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Old 08-12-2013, 09:21 AM   #71
Maverick22
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NOS!!!!
lolz were had.
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Old 08-12-2013, 09:34 AM   #72
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I'm new to this forum and this gives me a good idea of the kind of people here. Anyone who does these kinds of advanced mechanical modifications to their daily driver is pretty irresponsible in my opinion...
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Old 08-12-2013, 09:51 AM   #73
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Quote:
Originally Posted by jsimon7777 View Post
Easy. Make sure your insurance covers mods. Before I did a track day in my old car, I called the insurance agent and specifically asked. He said it wasn't covered. Then I knew. I had the choice of buying track insurance or not.

If I do serious mods, I will talk to the broker. If I have to switch providers, I will. Sounds like his insurance company is pretty low on the customer service totem pole. Which company was it? I'd like to avoid them.
Nice, I didn't know there was that option. I guess the main thing is being upfront with the insurance company to begin with, sure you will pay more, but it's better safe to be sorry.

I'll actually do that with mine when I get my BRZ. Probably not initially, but if I decide to jump into the FI part of thing then I'll definitely do it.

Anyways, yeah his problem was that, he didn't tell them. And then he lied to, thinking they would be to stupid to look into the burned car. I don't remember his insurance company, this happened 4 years ago, but it wasn't any of the major insurance companies.
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Old 08-12-2013, 09:54 AM   #74
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Originally Posted by jsimon7777 View Post
Easy. Make sure your insurance covers mods. Before I did a track day in my old car, I called the insurance agent and specifically asked. He said it wasn't covered. Then I knew. I had the choice of buying track insurance or not.

If I do serious mods, I will talk to the broker. If I have to switch providers, I will. Sounds like his insurance company is pretty low on the customer service totem pole. Which company was it? I'd like to avoid them.
I bet you're among those who think that the manufacturer should fix the car if the engine blew due to mods significantly upping the power level.

It's a diligent company that does not pay for losses is does not have to (and thus has lower rates for everyone else), I'd want them be my insurance. All too often today insurance companies are keen on just splitting fault 50-50, paying and jacking rates, w/o bothering to investigate. This one seems different.

And good luck on the insurance missing a supercharger on a total loss due to fire on a sporty car. It happens, but it would take some dump luck and a clueless agent + some supervisor that doesn't care.
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Old 08-12-2013, 12:08 PM   #75
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hahaha... he even has pics of his in his "garage" and yet is using your avatar/car as his

what a maroon

Yes. What a maroon. That rouge.
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Old 08-12-2013, 12:09 PM   #76
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Why are you using my picture of my car, which is my icon as yours?
LOL sorry man all the pictures I have of my car are for some reason bigger than 135 x 135 no matter how small I crop them to and I'm a noob when it comes to these things

so i googled blue frs and that was the first picture that came up so i clicked it lolll kudos to you for a nice picture but i'll remove it once i figure out how to get a picture small enough to satisfy that 135 x 135 requirement
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Old 08-12-2013, 12:33 PM   #77
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LOL sorry man all the pictures I have of my car are for some reason bigger than 135 x 135 no matter how small I crop them to and I'm a noob when it comes to these things

so i googled blue frs and that was the first picture that came up so i clicked it lolll kudos to you for a nice picture but i'll remove it once i figure out how to get a picture small enough to satisfy that 135 x 135 requirement
MS Paint has an option to crop to a certain pixel size, FYI.
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Old 08-12-2013, 12:48 PM   #78
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Originally Posted by TheRoadRunner View Post
LOL sorry man all the pictures I have of my car are for some reason bigger than 135 x 135 no matter how small I crop them to and I'm a noob when it comes to these things

so i googled blue frs and that was the first picture that came up so i clicked it lolll kudos to you for a nice picture but i'll remove it once i figure out how to get a picture small enough to satisfy that 135 x 135 requirement
But send me a picture you want resized and I'll do it for you!
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Old 08-12-2013, 12:49 PM   #79
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What a maroon..
Famous line from a Bugs Bunny - Daffy Duck cartoon. I believe they were battling Marvin the Martian at the time. Or maybe it was each other. It has been a while since I have seen it.
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Old 08-12-2013, 01:02 PM   #80
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Looks like the 1.21 gigawatts at 88mph was too much........
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Old 08-12-2013, 01:06 PM   #81
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Quote:
Originally Posted by jsimon7777 View Post
Easy. Make sure your insurance covers mods. Before I did a track day in my old car, I called the insurance agent and specifically asked. He said it wasn't covered. Then I knew. I had the choice of buying track insurance or not.

If I do serious mods, I will talk to the broker. If I have to switch providers, I will. Sounds like his insurance company is pretty low on the customer service totem pole. Which company was it? I'd like to avoid them.
The guy lied to the insurance company - that's all that really matters here. Most of the insurance providers out there won't cover you if you say you have any type of engine mods. The agent's aren't mechanic, if they hear anything that sounds non standard unlike wheels or tint, they will deny you. Just gotta do your research.
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Old 08-12-2013, 01:30 PM   #82
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Originally Posted by Rayme View Post
The guy lied to the insurance company - that's all that really matters here. Most of the insurance providers out there won't cover you if you say you have any type of engine mods. The agent's aren't mechanic, if they hear anything that sounds non standard like wheels or tint, they will deny you. Just gotta do your research.
Denied for a tint or aftermarket wheels? Really?
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Old 08-12-2013, 01:32 PM   #83
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I'm all for fighting fraud. No problem there. I'm also all for doing your homework beforehand and making sure what I want covered is covered. I've heard of people paying extra to get aftermarket parts covered. There are a many insurance companies to choose from. This guy chose badly then lied to cover his ass. Too bad for him. I'm not a fool. I'm also not a Mustang driver, so you can cut your flaming BS.

Quote:
Originally Posted by dsgerbc View Post
I bet you're among those who think that the manufacturer should fix the car if the engine blew due to mods significantly upping the power level.

It's a diligent company that does not pay for losses is does not have to (and thus has lower rates for everyone else), I'd want them be my insurance. All too often today insurance companies are keen on just splitting fault 50-50, paying and jacking rates, w/o bothering to investigate. This one seems different.

And good luck on the insurance missing a supercharger on a total loss due to fire on a sporty car. It happens, but it would take some dump luck and a clueless agent + some supervisor that doesn't care.
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Old 08-12-2013, 01:34 PM   #84
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Most aftermarket wheels people put (not usually enthusiasts I guess but anyway) are worth less than OEM.

And how exactly to do homework? What insurance company will let you list off your mods and give you a reasonable rate?
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