In praise of the FT86 rear seats, your vote?

[DarkSunrise]

Originally Posted by Chamaco

I have a Recaro in mine and love it! the other one you see beside it is the old one (recaro too, but bigger when my kid was smaller).

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Haha I love that Recaro makes child seats. Looks comfy too.

[rennlistuser3]

Originally Posted by mav1178

OP has clearly never driven a S13 or S14. Or a Prelude.

I don't get you ......

might you mean to say those older cars had more space in the back? if that's what you're alluding to, I know this, I had older 2+2 and am aware that older 2+2s have way more space. They also have way lower crash safety hence why the more modern 2+2 are cramped in comparison.

Else if it's other than this I missed the point, I'm a dummy.

[rennlistuser3]

Originally Posted by 86MLR

I don't get it?


ALSO, well played OP, come in hard and fast with a topic guaranteed to invoke passionate and nonchalant views, and then sit back and watch.....well played

I'm here, I'm reading everything like I swear and stuff

Just a bit occupied in gloom of life and being detaches a bit LOL

I'll reply soon to this and another thread I opened which is a bit more technical and I'm being a bit of a d*ck and abandoning it.

[maslin]

Absolutely loved our Recaro seat, it was a sad day when my daughter outgrew it.

I also had an s13 many many years ago. Threw the back seats in the garage after explaining over and over that they really weren’t seats.

[Chamaco]

Originally Posted by DarkSunrise

Haha I love that Recaro makes child seats. Looks comfy too.

It most be because my kid falls asleep as soon as the car starts moving.

[xdavidx]

Originally Posted by DandoX

Well actually, on my break at work I thought I would give my insurance agent a call real quick to check this (allstate). My agent said that it does play a factor, the rates are based on vins and are affected by lots of factors like hp, safety equipment etc. She told me that if the twins did not have rear seats it would have slightly higher rates. The amount of seats isn't important but the ability to legally transport passengers does affect the rate and makes it seem less of a hardcore sports car and lowers the rates. So I'm positive it is a factor, Subaru didn't toss in seats for that reason alone but I'm sure it doesn't hurt.

I know you and Tcoat had different answers from your agents. Problem is that agents (and agencies in general) really don't know what effects the rates either. They just plug your vin into their computer and spit out a number. Then they act like they know what they are talking about so you think they had some involvement or some kind of ability to actually help you. Who you need to talk to is the actuary that works for the actual insurance company. They are the ones that make the rates and can really tell you. I'm surprised that I never see actuaries comment on threads like these... Spending a lifetime analyzing auto death probabilities, they probably just avoid cars all together.

[extrashaky]

Originally Posted by xdavidx

I'm surprised that I never see actuaries comment on threads like these...

I'm not, any more than I would expect to see a Ph D in economics comment on a message board. Actuaries are elites. There aren't that many of them to begin with, and the people who make it through all the years of education and the many levels of certification exams are not likely to have the time or interest in arguing with us down here in the dirt.

In the rare case that a professional at that level does comment on a message board thread or FB group, they end up having to deal with people with 1/10th of their education telling them they're wrong. So they don't bother.

Or, approached another way, I had a professor in business school who said that actuaries are necessary so that accountants have someone to tell jokes about at parties.

[Tcoat]

Originally Posted by extrashaky

I'm not, any more than I would expect to see a Ph D in economics comment on a message board. Actuaries are elites. There aren't that many of them to begin with, and the people who make it through all the years of education and the many levels of certification exams are not likely to have the time or interest in arguing with us down here in the dirt.

In the rare case that a professional at that level does comment on a message board thread or FB group, they end up having to deal with people with 1/10th of their education telling them they're wrong. So they don't bother.

Or, approached another way, I had a professor in business school who said that actuaries are necessary so that accountants have someone to tell jokes about at parties.

Yet people still like to believe that the actuaries would be fooled into believing that putting a seat in the back of a sports car makes the owner more responsible and less of a risk in some manner. The whole concept that they are pulling one over on the insurance companies is ludicrous if people just think it through.

[xdavidx]

Originally Posted by Tcoat

Yet people still like to believe that the actuaries would be fooled into believing that putting a seat in the back of a sports car makes the owner more responsible and less of a risk in some manner. The whole concept that they are pulling one over on the insurance companies is ludicrous if people just think it through.

You really want to pull one over on them, buy a white car and get it wrapped in red

[Tcoat]

Originally Posted by xdavidx

You really want to pull one over on them, buy a white car and get it wrapped in red

Colour don't mean **** either. 'Tis another myth that people with bad driving records try to blame for high insurance rates. The reality of it all is that the actual car has far less to do with what your rates are than where you live, your age, sex and driving record. The biggest impact the actual car has is how much it costs to fix or replace.

[p1l0t]

Well 2 seaters are statistically more likely to be involved in accidents. Usually that's because they are higher performance. Also they tend to be more sporty and expensive yada yada. Owners are less likely to have a family as well. So while the number of seats is not a true cause in and of itself for higher insurance, it does still show up in the statistics. Nowadays though I imagine the insurance companies look a lot closer at individual models than just type since they have better computers, databases, and algorithms. Anyway I'm sure 2 doors effects the cost more than the 2 seats.

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[maslin]

My ‘17 BRZ is significantly cheaper to insure then my ‘17 Tacoma, which was significantly cheaper then the ‘14 Jeep Patriot we traded in.

I’m on board with “its complete bs and they make it up as they go”. I have seen no rhyme or reason to my personal insurance pricing over the past 17 years of driving.

[Tcoat]

Originally Posted by p1l0t

Well 2 seaters are statistically more likely to be involved in accidents. Usually that's because they are higher performance. Also they tend to be more sporty and expensive yada yada. Owners are less likely to have a family as well. So while the number of seats is not a true cause in and of itself for higher insurance, it does still show up in the statistics. Nowadays though I imagine the insurance companies look a lot closer at individual models than just type since they have better computers, databases, and algorithms. Anyway I'm sure 2 doors effects the cost more than the 2 seats.

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All true but the stats belong to each individual car not the fact it has two or four or one hundred seats. The statement has been repeatedly made that the back seats were just to reduce the insurance rates and that is is just a dumb concept all around.

[DandoX]

I dunno, I still cling to the idea that because I have semi useless seats behind me my rates are slightly lower. I may be wrong, but who cares, it really is a useless debate since so many other factors are much more prominent.

I'm pretty sure Subaru put the seats there so they can fit a child in a car seat or easily stow a backpack/briefcase. Either way twin life is better having the rear seats vs just being a 2 seat car.