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Old 10-18-2018, 08:38 PM   #49631
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I can't help you. I started with USAA 50 some years ago. USAA was started just for Army Officers, then it expanded to most all military personal.

I get a nice "rebate" check of a few hundred dollars at the end of the year and I have several thousand that they have stashed away for me because I'm an old timer. That's in case I get completely senile and forget to make my insurance payments -

However, they did raise my deductible to $100,000 for any accidents caused by me while backing up -


humfrz
Yeah I did look into USAA... but sadly those are mostly for military personals. I was “kinda” in JSDF, but don’t think that count lol
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Old 10-18-2018, 09:26 PM   #49632
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Captive agent or Independent agent?
I grew up with my father running an independent agency.

My father fought tooth-and-nail for his clients when they needed it.

He had pull-he made a lot of sales for them.
You're just a single sale, and thus have barely any leverage.

The "savings" are not worth having no one in your corner.


EDIT:

I'll never forget when my dad started writing with... (company) . I was so proud of him for how he dropped them.
When he started with them, he wrote all of his own policies with them because the rates were good. He wrote a ton of business with them.

Then he had a claim or something with them and they treated him horribly, run-arounds, cycling back into automated systems, hour hold times.... not putting together that he was an agent for them.
Finally, he got someone on the line and said something along the liens of " if this is how you're treating me as a customer, I'm sure as hell not going to send any more to you. I'm done with (company. You can burn our contract while I re-write all my customers."

and he fucking did. I learned valuable lesson about business and my father that day.
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Old 10-18-2018, 09:27 PM   #49633
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However, they did raise my deductible to $100,000 for any accidents caused by me while backing up -


humfrz
are you serious?!
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Old 10-18-2018, 09:32 PM   #49634
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are you serious?!
Not really - but ol @Tcoat might buy it - he has been there -





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Old 10-18-2018, 09:46 PM   #49635
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are you serious?!
I guess re-pouring parking garage concrete pillars is expensive.
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Old 10-18-2018, 09:54 PM   #49636
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Things that pop into my head watching this movie again...



Stop TRYING to hit me and HIT ME!!!!
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Old 10-18-2018, 10:26 PM   #49637
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Of course I don't want to be; it's why I'm asking.
I literally don't know the first thing about towing, but eventually my drift habit will warrant towing my car to and from the track and I just don't even know where to start.


Maybe an old Tahoe...
but parking. UGH.
I'm thinking about converting my parents' old RV to a flatbed. Stretched hilux frame with a beefy rear end.


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Old 10-18-2018, 10:34 PM   #49638
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I'm thinking about converting my parents' old RV to a flatbed. Stretched hilux frame with a beefy rear end.


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Old 10-18-2018, 10:37 PM   #49639
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I can't help you. I started with USAA 50 some years ago. USAA was started just for Army Officers, then it expanded to most all military personal....humfrz
I'm at 40 years with USAA, only auto/property insurance I've ever had. It's not the cheapest, but you can't beat the service.
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Old 10-18-2018, 11:11 PM   #49640
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.
Reduce
Reuse
Recycle







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Old 10-18-2018, 11:19 PM   #49641
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Originally Posted by MrFisty View Post
I grew up with my father running an independent agency.

My father fought tooth-and-nail for his clients when they needed it.

He had pull-he made a lot of sales for them.
You're just a single sale, and thus have barely any leverage.

The "savings" are not worth having no one in your corner.


EDIT:

I'll never forget when my dad started writing with... (company) . I was so proud of him for how he dropped them.
When he started with them, he wrote all of his own policies with them because the rates were good. He wrote a ton of business with them.

Then he had a claim or something with them and they treated him horribly, run-arounds, cycling back into automated systems, hour hold times.... not putting together that he was an agent for them.
Finally, he got someone on the line and said something along the liens of " if this is how you're treating me as a customer, I'm sure as hell not going to send any more to you. I'm done with (company. You can burn our contract while I re-write all my customers."

and he fucking did. I learned valuable lesson about business and my father that day.
Dude, sounds like he is a great men. If he still working as an agent AND near me, I'll gladly spent extra $ to have him as my agent.
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Old 10-18-2018, 11:34 PM   #49642
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Dude, sounds like he is a great men. If he still working as an agent AND near me, I'll gladly spent extra $ to have him as my agent.
Haha. unfortunately, he is not licensed in your state. He also sold his business and moved to take care of my grandmother and is no longer in the insurance business. Had his own for just shy of 20 years.

Apart from some political misgivings, my father is my role model for what it "means to be a man."

Who are you currently written with?
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Old 10-18-2018, 11:36 PM   #49643
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Who are you currently written with?
I'm w Progressive
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Old 10-18-2018, 11:47 PM   #49644
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Quote:
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Yeah I did look into USAA... but sadly those are mostly for military personals. I was “kinda” in JSDF, but don’t think that count lol
Amica is the closest civilian equivalent, if you qualify. I've been quite happy with them.
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