Insurance for the FR-S

[gabeh]

The real question for me is how much more the FRS might cost to insure compared to a similarly priced car such as a new Accord. When i get my VIN I'll try to get those figures.

[RRnold]

Originally Posted by Julio86

Is everyone just calling to get quotes without a VIN? If so so that I can call and get a quote as well and post age, location, an driving record. Thanks

Originally Posted by gabeh

The real question for me is how much more the FRS might cost to insure compared to a similarly priced car such as a new Accord. When i get my VIN I'll try to get those figures.

http://www.carinsurancecompanies.com...ates-based-on/

Regardless of the VIN, the model of the car and your background is enough information for them to proceed with a quote w/fine print. Though it might sound odd but your driving history, credit history and demographics play a bigger role on your premium.

When I called today, I said the car was a Scion F as in Frank, R as in Roger and S as in Sam. I told her it was a coupe, how big was the engine was and she was able to proceed from there.

[Julio86]

Originally Posted by RRnold

http://www.carinsurancecompanies.com...ates-based-on/

Regardless of the VIN, the model of the car and your background is enough information for them to proceed with a quote w/fine print. Though it might sound odd but your driving history, credit history and demographics play a bigger role on your premium.

When I called today, I said the car was a Scion F as in Frank, R as in Roger and S as in Sam. I told her it was a coupe, how big was the engine was and she was able to proceed from there.

Oh okay sounds good. Looks like my days will consist of getting quotes. Thanks

[suprachica79]

Originally Posted by mattles

Just got another quote:
Costco/Ameriprise 2013 Scion FRS
25yr/o, single, one speeding ticket
PHX AZ (15k/30k/10k coverage)
added full glass, 500 deducs, rental, towing
$1170 for 6 months
Not bad at all.

Do you really think 15/30/15 is going to be enough coverage if you get into a bad accident? State minimum here in CT is 20/40/20 and even that is a joke.

[mattles]

^^ opinions aside, that was just a basic minimum coverage quote. This is not a debate about what coverage you should get, merely a thread for estimating coverage costs for the Scion FR-S.

By the way, 15/30/10 is the state minimum in Arizona IIRC.

[Gregory Gawaran]

1991 Toyota MR2 + 2013 Scion FRS
100.82 500 Deductible or 110.50 250 Deductible per month for 6 months Full coverage on the FRS liability on the MR2

Coverage:
BODILY INJURY & PROPERTY DAMAGE LIABILITY BI $100,007 EACH PERSON - $300,007 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $100,007 EACH ACCIDENT
COMPREHENSIVE ACV LESS $249 DEDUCTIBLE
COLLISION ACV LESS $249 DEDUCTIBLE
LOAN/LEASE PAYOFF COVERAGE 25% OF THE ACTUAL CASH VALUE
RENTAL REIMBURSEMENT UP TO $30/DAY FOR MAX OF 30 DAYS
UNINSURED/UNDERINSURED MOTORIST BODILY INJURY $100,007 EACH PERSON -$300,007 EACH ACCIDENT
UM/UIM PROPERTY DAMAGE $50,007/ACCIDENT
$250 DEDUCTIBLE APPLIES TO PROPERTY DAMAGE
PERSONAL INJURY PROTECTION $2,503 EACH PERSON/EACH ACCIDENT
ROADSIDE ASSISTANCE

Dallas/25/No Accidents/No Tickets

[Subie]

An FR-S VIN was posted in another thread by Hawaiian. It's JF1ZNAA14D1701586 if I deciphered his tiny printout correctly.

[LostTHEbeat]

Quoted $500 for 6 onths, up from 350 with a 2004 xB. 31 yrs old, Progressive, clean driving record.

[Hawaiian]

Originally Posted by Subie

An FR-S VIN was posted in another thread by Hawaiian. It's JF1ZNAA14D1701586 if I deciphered his tiny printout correctly.

That's it.

[lookitschloe]

Wow, my insurance is so expensive compared to everyone else's on here.

21st Century
Los Angeles
26 years old
Mom and I have clean driving records

Current coverage:
Comprehensive (I have a LOT of insurance. hmm.. maybe too much.)
2005 Corolla (mom primary driver/me secondary/insured in an LA suburb), 2005 tC (me primary driver/insured in city of LA)
$1122/6 mo ($187/mo)

Estimated quotes:
Added FRS as commuter/everyday vehicle, keeping the other two cars:
$1770/6 mo.

if no tC: $1208/6 mo ($201/mo).

I think we're all learning that adding the FRS won't be too much higher than our current cars. That's great news. And kind of crazy that I can insure a brand new car for roughly $14/mo more than a 2005 car. (Not that I am complaining!)

[dookie11]

Originally Posted by lookitschloe

Wow, my insurance is so expensive compared to everyone else's on here.

21st Century
Los Angeles
26 years old
Mom and I have clean driving records

Current coverage:
Comprehensive (I have a LOT of insurance. hmm.. maybe too much.)
2005 Corolla (mom primary driver/me secondary/insured in an LA suburb), 2005 tC (me primary driver/insured in city of LA)
$1122/6 mo ($187/mo)

Estimated quotes:
Added FRS as commuter/everyday vehicle, keeping the other two cars:
$1770/6 mo.

if no tC: $1208/6 mo ($201/mo).

I think we're all learning that adding the FRS won't be too much higher than our current cars. That's great news. And kind of crazy that I can insure a brand new car for roughly $14/mo more than a 2005 car. (Not that I am complaining!)

Are you male or female, cuz those rates seem so high!

[lookitschloe]

Originally Posted by dookie11

Are you male or female, cuz those rates seem so high!

I know! Female. I have $100k in collision / $300k medical, $500 deductible, uninsured motorist, car rental, more stuff... and imagine this WITHOUT GDD.

Are males higher or females higher? While I was on the phone with the representative, I asked if being male or female made a difference because I actually heard that males are more expensive to insure, and she said she didn't know but didn't think so. Can you even do that? Is that discrimination? Wait, when you turn 25 your premium automatically goes down. So does race count too? And weight and height and hair color? Where does it stop... sorry off topic.

I thought it had to do with me living in LA because when I moved from the 'burbs to LA there was a marked increase in my premium but there are a few people in LA here without these high quotes. I think I win "highest premium with a clean record."

[dookie11]

Originally Posted by lookitschloe

I know! Female. I have $100k in collision / $300k medical, $500 deductible, uninsured motorist, car rental, more stuff... and imagine this WITHOUT GDD.

Are males higher or females higher? While I was on the phone with the representative, I asked if being male or female made a difference because I actually heard that males are more expensive to insure, and she said she didn't know but didn't think so. Can you even do that? Is that discrimination? Wait, when you turn 25 your premium automatically goes down. So does race count too? And weight and height and hair color? Where does it stop... sorry off topic.

I thought it had to do with me living in LA because when I moved from the 'burbs to LA there was a marked increase in my premium but there are a few people in LA here without these high quotes. I think I win "highest premium with a clean record."

LOL, I've always heard of males having higher rates than females, especially when you're younger. Makes sense, cuz all of those ricer azn bois in high school speed racing their shitty TCs in the school parking lot. Cuz you know, that's the gangsta way to race cars.

[DieDriving]

Originally Posted by RRnold

Nobody can touch Wawanesa and among the high price of living for CA, it's good to know we can catch at least 1 break.

I was with USAA and went to Wawanesa and nobody can touch their rates.

786/year or 65/month and it's just a little more than my truck. Those in CA or Oregon who want a good insurance company and have a clean record, I highly recommend getting a quote from them.

Wawanesa is the best among all I have tried like allstate, farmer, 21st, costo, infinity, even geico or mercury....I have been with them for 5+ yrs but it is hard to get in, they are very tough on traffic citation....they might drop you out if you have multiple tickets....I pay $1400/yr for '06 330i, "09 C300 and '00 Prelude on 30/60/30 $500 deductibile.....30 yrs old wife 27, no ticket.....I strongly recommend everone to call them but don't get your hope up becasue I did say they are tough to get in.....