about how big the monthly payments would be though. I'll probably re-finance for a lower rate within a year too if possible.

01-17-2013, 12:10 PM	#10
zaptorque Senior Member Join Date: Sep 2012 Drives: 2013 Asphalt FR-S Location: Austin, TX Posts: 425 Thanks: 645 Thanked 264 Times in 90 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	2.9 at 60mo - through toyota. I'm 24 so I didn't have a ton of credit built up - only put 1.5k down too.

01-17-2013, 12:12 PM	#11
zzabbas Member Join Date: Aug 2012 Drives: Scion FR-S Automatic Location: New York Posts: 32 Thanks: 5 Thanked 4 Times in 4 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	1.99 for 72 Through Bethpage Federal Credit Union

01-17-2013, 12:26 PM	#13
whaap Senior Member Join Date: Dec 2009 Drives: '13 FR-S firestorm, 6 mt - '11 CR-V Location: Tucson Posts: 2,133 Thanks: 243 Thanked 1,387 Times in 657 Posts Mentioned: 36 Post(s) Tagged: 0 Thread(s)	There is one problem with a question like this. Any one paying an unreasonably high interest rate isn't going to post it here out of embarrasement. The only way you could get the high and low numbers is to make an answer mandatory and that would be pretty hard to do.

01-17-2013, 12:36 PM	#14
mit_peid Boosted Noob Join Date: Nov 2012 Drives: '13 FRS MT KW SC, '05 4Runner 4WD Location: SoCal Posts: 883 Thanks: 353 Thanked 343 Times in 175 Posts Mentioned: 7 Post(s) Tagged: 0 Thread(s)	2.1% for 48 months at a local federal credit union, but I put a lot down and only financed ~$8K.

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